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What is a YES Bank Prosperity Cashback Plus Credit Card?

With easy eligibility criteria and a ton of beneficial features on offer, the YES Prosperity Cashback Plus credit card from Yes Bank may be just the card you need today. The range of cashbacks on this credit card will undoubtedly make every cardholder glad they have this card. And if you love cashbacks too, this card should definitely be on your radar. You get a welcome benefit cashback of Rs. 250 on spends of just Rs. 2,500!


In addition to the cashbacks, this credit card also gives you many other privileges like lifestyle benefits, fuel surcharge waivers, loan facilities and more. Checkout the Yes Bank Cashback Plus credit card apply process, Eligibility criteria & Documents required so you can get the process done without any hassle.

YES Prosperity Cashback Plus Credit Card Features and Benefits

Interested in learning more about how you can benefit from the Yes Bank Prosperity Cashback Plus credit card? Here are the key features and benefits that this card offers.

  • Insurance Cover

This credit card from Yes Bank gives you the Credit Shield cover, which comes in handy in case of accidental death.

  • Affordable Interest

The interest rates charged are very nominal, coming in at just 3.5% per month on revolving credit, overdue amounts and cash advances.

  • Nominal Foreign Currency Markup

Like the interest rates, the foreign currency markup is also not too high. With a markup of just 3.40% , this card makes foreign transactions easy on your wallet.

  • 1% Waiver of Fuel Surcharge

1% of the fuel surcharge you pay at any fuel station in India is also waived off. This Yes Bank credit card benefits is applicable on all transactions ranging from Rs. 400 to Rs. 5,000.

  • Instant EMI

Love the ‘Buy Now Pay Later’ culture? The Yes Bank Cashback Plus credit card gives you instant EMI, which helps you shop or spend now, and pay for it at leisure. You also get to enjoy flexible repayment tenures and attractive interest rates.

  • Card Protection Plan

This plan protects your card in the case of frauds, theft or other emergencies. Plus, it also comes with roadside assistance benefits and emergency cash assistance.

YES Prosperity Cashback Plus Credit Card Fees and Charges

While the Yes Bank credit card offers are many and varied, the fees and charges it comes with are very easy on your pocket. Check out the expenses associated with the YES Prosperity Cashback Plus credit card.


Fees and Charges

Annual membership fees and renewal fees

Rs. 1,499 plus taxes plus applicable taxes

Cash advance fee

2.5% of withdrawn amount or Rs. 300, whichever is higher

Payment return charges

Rs. 350 per payment return

Foreign currency conversion charges


1. Late Payment Charges

Balance as per statement

Late payment charges

Less than or equal to Rs. 100


Rs. 101 to Rs. 500

Rs. 150

Rs. 501 to Rs. 5,000

Rs. 500

Rs. 5,001 to Rs. 20,000

Rs. 750


Above Rs. 20,000

Rs. 1,000

YES Prosperity Cashback Plus Credit Card Rewards

The Yes Bank Prosperity Cashback Plus credit card gives you the following kinds of cashback benefits.

  • If you spend a minimum of Rs. 2,500 in the first 30 days following your card set up, you get a cashback of Rs. 250.

  • This card also gives you some kind of cashback on every transaction, so you can earn each time you pay.

  • You get a cashback of 5% on booking movie tickets, paying for grocery shopping, and on any bill payment made through YES PayNow.

  • On all other retail payments, this card gives you a cashback of 0.75%.

YES Prosperity Cashback Plus Credit Card Eligibility Criteria and Documentation

To apply for the Yes Bank Prosperity Cashback Plus credit card, you need to be eligible for it in the first place. Fortunately, the Yes Bank Credit Card eligibility criteria are very convenient.

  • The minimum age is 21 years

  • The maximum age is 60 years

  • You can be self-employed or salaried

  • Your net salary should be at least Rs. 35,000 per month, or your annual income as per your Income Tax Return should be at least Rs. 5 lakhs


Like the eligibility criteria, the documentation needed for the credit card application process is also easy on the applicant. You only need to submit the following paperwork.

  • Either your Form 60 or a photocopy of your PAN card

  • Your income proof (latest payslip, Form 16 or a copy of your income tax return)

  • Your residence and identity proof

  • A colour photograph of you

How to Apply for the YES Prosperity Cashback Plus Credit Card?

Applying for a Yes Prosperity Cashback Plus Credit Card is super easy! Once you have evaluated the different Yes Bank credit card types and made the final decision, it is time to apply. Please note that Yes Bank credit cards, including the Yes Prosperity Cashback Plus Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best Yes Bank credit card, you can apply via the bank’s official website or visit the nearest branch to check your eligibility.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on YES Prosperity Cashback Plus Credit Card

What are the YES Prosperity Cashback Plus credit card benefits?

There are many benefits that you get to enjoy as a YES Prosperity Cashback Plus credit card holder. This includes the following:

  • Insurance coverage in case of accidental death

  • Low interest rates on revolving credit

  • Low foreign currency markup

  • 1% waiver on fuel surcharge for transactions between Rs. 400 and Rs. 5,000

  • Lifestyle benefits

How to reach the YES Prosperity Cashback Plus credit card customer care?

If you are calling from India, you can contact the customer care team on this number - 1800 103 6000. But if you’re calling from outside India, you need to dial +91 22 4935 0000. You could also send an email to yesfirstcc@yesbank.in instead. 

What is the YES Prosperity Cashback Plus credit card annual fee?

The annual fee on the YES Prosperity Cashback Plus credit card is only Rs. 1,499 plus applicable taxes.

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