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Apply for an instant personal loan and get up to ₹55 Lakhs to manage all your expenses, big or small, on Bajaj Markets. Enjoy interest rates starting at just 10% p.a., with flexible repayment tenures of up to 108 months. Compare loan offers from 20+ trusted lenders and benefit from fast online application process, quick approvals within minutes, and minimal documentation.
Last updated on: Oct 06, 2026
You can get up to ₹55 Lakhs by comparing 20+ on Bajaj Markets
Personal Loan Interest Rates on Bajaj Markets start from 10% p.a.
You can get the loan amount credited to your bank account quickly after approval
The online documentation process makes applying for a personal loan on Bajaj Markets, easy and convenient
Max. Loan Amount
₹55 Lakhs
10% p.a.
108 Months
Up to 3.93% (Inclusive of applicable taxes) of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
12.75% p.a.
48 months
2% to 3% of the loan amount + 18% GST
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
14% p.a.
36 months
Up to 2% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹10 Lakhs
15.95% p.a.
60 months
Up to 3% of total loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹10 Lakhs
13.99% p.a.
60 months
2%-5% on the sanctioned amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹4 Lakhs
14% p.a.
24 months
3% - 5% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹40 Lakhs
10.99% p.a.
72 months
1.10% - 1.50% of the loan amount + GST
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹10 Lakhs
12% p.a.
60 months
Up to 5.1% of the loan amount + GST
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹15 Lakhs
12% p.a.
48 months
Up to 3% of loan amount + GST
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹10 Lakhs
1.33% p.m.
60 months
Starting from 2% of the approved loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹2 Lakhs
18.96% p.a.
24 months
₹50 to ₹200 + 18% GST (maximum APR of 48%)
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹10 Lakhs
14.50% p.a.
60 months
2% to 4% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹1 Lakh
18% p.a.
12 months
2% - 12% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
14% p.a.
60 months
2% - 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher)
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹25 Lakhs
12% p.a.
60 months
0% - 6% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
18% p.a.
12 months
2% - 6% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
12% p.a.
36 months
1% onwards
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹6 Lakhs
17.25% p.a.
60 months
1.50% to 4.50% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
16 % p.a.
36 months
3% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹1.5 Lakhs
6% p.m.
90 days
3%-10%
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
17.99% p.a.
48 Months
3%-5%
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
16% p.a.
36 months
Up to 5% + applicable taxes
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹5 Lakhs
23%p.a.
36 months
A fee ranging from 2.5% to 4% of the loan amount
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Max. Loan Amount
₹2 Lakhs
16% p.a.
36 months
3.50%
Features
Eligibility Criteria
Processing Fee
Features
Eligibility Criteria
Bajaj Finance Limited
Finnable
InCred
Kotak Mahindra Bank
KreditBee
Moneyview
Muthoot Finance
PaySense Partners
SMFG India Credit
Piramal Finance
Follow prudent borrowing and repayment practices to make the most of your personal loan.
| Do’s | Don’ts |
|---|---|
Borrow only the amount you require |
Borrow more than your repayment capacity |
Compare interest rates, charges, and repayment terms |
Miss or delay EMI payments |
Choose an EMI that fits your monthly budget |
Ignore applicable fees and charges |
Read the loan terms and conditions carefully |
Apply for multiple loans simultaneously without need |
Pay EMIs on or before the due date |
Use the loan without a clear repayment plan |
Keep track of your repayment schedule |
Overlook your existing financial obligations |
Disclaimer
Reviewer
You are usually required to have a CIBIL score of 650 or more to qualify for a personal loan.
You can get a personal loan amount of up to ₹55 Lakhs through Bajaj Markets. However, the maximum personal loan amount you get will depend on your eligibility.
A personal loan does not have any end-use restrictions. It can be used for debt consolidation, home improvement, medical expenses, education, travel, or any other financial need.
Yes. It is possible to get more than one personal loan at the same time. However, the approval of these loans depends on factors like your creditworthiness, income, and the lender’s policies.
Once you decide to apply for a loan with a lender of your choice, you must first fill necessary details in the application form. Submit the necessary documents, following which the lender checks your creditworthiness and then provides an offer. If you accept the offer and sign the agreement, the amount is credited to your account, which you can use to meet your requirements.
Yes. Depending on how you use the loan, you may be able to enjoy tax benefits. If you use the loan amount to help finance the purchase of a new home or start a new business, you can get exemptions under the Income Tax Act, 1961.
Yes, you may be eligible for a top-up personal loan on your existing loan from Bajaj Markets, subject to your repayment history and the lender’s policies.
Missing a personal loan payment may attract late payment charges and negatively impact your credit score. Continued non-payment can lead to increased interest liability and potential legal proceedings.
The processing fee is calculated as a fixed percentage of the sanctioned loan amount. It typically ranges from 0 % to 12%, depending on the lender’s terms and conditions.
Yes, you can apply for a personal loan with a low CIBIL score. However, lenders may impose higher interest rates. Some lenders may even require additional security, such as a guarantor or collateral.
To prevent the rejection of your personal loan application, ensure you meet all the eligibility requirements and have the proper documentation in place.
On Bajaj Markets, some lending partners may offer faster approval for eligible applicants. Once approved, the loan amount may be disbursed quickly, depending on the lender's policies, document verification, and processing timelines. The exact approval and disbursal time can vary across lenders and individual applications.
No. A collateral is not required when applying for a personal loan on Bajaj Markets.
The repayment tenure of a personal loan can be up to 108 months. It will depend on your lender, your principal amount, and your repayment capability.
Yes. Self‑employed applicants can apply using ITRs and bank statements. Salaried borrowers may qualify with alternate income proofs, depending on the lender’s eligibility criteria.
Repeated or delayed EMI payments can lead to penalties, recovery follow‑ups, and a drop in credit score, potentially reducing eligibility for future loans.
Yes. NBFCs offering personal loans on Bajaj Markets are RBI-regulated and are safe and trustworthy. Before applying, review the lender's terms, charges, eligibility criteria, and grievance redressal channels.
Processing fees can range from 0% to 12% of the loan amount plus applicable taxes. It will depend on the lender's policies and borrower's profile.
No. Checking your personal loan eligibility usually involves a soft inquiry, which does not impact your credit score. You can check your CIBIL score on Bajaj Markets.
After disbursal, the loan is typically serviced by the lending partner that approves and issues the loan. The lender handles EMIs, statements, customer support, and repayment-related queries.
No, personal loans generally do not offer direct tax benefits. However, tax deductions may be available if the loan is used for specific purposes such as home improvement or business needs.
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