How To Add Money From Credit Card To PhonePe?

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How to Add Money in PhonePe Using Credit Card

PhonePe is now one of the market leaders in the digital payments industry, making life easier for customers and businesses alike. If you are wondering how to transfer money from a credit card to PhonePe, use the following steps:

  • Step 1: Once you open the PhonePe application, click on the ‘My Money’ tab.

  • Step 2: Next, click on the ‘PhonePe Wallet’ tab and enter the amount you wish to add.

  • Step 3: Proceed by selecting the payment mode (either Debit card/UPI/Credit card).

  • Step 4: Finally, click on the ‘Top Up Wallet’ and proceed with the transaction.

How to Pay Credit Card Bills Through the PhonePe Application

Once you add your credit card to PhonePe, if you wish to pay credit card bill using PhonePe wallet, follow the steps mentioned below:

  • Step 1: Start by downloading the PhonePe application, which is available on both Android and iOS devices.

  • Step 2: Once you have done so, open the PhonePe application, and navigate to the ‘Recharge and Pay Bills’ tab, where you will have to click on the credit card icon.

  • Step 3: Next, choose the credit card service provider of your choice, or select from the options listed under your saved/recently used cards.

  • Step 4: Proceed by entering the number of your credit card.

  • Step 5: Next, enter the amount you wish to pay.

  • Step 6: Finally, click on the ‘Pay Bill’ tab to complete your payment towards your credit card..

How to Add Credit Card in PhonePe

  1. Under the section ‘Payment instruments’ on the PhonePe app, view the section ‘All Payments Instruments’ and click on ‘Add New’.

  2. Enter your CVV, Card number, and the validity.

  3. You will then receive an OTP on the registered mobile number, enter that and then confirm.

That’s it! Your Credit Card is now added to PhonePe.

How Much Money Can I Add to My PhonePe Wallet

Now that you have learned how to link a credit card to PhonePe, let us take a look at how much money you can add to your PhonePe wallet:

  • You can add a maximum of ₹ 10,000 per month.

  • You can add a maximum of ₹ 1,20,000 per financial year.

Charges for Adding Money to PhonePe Using Credit Card

  • Whenever you add a credit card to the PhonePe application, PhonePe charges you a fee of ₹ 2 to authenticate your card. 

  • This amount is later credited back to your account.

FAQ about Adding Money From Credit Card To PhonePe

  • ✔️What are the steps of adding money to the PhonePe application using a Credit Card?

    If you wish to add money to your PhonePe wallet, (a) first click on the ‘My Money’ tab (b) then click on the ‘PhonePe Wallet’ tab and enter the amount you wish to add (c) select the payment mode (either Debit card/UPI/Credit card) and (d) click on the ‘Top Up Wallet’ and proceed with the transaction.

  • ✔️Is there a customer care number I can contact in case of any queries?

    Yes, you can contact the PhonePe representatives at 080-68727374/022-68727374.

  • ✔️What should I do if I do not receive an OTP while making a transaction?

    If you do not receive an OTP while making your transaction, do not panic. Rather than trying repeatedly, wait it out for a while. If the issue is still not resolved, you can raise your issue with the PhonePe customer care, who shall then promptly solve your problem.