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Learn how to add money from a credit card, ways to link our card to the app, and more!
Just follow these quick steps to get started:
Open the PhonePe app and tap on your profile picture
Under the ‘Payment Methods’ option and select ‘PhonePe Wallet’
Enter the amount you wish to add to your wallet
Proceed by selecting credit card as the payment mode
Click on the ‘Top Up Wallet’ and proceed with the transaction
To complete the process, you need to authenticate it.
Note: You can only add funds to your PhonePe wallet if you have complied with KYC requirements.
When you add a credit card to PhonePe, it simplifies your financial transactions. Here’s how you can go about it:
Open the PhonePe app on your smartphone
Navigate to ‘View All Payment Methods’ within the ‘Payment Methods’ section
Click ‘Add New’ under the ‘Debit/Credit Cards’ section
Enter your credit card number, unique verification number, validity, and other relevant details
Once done, provide the OTP set to your registered mobile number. Finally, click on ‘Confirm’ and add your credit card to your PhonePe application.
You can add your credit card on PhonePe using two methods, saving your card details or linking it directly. From June 2022, RBI permitted RuPay credit cardholders to link their cards with the UPI interface for a faster payment experience. You can get this done easily on PhonePe.
Linking RuPay Credit Card with UPI
Follow these steps to link your card with UPI on the PhonePe app:
Tap on the ‘Payment Methods’ category on the app’s home screen
Select the ‘RuPay Credit Card’ category and choose the issuing bank
Provide the last 6 digits of your credit card and hit the ‘Set up PIN’ button
Enter the OTP sent on your registered mobile number
Enter the 4 or 6-digit PIN twice and proceed ahead to link your card with UPI
Apart from making quick payments, you can repay your credit card dues through the PhonePe app. Here is how:
Open the PhonePe app on your smartphone
Head to ‘Recharge and Pay Bills’ and select ‘Credit Card’
Enter your card number, valid through date, along with the CVV and select ‘Confirm’
Click on ‘Pay Bill’ after you enter the bill amount
This way, you can easily clear your credit card dues using the PhonePe app.
Yes, you can add money from your credit card account to third-party UPI apps like PhonePe.
You can save the details of your credit card on PhonePe for faster payments, making it convenient.
There may be processing fees associated with making credit card payments on PhonePe, depending on your credit card issuer’s policies.
Yes, PhonePe is safe for credit card payments and other types of transactions. PhonePe uses a secure encrypted format to save the confidential information of its customers.
You can add a maximum of ₹10,000 per month and ₹1.2 Lakhs per year from your credit card to your PhonePe account.
Yes, you can contact the PhonePe representatives at 080-68727374/022-68727374.
If you do not receive an OTP while making your transaction, consider trying again after some time. If the issue remains unresolved, you can raise your concern with PhonePe’s customer care.
Adding cash to your PhonePe wallet through credit cards attracts a convenience fee ranging between 1.5% and 3%, excluding GST.
Yes. PhonePe acts as a medium of transaction, allowing you to make payments for products and services using your credit card. You can make the payment using the PhonePe app after you add your credit card as one of the payment options.
You can also add money from your credit card to your PhonePe wallet and pay your outstanding bills.
You can pay your credit card bill using PhonePe after you have linked your credit card or bank account with the PhonePe application.
To pay your credit card bill,
Go to the ‘Recharge & Pay Bills’ and tap on ‘Credit Card’
Select your saved card
Tap on ‘Confirm’, enter the bill amount
Tap ‘Pay Your Bill’ to complete the payment
A fund transfer may not be possible if there is an insufficient balance or the bank server of the beneficiary’s bank account is busy.
Yes, use the QR Code Scanner and pay using your credit card on PhonePe.
Yes, you can pay any UPI ID with your credit card through PhonePe using the beneficiary’s UPI ID or QR code.
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| 1min read
Posted on 16 May
Roshani Ballal
Academy by Bajaj Markets
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