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Payments Insight

Pay Your Electricity Bill for Bikaner Electricity Supply Limited (BKESL) Online Using a Credit Card

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Roshani Ballal Posted on March 26, 2026
Bikaner Electricity Bill Payment

Table of Contents

Quickly view and pay your Bikaner electricity bill online. Check secure payment options, bill history and complaint lodging through the official state portal. 

Understand how you can check and pay your electricity bills issued by the Bikaner Electricity Supply Limited (BKESL) online. Use the official online portals to fetch your bill by entering the consumer ID or relevant bill details. You can choose from various payment methods including net banking, UPI, cards and authorised bank transfers. You may also view payment history, download receipts and raise complaints or service requests through the consumer portal for Bikaner and other cities in the district which falls under BKESL’s jurisdiction.

How to Pay Your BKESL Electricity Bill Using a Credit Card

To make your Bikaner electricity bill payment online, keep your 12-digit BKESL K-Number (consumer number) and credit card ready to complete the secure payment. First, go to the official BKESL website at ‘cescrajasthan.co.in/bkesl/pages/event/’. From the top menu, you can choose any of the two options to pay your utility bill: 

  • Quick Bill Pay

  • Bharat BillPay

Using the Quick Bill Pay Option

  1. Head to the BKESL website and click on the ‘Quick Bill Pay’ option. 

  2. On the next window, choose ‘Electricity Bill Payment’. 

  3. You’ll get two methods to continue: ‘Quick Bill Pay’ and ‘NEFT/RTGS’. 

  4. Enter your 12-digit K-Number (consumer number) exactly as shown on your bill. 

  5. Tick the security verification box and enter the captcha correctly. 

  6. Click on ‘Submit’ to fetch your current bill and payable amount. 

  7. On the payment options screen, choose Credit Card as the method of payment. 

  8. Enter your credit card details including card number, expiry date and CVV securely.

  9. Complete the authentication required by your card issuer to process the transaction. 

After successful payment, the portal will show a confirmation and transaction ID that you can note or download for your records. 

Via Bharat Bill Payment Platforms (BBPS)

  1. Choose the ‘Bharat BillPay’ option from the BKESL website’s homepage. 

  2. You will be redirected to a relevant BBPS portal such as ‘bharat-connect.com/customers/’  or a BBPS-enabled app (for mobile users). 

  3. Under ‘Utilities’, go to ‘Electricity’, and select Bikaner Electricity Supply Limited (BKESL) as your biller/provider. 

  4. Enter your K-Number and fetch the current bill details. 

  5. Choose Credit Card as the payment mode in the checkout. 

  6. Fill in your credit card information and complete the OTP authorisation step.

Once the payment is successful, you’ll receive an on-screen confirmation and digital receipt which you should save for future reference. 

Why Use a Credit Card to Pay Your BKESL Electricity Bill

Paying your BKESL electricity bill with a credit card can make the payment process smoother, faster and more manageable from the comfort of your home. 

  • Convenient Online Payment Via Official Channels

BKESL allows consumers to pay bills online through its official website and authorised payment platforms. Using a credit card lets you complete the transaction in a few steps without visiting a customer service centre in Bikaner. 

  • Instant BKESL Bill Payment Confirmation 

When you pay your BKESL bill using a credit card, the transaction is processed online and you receive immediate confirmation. This helps you avoid late payment concerns and keeps your electricity connection active without disruption. 

  • Flexible Repayment Cycle

A credit card gives you a billing cycle window before the due date of your card statement. This can help you manage short-term cash flow while ensuring that your BKESL electricity bills are cleared on time.

  • Reward Points or Cashback Benefits

Many credit cards offer reward points, cashback or milestone benefits on utility bill payments. By using your card for your BKESL bill, you may be able to earn additional value on a routine monthly expense.

  • Secure Transaction Process

Online credit card payments on official BKESL portals are routed through secure payment gateways with OTP authentication. This adds an extra layer of protection while completing your electricity bill payment.

  • Easy Tracking of Expenses

Every credit card payment appears in your monthly card statement. This helps you maintain a digital record of your BKESL electricity payments, which can be useful for budgeting or financial tracking.

  • Access from Anywhere

Whether you are in Bikaner or outside the city, you can pay your BKESL electricity bill using a credit card through the official portal. This ensures uninterrupted service even if you are travelling or unable to visit a local office. 

Using a credit card for your BKESL electricity bill can therefore offer convenience, security and better expense management, while ensuring timely payment of your monthly dues.

Credit Card Charges & Convenience Fees for BKESL Electricity Bill Payment

When you pay your Bikaner Electricity Supply Limited electricity bill using a credit card, certain charges may apply depending on the payment gateway and your card issuer’s terms.

  • Convenience or Surcharge Fee

Online credit card payments may attract a convenience fee charged by the payment gateway. This fee is usually displayed before you confirm the transaction and is added to the total payable amount.

  • Payment Gateway or Platform Charges

If you pay through an authorised online portal, there may be a small platform-specific processing charge. This depends on the payment service provider integrated with the BKESL bill payment system.

  • GST on Convenience Fees

Goods and Services Tax may be applicable on the convenience or processing fee charged by the gateway. This GST is levied only on the service charge component, not on your actual electricity bill amount.

  • Utility Transaction Category Charges

Some credit card issuers classify electricity bill payments under the ‘utility’ category. In certain cases, this category may attract specific terms, such as limited reward points or additional charges, depending on your card agreement. 

  • Interest Charges on Outstanding Card Balance

If you do not pay your credit card bill in full by the due date, interest may be charged by your bank on the outstanding amount. This interest is applied as per your card’s annual percentage rate. 

  • Late Payment Charges on Electricity Bill

If the electricity bill is not paid before the due date, BKESL may apply a late payment surcharge as per its billing regulations. Paying through a credit card before the due date can help you avoid such penalties. 

  • Failed Transaction or Reversal Delays

In case of a failed or interrupted transaction, the debited amount may take time to be reversed by the bank or payment gateway. It is advisable to check the payment status on the official portal before attempting another transaction. 

About Bikaner Electricity Supply Limited (BKESL)

Bikaner Electricity Supply Limited (BKESL) is a dedicated electricity distribution company operating in Bikaner, Rajasthan, as a distribution franchisee under Jodhpur Vidyut Vitaran Nigam Limited (JDVVNL). It began its distribution operations on 1 May 2017 after the franchise agreement was awarded to its parent, CESC Limited, following a competitive bidding process.

CESC is an established Indian utility with a long history of power generation and distribution and a growing presence across multiple regions. BKESL serves tens of thousands of consumers across urban and surrounding areas of Bikaner, working to modernise infrastructure and support reliable supply. 

The company places emphasis on responsive customer service, including addressing faults quickly, facilitating new connections, and handling consumer feedback efficiently. Its efforts are focused on improving distribution networks while aiming to provide consistent and quality power services to its expanding consumer base.

BKESL Electricity Charges and Tariffs

Below are the detailed fixed and energy charge components as prescribed under the current tariff order for BKESL domestic consumers. 

Fixed Charges

The fixed charge component is applied according to the consumer category and assessed consumption slab from the preceding financial year.

Category Consumption Slab Fixed Charges (₹)

BPL / Astha Card Holders and Silicosis patients / Small Domestic

Up to first 50 Units per month

₹150/- per connection per month

General Domestic-1

(Consumption up to 150 Units per Month)

₹150/- per connection per month

General Domestic-2

(Consumption up to 300 Units per Month)

₹300/- per connection per month

General Domestic-3

(Consumption up to 500 Units per Month)

₹500/- per connection per month

General Domestic-4

(Consumption above 500 Units per Month)

₹800/- per connection per month

Energy Charges

This category applies to eligible low-consumption domestic consumers under the specified social support classifications. 

  • BPL / Astha Card Holders and Silicosis patients / Small Domestic

Consumption Energy Charges

For consumption up to first 50 Units / Month

475 Paise per unit

  • General Domestic-1 (Consumption up to 150 Units per Month)

Slab Energy Charges

(i) For consumption up to first 50 units per month

475 Paise per Unit

(ii) For consumption up to 150 units per month

600 Paise per Unit

  • General Domestic-2 (Consumption up to 300 Units per Month)

Slab Energy Charges

(i) For consumption up to first 50 units per month

475 Paise per Unit

(ii) For consumption up to 150 units per month

600 Paise per Unit

(iii) For consumption up to 300 units per month

700 Paise per Unit

  • General Domestic-3 (Consumption up to 500 Units per Month)

Slab Energy Charges

(i) For consumption up to first 50 units per month

475 Paise per Unit

(ii) For consumption up to 150 units per month

600 Paise per Unit

(iii) For consumption up to 500 units per month

700 Paise per Unit

  • General Domestic-4 (Consumption above 500 Units per Month)

Slab Energy Charges

(i) For consumption up to first 50 units per month

475 Paise per Unit

(ii) For consumption up to 150 units per month

600 Paise per Unit

(iii) For consumption up to 500 units per month

700 Paise per Unit

(iv) For consumption above 500 units per month

750 Paise per unit

Note: Tariff eligibility and rebates (Solar/Prepaid/Early Payment) are subject to specific load limits and consumption thresholds, with Delayed Payment Surcharges of 2%–4% applicable to all outstanding dues.

How to Resolve Common Payment Issues with Your BKESL Electricity Bill

Paying your BKESL electricity bill online is usually smooth, but occasional technical or transaction-related issues may arise and can be resolved with simple checks.

  • Incorrect K-Number or Consumer Number Entered

If the portal shows ‘consumer not found’, recheck your K Number carefully from the latest BKESL bill and enter it without spaces or typing errors.

  • Bill Not Displaying on the Portal

If your current bill does not appear, refresh the page or log in again after some time, as billing data may take time to update.

  • Payment Failed but Amount Debited

If your bank account or card is debited but the bill shows unpaid, wait 24 to 48 hours for reconciliation before raising a complaint.

  • Transaction Timed Out During Payment

When the page times out during payment, avoid repeating the transaction immediately and first verify the payment status under transaction history.

  • OTP Not Received from Bank

If you do not receive an OTP for card authentication, check your registered mobile network signal or request a fresh OTP from the bank gateway.

  • Portal Showing Technical Error

Temporary server or maintenance issues may cause errors, so try accessing the official BKESL portal after some time or use a different browser.

  • Incorrect Bill Amount Displayed

If the payable amount seems incorrect, compare it with your physical or PDF bill and contact BKESL customer care for clarification.

  • Payment Reflected Late in Bill Status

Even after successful payment, the bill status may take time to update, so keep the transaction reference and monitor the portal before escalating the issue.

BKESL Bill Payment Refund & Reversal Process

BKESL has not published any formal, step-by-step refund or reversal policy on its public pages. The guidance below is therefore a generic outline of potential steps that you could try if a bill payment to BKESL fails or doesn’t reflect. Use these as suggested actions and keep all evidence handy: 

  • Confirm Payment Status: First check the BKESL quick-pay or bill-status page to see if the transaction is recorded or pending.
  • Collect Evidence: Save the bank/card statement, payment gateway SMS, on-screen transaction ID, date/time and any screenshots showing the issue.
  • Allow Settlement Time: Wait 24–72 hours for gateway/bank reconciliation, as many failed/pendings are cleared automatically.
  • Contact your Card Issuer: If funds are debited, file a dispute or transaction query with your bank and request a provisional credit if applicable.
  • Raise a Complaint with BKESL: Use the BKESL contact/grievance channel (email/helpline) to notify them, quoting your consumer/K-number and attaching proof.
  • Request Adjustment or Reversal: Ask BKESL to either reverse the payment or carry the excess as advance/credit against your next bill; provide transaction evidence.
  • Track and Follow up: Note any complaint/acknowledgement number and follow up after a few business days; escalate if there is no response.
  • Escalation Options: If unresolved, consider approaching the regulator or consumer grievance redressal forum while retaining all correspondence and proof. 

BKESL Grievance Redressal Steps

Bikaner Electricity Supply Limited has a two-layered grievance redressal method. Each level has specific details, including how to register a grievance, the kinds of complaints handled, timelines and other details. 

  1. Sub-Division Level
  • How to register:

Fill a complaint form at the Sub-Divisional Help Desk, send a written grievance by registered post to the Sub-Divisional Office, use the helpline numbers, or message via the WhatsApp contact listed. 

  • What is handled:

Technical (LT) and commercial complaints except cases under sections 126 & 135 of the Electricity Act. Mainly non-monetary matters and monetary claims up to the prescribed small-value limit. 

  • Timeline & escalation:

Consumers may seek redressal within 90 days of the cause. Complaints not meeting Sub-Division criteria are logged and forwarded to Corporate level. 

  • Members, venue & timing: 

The Sub-Division IGR cell is chaired by the Assistant Engineer and includes revenue/JE officers. Meetings are held at the Sub-Division office (specified weekly time). 

2) Corporate Level

  • How to register:

Use the centralised Customer Care Centre complaint form, send a written grievance to the BKESL Corporate Office or email the corporate nodal address. You can also call the helpline or use the WhatsApp number as listed below. 

  • What is handled:

Higher-value monetary disputes (above the Sub-Division threshold), HT/EHT technical and commercial complaints (except matters under sections 126 & 135), and appeals/escalations from Sub-Division level. 

  • Timeline & escalation:

Corporate IGR will consider grievances within the same 90-day reference and will deal with matters not resolved at Sub-Division level; unresolved issues may be directed to the statutory Consumer Grievance Redressal Forum as per regulatory rules. 

  • Members, venue & timing: 

The Corporate IGR cell is chaired by the COO and includes heads of Tech/CRM/Commercial/Metering; meetings are held at the Centralised Customer Care Centre (Public Park, Near Sani Mandir) on the 1st and 3rd Saturday. 

BKESL Contact Details

  • Helpline Numbers: 0141-3532000; 1800-200-1912; 1800-330-1912; 1912; 
  • WhatsApp Number: 72300-44001
  • Chief Executive Officer: Mr. Shriprakash Joshi
    • Number: 0141-4730004 
    • Mail: ceo_cescrajasthan@rpsg.in
  • Chief Operating Officer: Mr. Harish Chandra Singh Chundawat
    • Number: 0151-2240026 
    • Mail: harish.singh@rpsg.in.
  • Head – New Service Connection: Mr. Pramod Kumar Varma 
    • Number: 91161-55088 
    • Mail: pramod.verma@rpsg.in. 
  • Head – Commercial: Mr. Achintya Goswami 
    • Number: 91161-55067 
    • Mail: achintya.goswami@rpsg.in.

FAQs – BKESL Electricity Bill Payment

How can consumers pay Bikaner electricity bills online?

Consumers can pay their BKESL electricity bills online by using the official BKESL Quick Bill Pay page with their consumer (K-Number). They can pay using credit card, UPI, or net banking options. Recognised bill payment platforms like Bharat BillPay also support BKESL bill payments through secure gateways.

Electricity supply and billing in Bikaner is managed by Bikaner Electricity Supply Limited (BKESL), a distribution franchisee under Jodhpur Vidyut Vitaran Nigam Limited. BKESL handles consumer services, billing, fault reporting and related processes within the Bikaner service area.

To check a Bikaner electricity bill online, consumers need to enter their 12-digit BKESL Consumer (K-Number) exactly as shown on their latest bill. This identifier enables the official portal or bill payment platform to fetch the current bill and outstanding amount.

Yes, BKESL electricity bills can typically be paid using UPI or net banking through the official Quick Bill Pay portal or recognised Bharat BillPay platforms. These secure digital payment methods allow consumers to complete transactions without a physical visit to any office.

The bill due date for BKESL electricity bills is shown on the printed or online bill. It usually falls a set number of days after issuance, as determined by the utility. Consumers are advised to pay before this date to avoid late charges or reconnection issues.

After successful online payment, the portal displays a confirmation and lets consumers download or save the digital receipt immediately. If the receipt is missed, consumers can log in again or check the bill history on the payment platform to retrieve it.

If a payment to BKESL fails but the amount is debited, consumers should first check the transaction status and wait for settlement or reconciliation. If it still does not reflect, they can use BKESL’s contact channels or grievance mechanism with proof of payment and transaction details for resolution.

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Hi! I’m Roshani Ballal
Financial Content Specialist
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Roshani has over 6 years of experience and has honed her skills in performance content marketing in the financial domain. She loves diving into research and has crafted and overviewed creative copies, long-form financial content, engaging blogs, and informative articles. She specialises in delivering user-oriented content and solving problems through various content formats. On the side, Roshani enjoys writing poems-that's how she stays creative when she is not crunching numbers.

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Write Off Credit Card Debt in India: What You Need to Know

250 Views 

| 1min read 

Posted on 20 Mar

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Roshani Ballal
Payments Insight
Will a Credit Card Company Settle for Less? A Guide to Debt Settlement

250 Views 

| 1min read 

Posted on 20 Mar

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Roshani Ballal
Payments Insight
7 Proven Ways To Cut Your Credit Card Monthly Charges

250 Views 

| 1min read 

Posted on 20 Mar

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Roshani Ballal
Payments Insight
Best Credit Cards for Grocery Shopping: Maximize Rewards & Cashback

250 Views 

| 1min read 

Posted on 20 Mar

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Roshani Ballal
Payments Insight
Railway Lounge Access Credit Cards

250 Views 

| 1min read 

Posted on 20 Mar

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Roshani Ballal
Payments Insight
How to Generate an ATM PIN

250 Views 

| 1min read 

Posted on 19 Mar

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Roshani Ballal
Payments Insight
How To Pay Credit Card Bill Through Amazon Pay Balance

250 Views 

| 1min read 

Posted on 19 Mar

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Xerxes Bhathena
Payments Insight
A Beginner’s Guide to Credit Cards

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Why Paying Your Credit Card Balance in Full is Crucial

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
How Credit Cards Affect Your Credit Score

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Understanding Credit Card Protection Plans

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Credit Card vs EMI card – What’s the Difference

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
What is a UPI Credit Card

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Best Credit Cards for Women in India

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Understanding the Costs of Owning a Credit Card

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Ways to Deal with Piled up Credit Card Debt

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Should You Close Unused Credit Cards

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
What Are Add-on Credit Cards

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Using EMI Facility vs Paying Full: What's Best for Big Purchases?

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding Credit Card Bill Payments

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding Credit Limit and the Right Time to Request an Increase

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding Why Your Credit Card Application Can Be Rejected

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Some of the Best 1.5 Ton ACs on Credit Card EMI

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
What is Credit Card Balance Transfer and How Does It Work

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding How Banks Determine Your Credit Card Limit

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
What is APR on a Credit Card

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Buying Mobile Phones Under ₹30,000 on Credit Card EMI

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Should You Own Multiple Credit Cards

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Domestic vs International Credit Cards: Key Differences Explained

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Uttar Gujarat Vij Company (UGVCL)

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Things To Know Before Applying For Your First Credit Card

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding Credit Card Cash Advances

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Why College Students Should Have a Credit Card

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding the Risks of Lending Your Credit Card to a Friend

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
How to Get Your New Credit Card in 5 Easy Steps

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
How to Protect Your Credit Card in the Digital World

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
5 Crucial Credit Card Questions That Can Leave You Confused

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
5 Reasons Why a Credit Card Can Hurt Your Creditworthiness

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Self-Employed vs Salaried Credit Cards: What’s the Difference

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
The Truth About Pre-Approved Credit Cards – Are They Really Easy to Get

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
How to Pay UPPCL Electricity Bill Online Using UPI?

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
What is Credit Card Pre-approval

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
When You Should Get a Second Credit Card

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
How to Maximise Credit Card Benefits

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Prepaid Credit Card vs Postpaid Credit Card – Which Is Better for Students and Freshers

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Ways to Deal with Piled up Credit Card Debt

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Understanding Credit Card Debt and How to Get Out of It

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Credit Card vs Debit Card – What’s the Difference

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Smart Tips for First-time and Regular Credit Card Users

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Make the Most of Your Credit Card Benefits

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
The Benefits of Using Credit Cards for Online Shopping

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Things to Know Before Using Credit Card for International Travel Expenses

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Budget Laptops on Credit Card EMI Under ₹40,000

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
Understanding Your Credit Card Billing Cycle

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
6 Credit Card Terms You Should be Aware of

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Credit Card vs. EMI Card: What's Better

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
The Pros and Cons of Having Multiple Credit Cards

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Understanding Credit Limit in Credit Cards

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Consequences of Being a Credit Card Defaulter

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
How to Read Your Credit Card Statement

250 Views 

| 1min read 

Posted on 18 Mar

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Xerxes Bhathena
Payments Insight
Which Credit Card Suits Your Lifestyle and Personality?

250 Views 

| 1min read 

Posted on 18 Mar

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Roshani Ballal
Payments Insight
How to Avoid Interest Charges on a Credit Card

250 Views 

| 1min read 

Posted on 17 Mar

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Roshani Ballal
Payments Insight
Pay BSES Rajdhani Electricity Bill Online Using Credit Card

250 Views 

| 1min read 

Posted on 17 Mar

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Roshani Ballal
Payments Insight
What to do if Your Credit Card is Damaged or Not Working?

250 Views 

| 1min read 

Posted on 17 Mar

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Roshani Ballal
Payments Insight
Credit Card for 18-Year-Olds – What You Need to Know

250 Views 

| 1min read 

Posted on 17 Mar

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Xerxes Bhathena
Payments Insight
Difference Between Credit Card and Debit Card

250 Views 

| 1min read 

Posted on 17 Mar

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Roshani Ballal
Payments Insight
Secured vs Unsecured Credit Card: Which One to Choose for a Fresh Applicant

250 Views 

| 1min read 

Posted on 17 Mar

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Xerxes Bhathena
Payments Insight
Student Credit Card vs Secured Credit Card

250 Views 

| 1min read 

Posted on 17 Mar

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Roshani Ballal
Payments Insight
Best Credit Cards for Salaried Individuals

250 Views 

| 1min read 

Posted on 16 Mar

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Roshani Ballal
Payments Insight
Credit card for Salaried Individuals

250 Views 

| 1min read 

Posted on 16 Mar

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Xerxes Bhathena
Payments Insight
Best Rewards Credit Cards in India

250 Views 

| 1min read 

Posted on 11 Feb

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Roshani Ballal
Payments Insight
Best Credit Cards for Salaried Individuals

250 Views 

| 1min read 

Posted on 11 Feb

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Roshani Ballal
Payments Insight
How to Spot Fake Credit Cards: Detection Tips and Tricks

250 Views 

| 1min read 

Posted on 10 Feb

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Roshani Ballal
Payments Insight
How to Negotiate Credit Card Interest Rate: Tips and Strategies

250 Views 

| 1min read 

Posted on 10 Feb

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Roshani Ballal
Payments Insight
Business Credit Card vs Personal Credit Card: Key Differences

250 Views 

| 1min read 

Posted on 10 Feb

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Roshani Ballal
Payments Insight
Can You Get a Credit Card Without a Bank Account?

250 Views 

| 1min read 

Posted on 10 Feb

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Roshani Ballal
Payments Insight
Why Everyone Should Have At Least One Credit Card

250 Views 

| 1min read 

Posted on 10 Feb

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Roshani Ballal
Payments Insight
The Future of Credit Cards: Trends, Technology, and Innovations

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Credit Card Debt After a Cardholder’s Demise

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Charge Card vs Credit Card: What’s The Difference

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Can Credit Limit be Reduced Without a Warning

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Joint Credit Cards – Are They a Good Idea?

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
How to Improve CIBIL Score with a Credit Card

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Credit Cards for Seniors: Navigating the Best Options

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Navigating a Maxed Out Credit Card Limit: Expert Tips

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Pay WBSEDCL Electricity Bill Online Using Credit Card

250 Views 

| 1min read 

Posted on 09 Feb

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Xerxes Bhathena
Payments Insight
All You Need to Know About Credit Card Grace Periods

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Best Credit Card for Airline Miles

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Best Credit Cards for Millennials vs Gen X Users in 2026

250 Views 

| 1min read 

Posted on 09 Feb

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Xerxes Bhathena
Payments Insight
How to Pay TNPDCL Electricity Bill Online

250 Views 

| 1min read 

Posted on 09 Feb

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Xerxes Bhathena
Payments Insight
JVVNL Electricity Bill Payment

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
What Happens if You Spend Over Your Credit Card Limit?

250 Views 

| 1min read 

Posted on 09 Feb

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Roshani Ballal
Payments Insight
Pay PSPCL Electricity Bill Online Using Credit Card

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Credit Card Bill Payment Through Debit Cards

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
Understanding Minimum Due on Credit Cards

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
MSEDCL Online Bill Payment – How to Pay Your Mahavitaran or MAHADISCOM Electricity Bill

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Traditional Swipe vs UPI on Credit Card: What’s Better for Rewards

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
MPCZ Bill Payment – How to Pay Your MPMKVVCL Electricity Bill Online

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
JDVVNL Electricity Bill Payment

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
RuPay Credit Card vs Mastercard Credit Card: Which One Should You Choose

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
Virtual Credit Cards vs Physical Cards: Which Is More Secure?

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
Fuel Credit Cards vs Co-Branded Fuel Credit Cards: Which Saves More

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Unauthorised Transactions on Credit Card: What Should You Do?

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Central KYC (CKYC)

250 Views 

| 1min read 

Posted on 03 Feb

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Deepshikha Nainani
Payments Insight
Visa vs Mastercard Credit Card: Which One Should You Choose?

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Credit Card Debt

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
Introduction to LG AC Credit Card Offers

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Rupay Credit Card vs Visa Credit Card: Which One Should You Choose?

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
MGVCL Online Bill Payment – How to Pay Your Madhya Gujarat Vij Company Electricity Bill

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
Premium vs Basic Credit Cards: Are High Annual Fees Worth It

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Credit Cards for Students vs First-time Salaried Users

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Understanding Contactless and Virtual Credit Cards

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
HDFC Credit Card Offers on Mi TVs – EMI, Cashback & No-cost Deals

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
What to Expect from Your Credit Card’s Travel Insurance

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Why Leveraging Credit Cards With Good Rewards is Important

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
NDMC Online Bill Payment – How to Pay Your New Delhi Electricity Bill

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Cancelled Cheque

250 Views 

| 1min read 

Posted on 03 Feb

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Roshani Ballal
Payments Insight
Understanding CVV on Credit Cards and Debit Cards

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Visa vs Mastercard vs RuPay Credit Cards: Which One Should You Use

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Rewards Points vs Cashback: How Should You Earn from Your Credit Card

250 Views 

| 1min read 

Posted on 03 Feb

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Xerxes Bhathena
Payments Insight
Why a Forex Card is Essential for Foreign Travel

250 Views 

| 1min read 

Posted on 22 Jan

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Xerxes Bhathena
Payments Insight
All You Need to Know about Business Credit Cards

250 Views 

| 1min read 

Posted on 22 Jan

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Xerxes Bhathena
Payments Insight
Top Credit Cards on Bajaj Markets With Add-On Card Benefits In India

250 Views 

| 1min read 

Posted on 21 Jan

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Pradnya Ranpise
Payments Insight
Best Credit Cards for Utility Bill Payments in India

250 Views 

| 1min read 

Posted on 21 Jan

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Pradnya Ranpise
Payments Insight
Best Credit Cards for High Credit Limit in India

250 Views 

| 1min read 

Posted on 21 Jan

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Pradnya Ranpise
Payments Insight
Top Credit Cards That Approve Instantly in India

250 Views 

| 1min read 

Posted on 21 Jan

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Pradnya Ranpise
Payments Insight
KESCO Electricity Bill Payment

250 Views 

| 1min read 

Posted on 20 Jan

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Xerxes Bhathena
Payments Insight
Understanding Credit Card Air Miles

250 Views 

| 1min read 

Posted on 17 Jan

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Roshani Ballal
Payments Insight
Why Do Credit Cards Have Expiry Dates

250 Views 

| 1min read 

Posted on 17 Jan

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Xerxes Bhathena
Payments Insight
How to Apply for a Credit Card Without Income Proof

250 Views 

| 1min read 

Posted on 17 Jan

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Xerxes Bhathena
Payments Insight
Discover the Hidden Credit Card Benefits You Might Be Overlooking

250 Views 

| 1min read 

Posted on 17 Jan

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Xerxes Bhathena
Payments Insight
Credit Card: A Double-Edged Sword for Millennials

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
What Are Concierge Services on Premium Credit Cards

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
How To Pay Credit Card Bill Through Paytm?

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
Pay DGVCL Electricity Bill Online Using Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Credit Cards vs Virtual Credit Cards

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Credit card for Doctors – What You Need to Know

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
Some of the Best Domestic Travel Credit Cards in India 2025

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Pay Electricity Bill Online Using Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
Pay Your Electricity Bill for DHBVN Online Using a Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Pay SBPDCL Electricity Bill Online Using Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Digital Credit Cards vs Physical: Which is safer 2026

250 Views 

| 1min read 

Posted on 16 Jan

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Pradnya Ranpise
Payments Insight
Some of the Top Credit Cards with Lifetime Free Airport Lounge Access and Lowest Annual Fees

250 Views 

| 1min read 

Posted on 16 Jan

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Pradnya Ranpise
Payments Insight
Corporate Credit Card vs Business Credit Card – What’s the Distinction?

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Buy Now, Pay Later vs Credit Card – Which Is the Smarter Way to Pay Monthly Bills

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Credit Cards With Cashback vs Credit Cards With Reward Points – Best Option to Save in FY %$$FINY...

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
How to Apply for a PAN Card Online through NSDL

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
Difference Between Visa and Mastercard

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Difference Between Credit Limit And Cash Limit

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
How to Change Address on Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
How To Pay Credit Card Bill Through PhonePe

250 Views 

| 1min read 

Posted on 16 Jan

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Xerxes Bhathena
Payments Insight
Best Premium Credit Card in India

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Student Friendly Credit Cards

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
How do Credit Cards Work?

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
How to Add and Use a Credit Card on Google Pay

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Add Money to Your Paytm Wallet Using a Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Easy steps to Activate Credit Card via Customer Care Service

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
How to Add Money from a Credit Card to PhonePe

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
Add Money to Amazon Pay From Credit Card

250 Views 

| 1min read 

Posted on 16 Jan

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Roshani Ballal
Payments Insight
NBPDCL Online Bill Payment – How to Pay Your North Bihar Electricity Bill

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