Truhome Finance Home Loan

You can now apply for a home loan by Truhome Finance on Bajaj Markets. Borrow up to ₹1 Crore at affordable interest rates starting from as low as 11.50% p.a. Furthermore, you can opt for a flexible repayment tenure ranging up to 25 years with a Truhome Finance Home Loan.

Provided below is a list of the interest rates and other fees charged on Truhome Finance Home Loans.

Disclaimer: The above-mentioned loan particulars are subject to change at the lender’s discretion.

Here are the eligibility criteria you need to fulfil to secure this loan:

• The applicant must be a salaried individual/self-employed professional/non-professional or a non-individual entity

• The applicant must be over 21 years of age at the time of application and below 70 years of age at the time of loan maturity

• The income of the applicant must be over ₹30,000 per month

• Work experience of a minimum of 2 years is mandatory for salaried applicants

• Work experience of a minimum of 3 years in the current field, for self-employed applicants is mandatory

In addition to this, you will be further asked to furnish the following documents when applying for this loan.

• Completed Loan Application

• Proof of Identification

  • Driving licence

  • Ration card

  • Passport

  • PAN card

  • Voter’s ID card

  • Employee ID

  • Bank passbook

• Proof of Age 

• Address Proof

• Income Documents
  

  • Salaried Individuals (any one of the following)

    • Form 16

    • Certified letter from the Employer

    • Bank statement of the last 6 months

    • Pay slip of the last 2 months, increment, or promotion letter

    • Investment proofs like fixed deposits, shares, etc.

    • IT returns for the last 3 years

    • Passport-size photographs
      

  • Self Employed or businessman (any one of the following): 

    • Bank statement of the last 6 months

    • A brief introduction of the applicant’s profession/business

    • Income tax returns for the last 3 years of the applicant 

    • Computation of income duly attested by a Chartered Accountant

    • Balance Sheet and Profit & Loss account for the last 2 years of the firm- duly attested by a Chartered Accountant
      

• Property Documents:

  • Sale deed, agreement of sale with the builder (original copy)

  • Land and building tax paid receipts, possession certificate, location sketch of the property certified by the revenue authorities

  • An approved copy of the building plan 

  • Original receipts of the advance payments that are made towards the purchase of flat

Disclaimer: The information mentioned above is subject to change as per the lender’s terms and policies

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.