Bajaj Housing Finance Home Loan

Planning to make the transition from being a tenant to a proud homeowner? Finserv MARKETS offers just the right financial support you need to make your dream home a reality. With a Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crore, you can call yourself a proud homeowner.

Bajaj Housing Finance Home Loan Features & Benefits

  • Flexible Repayment

    Customers are free to choose their home loan repayment tenure up to 360 months. Also, there are no charges for pre-payment or foreclosure with a home loan from Bajaj Housing Finance Limited.

  • Pradhan Mantri Awas Yojna

    Through this government scheme, the first-time home buyers get an additional benefit of availing interest subsidy of up to 6.50% (maximum interest subsidy amount of Rs. 2,67,280) on home loan.

  • Balance Transfer and Top-Up Options

    Get a Bajaj Housing Finance Home Loan balance transfer or a top-up on an existing Home Loan at nominal interest rates.

Why Choose Finserv MARKETS for Bajaj Housing Finance Home Loan?

Fast Online Process

Now get an online home loan in an instant with easy approval and disbursal process.

Minimal Documentation

Get the best home loan offers hassle-free, without any tedious paperwork.

Transparency Guaranteed

No hidden charges, no dubious policies, just 100% transparency – that’s what you get with Bajaj Finserv Home Loan.

Custom-made Loans

Finance your dream home with easy home loans designed to meet your specific requirements.

Trusted Companion

With more than 100 million customers across the country, join us and enjoy a host of exclusive products and benefits.

Bajaj Housing Finance Home Loan Processing Fees & Other Charges

You can avail an interest rate ranging from 7.5% to 10% on Bajaj Housing Finance Home Loan. The processing fee charged is usually up to 0.35% of the loan amount. Upon foreclosure, up to 4% of the outstanding loan amount is charged as foreclosure fee (exclusive of GST).

Bajaj Housing Finance Home Loan Eligibility Criteria

Following are the eligibility criteria to avail a Bajaj Housing Finance Home Loan.

  • The applicant must be a citizen residing in India.
  • The applicant must be between the age of 23 and 62 if he is salaried, and between 25-70 years if self-employed.
  • The CIBIL Score of 650 and above is highly recommended.

Bajaj Housing Finance Home Loan Documents Required

If you are a salaried employee:

  • A proof of your address like Aadhaar Card/ Passport/ Driving License
  • Identity proof like PAN Card
  • Form 16 or alternatively your last salary slip
  • Bank statement of the last 3 months

If you are self-employed

  • A proof of your address like Aadhar Card/ Passport/ Driving License
  •  Identity proof like PAN Card
  • The bank account statement of past 6 months
  • ITR for the last 2 Financial Years
  • Business vintage proof like Certificate of Incorporation, Shop Act etc

How to Apply for Bajaj Housing Finance Home Loan on Finserv MARKETS

Want a Bajaj Housing Finance Home Loan? Follow the steps mentioned below to avail the loan.

  • Enter Personal Details

    Fill in your personal and income details and get instant home loan eligibility.

  • Choose your Lending Partner

    Select Bajaj Housing Finance Limited from the list of partners and get going.

  • Estimate Borrowing Power

    Find out the home loan amount you could possibly avail.

  • Mention Requirement & Property Details

    Fill your required home loan amount & details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.

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Frequently Asked Questions

  • ✔️Can I get subsidy on interest?

    Yes, you can get an interest subsidy of 6.5% under PMAY scheme basis your eligibility.

  • ✔️Can I transfer my existing home loan to Bajaj Housing Finance Limited?

    Yes, with the balance transfer facility available on Finserv MARKETS, you can transfer the existing home loan to Bajaj Housing Finance Limited.

  • ✔️I am a salaried employee. How much of financing can I get?

    You can avail a Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crore as a salaried employee.

  • ✔️Is there any insurance policy available for the loan?

    Yes, In the event of an unfortunate incident, you can protect your loved ones from the burden of paying off your home loan with customized insurance plans.

  • ✔️What are the prepayment charges on my home loan?

    It is usually 2% of the loan amount plus GST.

  • ✔️What CIBIL score do I have to maintain to get the loan?

    A CIBIL score above 750, is recommended to get a loan.

Happy Customers of Finserv MARKETS

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