Smooth Online Process | EMIs as low as ₹733/Lakh* | Repayment Tenure of up to 40 years
✓ Home Loan from ₹2 Lakhs To ₹2.5 Cr ✓ EMIs as low as ₹733/Lakh* ✓ Interest Rates Starting @ 8.45%
When planning to transition from being a tenant to a proud homeowner, look no further. Avail a Bajaj Housing Finance home loan through Bajaj Markets and own your dream home at favourable loan terms.
With a home loan from Bajaj Housing Finance, you can avail funding of up to ₹5 Crores at budget-friendly interest rates starting from 8.50% per annum onwards.
What’s more, you can repay it over 40 years and even get a balance top-up if you require more money than you have borrowed. Here’s a quick read on the Bajaj Finance home loan eligibility check, interest rates and necessary documents to avail the loan.
Interest Rate |
8.50% p.a. onwards |
Loan Amount |
Up to ₹5 Crores |
Lowest EMI Amount |
₹733/Lakh* |
Processing Fees |
Up to 0.50% of the loan amount (Depending on the amount disbursed) |
Penal Interest Rate |
Up to 2% |
Max Repayment Tenure |
Up to 40 years* |
Types Available |
Fixed and floating interest rates |
Part-prepayment and Foreclosure Charges |
Nil for floating interest rates |
Disclaimer: Above-mentioned loan particulars are subject to change at the lender’s discretion.
Now that you know Bajaj Housing Finance home loan rates, here is a tabulated comparison with other lending partners on Bajaj Markets.
Name of the Financial Institution |
Interest rates (% p.a.) |
9.50% onwards |
|
9.00% onwards |
|
10.50% onwards |
|
9.00% onwards |
|
8.65% onwards |
|
8.50% onwards |
|
11.50% onwards |
|
10.90% onwards |
|
8.50% onwards |
Disclaimer: Interest rates are subject to change as per the change in the financial institution’s terms and policies.
Features & Benefits
Flexible Repayment
You can choose a tenure of up to 480 months. Also, there are no charges on foreclosure.
Balance Transfer and Top-Up Options
Enjoy home loan balance transfer or a top-up option on an existing home loan at low interest rates.
Simple Eligibility Criteria
The easy-to-meet eligibility parameters makes the approval process hassle-free.
Following are the Bajaj Housing Finance home loan eligibility criteria you must meet for loan approval:
You must be a citizen residing in India
You must be between the age of 23 and 62 years if you are a salaried professional
You must be between 25 and 70 years if you are self-employed
You need to have a CIBIL Score of 650 and above
Calculate your Bajaj Housing home loan eligibility criteria and check out factors that can help you improve the eligibility criteria.
How to Apply for Bajaj Housing Finance Home Loan Online
Here are the steps to apply for a Bajaj Housing Finance home loan on Bajaj Markets:
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Step 1
Click on the ‘APPLY NOW’ on this page
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Step 2
Fill in your personal and income details and get instant home loan eligibility
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Step 3
Select Bajaj Housing Finance Limited from the list of partners and get going
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Step 4
Find out the home loan amount you can avail
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Step 5
Fill in your required home loan amount & details of the property
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Step 6
Find out your loan details along with all the charges and net disbursal amount
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Step 7
Post this, a loan expert will connect with you to process your application further.
Home Loan Partners
Home Loan Quick Links
- Apply for Home Loan
- Home Loan Interest Rate
- Home Loan Eligibility Calculator
- Documents Required for Home Loan
- Home Loan for Government Employees
- Home Loan for Self Employed
- Home Construction Loan
- Home Renovation Loan
- Home Loan Tax Saving Calculator
- Home Loan for Women
- Home Loan Procedure
- Home Loan Top Up
- Home Loan Statement
- Joint Home Loan
Government Schemes
- PMAY Scheme
- Banglarbhumi West Bengal Land Record
- AnyRoR Gujarat Land Records
- Meebhoomi Andhra Pradesh Land Record
- Telengana Land Record
- Bhulekh Odisha
- Online EC Karnataka
- EC Online Telangana
- E-Swathu in Karnataka
- EC Online Andhra Pradesh
- Tamil Nadu RERA
- Maha RERA
- Encumbrance Certificate
- MHADA Lottery
Bajaj Housing Home Loan FAQs
Some factors determining your maximum Bajaj Housing Finance home loan repayment tenure are risk profile, age at the time of loan maturity, age of the property you are buying and loan repayment terms.
Some of the available Bajaj Housing Finance home loan repayment options include tranche-based EMI, step-up repayment facility, accelerated repayment scheme, flexible loan instalments plan and telescopic repayment option.
Yes, you can quickly transfer your home loan to Bajaj Housing Finance Limited. But, before doing so, check the Bajaj Housing Finance home loan interest rates and consider the Bajaj Finance processing fee for a home loan before making the switch.
Having a co-applicant is not mandatory when availing a Bajaj Housing Finance Home Loan.
According to this provision, you can link your home loan to the repo rate. This helps increase transparency as you can monitor one of the prime factors affecting the home loan interest rates.
Yes, a guarantor may be required if you are a senior citizen who wishes to apply for a home loan.
The minimum salary required to meet Bajaj Housing Finance housing loan eligibility is ₹25,000 per month.
You can avail a home loan of ₹ 25 Lakhs for 15 years from Bajaj Housing Finance at an interest rate starting from 8.85% per annum.
Yes. Section 24 and Section 80C of the Indian Income Tax Act of 1961 allow Indian residents to avail tax benefits on the principal amount as well as interest payments for a home loan.
You can avail a Bajaj Housing Finance home loan of up to Rs. 5 Cr on Bajaj Markets.
The current interest rates of Bajaj Housing Finance Home Loans start at 8.45% per annum for loans up to ₹5 Crores. You can get a low interest rate with a good CIBIL score and by meeting all the eligibility terms.
