Bajaj Housing Finance Home Loan

When planning to transition from being a tenant to a proud homeowner, look no further. Avail a Bajaj Housing Finance home loan through Bajaj Markets and own your dream home at favourable loan terms.

With a home loan from Bajaj Housing Finance, you can avail funding of up to ₹2.5 Crores at budget-friendly interest rates starting from 8.85% per annum onwards. 

What’s more, you can repay it over 30 years and even get a balance top-up if you require more money than you have borrowed. Here’s a quick read on the Bajaj Finance home loan eligibility check, interest rates and necessary documents to avail the loan.

Bajaj Housing Finance Home Loan Interest Rates and Charges 2023

Disclaimer: Above-mentioned loan particulars are subject to change at the lender’s discretion. 

Compare Bajaj Housing Finance Home Loan With Other Partners

Now that you know Bajaj Housing Finance home loan rates, here is a tabulated comparison with other lending partners on Bajaj Markets. 

Disclaimer: Interest rates are subject to change as per the change in the financial institution’s terms and policies.

Bajaj Housing Finance Housing Loan Features & Benefits

As you are now familiar with Bajaj Finance home loan processing fees and interest rates, know the distinctive benefits you enjoy when availing a housing loan from Bajaj Finance. 

• Flexible Repayment: You can choose your home loan repayment tenure to up to 360 months. Also, there are no charges for prepayment or foreclosure with a home loan from Bajaj Housing Finance Limited.

• Balance Transfer and Top-Up Options: Enjoy Bajaj Housing Finance home loan balance transfer or a top-up option on an existing home loan at nominal interest rates.

• Simple Eligibility Criteria and Minimal Documentation: When availing a home loan from Bajaj Finance, you must meet easy and simple eligibility parameters for hassle-free approval. Post approval of a Bajaj Housing Finance home loan application and submission of documents, you can get the amount credited to your account within 48 hours.

Bajaj Housing Finance Home Loan Eligibility

Following are the Bajaj Housing Finance home loan eligibility criteria you must meet for loan approval:

• You must be a citizen residing in India

• You must be between the age of 23 and 62 years if you are a salaried professional

• You must be between 25 and 70 years if you are self-employed

• You need to have a CIBIL Score of 650 and above

Calculate your Bajaj Housing home loan eligibility criteria and check out factors that can help you improve the eligibility criteria.

Documents Required for Bajaj Housing Finance Home Loan

For a Bajaj Housing Finance home loan, apply with the following documents if you are a salaried employee:

• Proof of your address like Aadhaar Card/ Passport/ Driving Licence

• Identity proof like PAN Card

• Form 16 or your last salary slip

• Bank statement for the last three months

As a self-employed individual planning to avail a Bajaj Finance home loan online, apply by submitting the following documents:

• Proof of your address like Aadhaar Card/ Passport/ Driving Licence

• Identity proof like PAN Card

• Bank account statement for the past six months

• ITR for the last 2 Financial Years

• Business vintage proof like Certificate of Incorporation, Shop Act etc

How to Apply for Bajaj Housing Finance Home Loan Online

Here are the steps to apply for a Bajaj Housing Finance home loan on Bajaj Markets:

• Step 1: Click on the ‘Apply Now’ tab in the ‘Home Loan’ section

• Step 2: Fill in your personal and income details and get instant home loan eligibility

• Step 3: Select Bajaj Housing Finance Limited from the list of partners and get going

• Step 4: Find out the home loan amount you can avail

• Step 5: Fill in your required home loan amount & details of the property

• Step 6: Find out your loan details along with all the charges and net disbursal amount

Post this, a loan expert will connect with you to process your application further.