Bajaj Housing Finance Home Loan

Planning to make the transition from being a tenant to a proud homeowner? Finserv MARKETS offers just the right financial support you need to make your dream home a reality. With a Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crore, you can call yourself a proud homeowner.

Bajaj Housing Finance Home Loan Features & Benefits

  • Flexible Repayment

    Customers are free to choose their home loan repayment tenure up to 360 months. Also, there are no charges for pre-payment or foreclosure with a home loan from Bajaj Housing Finance Limited.

  • Pradhan Mantri Awas Yojna

    Through this government scheme, the first-time home buyers get an additional benefit of availing interest subsidy of up to 6.50% (maximum interest subsidy amount of Rs. 2,67,280) on home loan.

  • Balance Transfer and Top-Up Options

    Get a Bajaj Housing Finance Home Loan balance transfer or a top-up on an existing Home Loan at nominal interest rates.

Why Choose Finserv MARKETS for Bajaj Housing Finance Home Loan?

Fast Online Process

Now get an online home loan in an instant with easy approval and disbursal process.

Minimal Documentation

Get the best home loan offers hassle-free, without any tedious paperwork.

Transparency Guaranteed

No hidden charges, no dubious policies, just 100% transparency – that’s what you get with Bajaj Finserv Home Loan.

Custom-made Loans

Finance your dream home with easy home loans designed to meet your specific requirements.

Trusted Companion

With more than 100 million customers across the country, join us and enjoy a host of exclusive products and benefits.

Bajaj Housing Finance Home Loan Processing Fees & Other Charges

You can avail an interest rate ranging from 7.5% to 10% on Bajaj Housing Finance Home Loan. The processing fee charged is usually up to 0.35% of the loan amount. Upon foreclosure, up to 4% of the outstanding loan amount is charged as foreclosure fee (exclusive of GST).

Bajaj Housing Finance Home Loan Eligibility Criteria

Following are the eligibility criteria to avail a Bajaj Housing Finance Home Loan.

  • The applicant must be a citizen residing in India.
  • The applicant must be between the age of 23 and 62 if he is salaried, and between 25-70 years if self-employed.
  • The CIBIL Score of 650 and above is highly recommended.

Bajaj Housing Finance Home Loan Documents Required

If you are a salaried employee:

  • A proof of your address like Aadhaar Card/ Passport/ Driving License
  • Identity proof like PAN Card
  • Form 16 or alternatively your last salary slip
  • Bank statement of the last 3 months

If you are self-employed

  • A proof of your address like Aadhar Card/ Passport/ Driving License
  •  Identity proof like PAN Card
  • The bank account statement of past 6 months
  • ITR for the last 2 Financial Years
  • Business vintage proof like Certificate of Incorporation, Shop Act etc

How to Apply for Bajaj Housing Finance Home Loan on Finserv MARKETS

Want a Bajaj Housing Finance Home Loan? Follow the steps mentioned below to avail the loan.

  • Enter Personal Details

    Fill in your personal and income details and get instant home loan eligibility.

  • Choose your Lending Partner

    Select Bajaj Housing Finance Limited from the list of partners and get going.

  • Estimate Borrowing Power

    Find out the home loan amount you could possibly avail.

  • Mention Requirement & Property Details

    Fill your required home loan amount & details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. Post this, a loan expert will connect with you to process your application further.

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Frequently Asked Questions

  • ✔️Can I get subsidy on interest?

    Yes, you can get an interest subsidy of 6.5% under PMAY scheme basis your eligibility.

  • ✔️Can I transfer my existing home loan to Bajaj Housing Finance Limited?

    Yes, with the balance transfer facility available on Finserv MARKETS, you can transfer the existing home loan to Bajaj Housing Finance Limited.

  • ✔️I am a salaried employee. How much of financing can I get?

    You can avail a Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crore as a salaried employee.

  • ✔️Is there any insurance policy available for the loan?

    Yes, In the event of an unfortunate incident, you can protect your loved ones from the burden of paying off your home loan with customized insurance plans.

  • ✔️What are the prepayment charges on my home loan?

    It is usually 2% of the loan amount plus GST.

  • ✔️What CIBIL score do I have to maintain to get the loan?

    A CIBIL score above 750, is recommended to get a loan.

Bajaj Housing Finance Home Loan Reviews

Bajaj Housing Finance Home Loan Reviews

4.8out of 5

22 reviews

Best loan in tough times

While I was running helter skelter for a home loan, Bajaj Finance came to my rescue with their quick approval, and flexible repayment facilities. And Finserv MARKETS made the whole process easier.

Very affordable loan

I had very slim hopes of finding a loan with the affordable interest rate I wanted. But Bajaj Housing Finance Home Loan made it possible and how!

Best rates in the market

I carried out a lot of research before finally deciding to go for Bajaj Housing Finance as my lender. They were offering a very attractive interest rate with other perks as well. At Finserv MARKETS, i could avail the loan with ease.

Most customizable loan

In these trying times, Home Loan at Finserv MARKETS came to our resuce while looking for a home, with their flexible repayment options, and other benefits.

Very affordable loan

The Bajaj Housing Finance Home Loan interest rate was what caught my eye first. But along with the affordable interest rate, I also got a flexible tenure as a bonus!

Easiest processing

All I had to do for acquiring a Home Loan was visit the Finserv MARKETS website, and it took me through each step smoothly. The easy loan process was quite impressive.

Very understanding staff

The customer service staff at Bajaj Housing Finance Limited was extremely helpful and patient with our needs. The product itself is amazing that one needs in such times.

Best Interest Rates Ever!

I was shocked at the interest rates offered by all other lenders. Finally, Bajaj Home Loan gave me some respite with an attractive interest rate and many other perks.

Received my loan hassle-free

When it comes to home loan, Bajaj Housing Finance Home Loan is undoubtedly the best. Along with instant approval, I also got a great interest rate and flexible repayment tenure.

Fast approval is the best feature

Bajaj Housing Finance Home Loan is one home loan product that my entire family instantly agreed to, because of their fast approval and other beneficial features.

Easy repayment options

I am now a proud house owner, all thanks to the Bajaj Housing Finance Home Loan on Finserv MARKETS. With easy repayment options, you can select from a repayment tenure. Thank you Finserv MARKETS for the home loan.

Supportive team

Buying a house is a decision of a lifetime and the Finserv MARKETS team provided really good support during our entire process. The services provided were also good.

Worth your trust

Right from the start, Finserv MARKETS promised us easy processing of Bajaj Housing Finance Home Loan and also delivered upon it. Not just this, we also got the best interest rate.

Highly recommended

As a millennial, if you ask me to recommend a home loan, Bajaj Finance would be my prime choice as it doesn't just provide easy repayment options, but also offers a quick online process.

Quick processing

Thanks to the fast approval and quick processing, my family was finally able to move into our brand new home this Diwali. Of course, the attractive Bajaj Housing Finance Home Loan interest rate was also why we chose them.

Affordable Interest Rates

Finserv MARKETS provides simply the best service in the market. 100% online process, very less documentation. Thank You Finserv MARKETS!

Great support in time of need

With amazing features such as flexible repayment, quick processing, and easy loan process, Bajaj Housing Finance Home Loan was a great support in the form of a home loan. The experience very well exceeded my expectations.

Reliable platform

Finserv MARKETS is a reputed, reliable, and credible online platform. Hence, I had no second thoughts while applying for a housing loan. The application process was totally online and the documentation required was also minimal. My dream came true. Thanks Finserv MARKETS.

Satisfactory experience

At Finserv MARKETS, I had nothing but a seamless experience right from enquiry, application, to final payment of the loan amount. I am currently repaying and have absolutely no issues because of the easy process.

Easy Home Loan Process

Finserv MARKETS was our partner when my husband and I bought our dream home together. We were able to make our dream come true on our anniversary!

Extremely easy loan process

Thanks to the easy loan process at Finserv MARKETS, I could gift my parents a new house. They were thrilled and joyous!

Excellent service

If you're looking for a swift and credible home loan, choose Finserv MARKETS. The hassle-free processing, high loan amount, attractive interest rates, and excellent service makes it the perfect choice.