Bajaj Housing Finance Home Loan

Buy your dream apartment or bungalow with a home loan from Bajaj Housing Finance, available on Bajaj Markets. You can borrow up to ₹5 Crores based on your eligibility and repayment capacity. With interest rates starting from 8.55% p.a., you can manage your finances efficiently.

You can repay it over a tenure ranging up to 30 years, ensuring manageable EMIs. Additionally, you can get a top-up loan if required to meet additional financial needs.

Below are the current home loan interest rates offered by Bajaj Housing Finance:

Here are some other charges related to a Bajaj Housing Finance Home Loan that you should be aware of:

Make sure to fulfil the following eligibility criteria prior to applying for this loan: 

• Nationality: Indian

• Age: 23 to 62 years for salaried applicants, and 25 to 70 years for self-employed individuals or professionals

• Employment: Minimum 3 years of work experience in a public or private sector company for salaried applicants, and 3 years of business vintage for self-employed individuals or professionals

   

To get a complete list of the eligibility criteria, reach out to Bajaj Housing Finance. Check the requirements thoroughly before applying for the loan.

Keep the following documents handy when applying for a Bajaj Housing Finance Home Loan:

• Identity Proof: PAN Card or Form 60

• KYC Documents: Recent photograph, Voter ID, Aadhaar Card, valid Passport, or valid Driving License

• Property Documents: Title Deed, Allotment Letter, and Property Tax Receipts

• Business Proof: Proof of business existence for at least 5 years (for self-employed and non-professional applicants)

• Income Proof:

• 3 months’ salary slips (for salaried individuals or salaried professionals)

• Profit & Loss Statement (for self-employed individuals)

• Income Tax Returns (ITR) (for self-employed individuals)

• Bank statements for the last 6 months (for all applicants)

• Educational Qualifications:

• MBBS or higher (for self-employed professionals such as doctors)

• Valid Certificate of Practice (COP) (for self-employed professionals such as Chartered Accountants)

To apply for a home loan online via Bajaj Markets, follow these simple steps:

1. Click on the ‘Apply Now’ option on this page

2. Enter your personal, professional, and financial information

3. Select ‘Bajaj Housing Finance’ from the list of lenders

4. Choose your preferred loan amount and tenure

5. Submit the online application form

Following this, a representative will reach out to you for further proceedings.

Bajaj Housing Finance offers home loan solutions for purchasing a property, transferring an existing loan, or accessing additional funds. Below is a quick overview of the available options:

• Home Loan

You can apply online for a Home Loan from Bajaj Housing Finance to purchase a house. The loan disbursal is processed within 48 hours following document submission and approval.

• Home Loan Balance Transfer

If you have an existing home loan with another bank or housing finance company, you have the option to transfer your loan to Bajaj Housing Finance through the Loan Balance Transfer facility. Get a competitive interest rate starting at just 8.30% p.a., and other benefits.

• Loan Against Property

A Loan Against Property (LAP) is a secured loan that lets you access funds by using your residential or commercial property as collateral. You can secure a significant amount with an interest rate starting as low as 9.40% p.a., and repay over a tenure of up to 17 years.