Bajaj Housing Finance Home Loan
Planning to make the transition from being a tenant to a proud homeowner? Finserv MARKETS offers just the right financial support you need to make your dream home a reality. With a Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crore, you can call yourself a proud homeowner.
Bajaj Housing Finance Home Loan Features & Benefits
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Flexible Repayment
Customers are free to choose their home loan repayment tenure up to 360 months. Also, there are no charges for pre-payment or foreclosure with a home loan from Bajaj Housing Finance Limited.
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Pradhan Mantri Awas Yojna
Through this government scheme, the first-time home buyers get an additional benefit of availing interest subsidy of up to 6.50% (maximum interest subsidy amount of Rs. 2,67,280) on home loan.
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Balance Transfer and Top-Up Options
Get a Bajaj Housing Finance Home Loan balance transfer or a top-up on an existing Home Loan at nominal interest rates.
Why Choose Finserv MARKETS for Bajaj Housing Finance Home Loan?
Bajaj Housing Finance Home Loan Processing Fees & Other Charges
You can avail an interest rate ranging from 7.5% to 10% on Bajaj Housing Finance Home Loan. The processing fee charged is usually up to 0.35% of the loan amount. Upon foreclosure, up to 4% of the outstanding loan amount is charged as foreclosure fee (exclusive of GST).
Bajaj Housing Finance Home Loan Eligibility Criteria
Following are the eligibility criteria to avail a Bajaj Housing Finance Home Loan.
- The applicant must be a citizen residing in India.
- The applicant must be between the age of 23 and 62 if he is salaried, and between 25-70 years if self-employed.
- The CIBIL Score of 650 and above is highly recommended.
Bajaj Housing Finance Home Loan Documents Required
If you are a salaried employee:
- A proof of your address like Aadhaar Card/ Passport/ Driving License
- Identity proof like PAN Card
- Form 16 or alternatively your last salary slip
- Bank statement of the last 3 months
If you are self-employed
- A proof of your address like Aadhar Card/ Passport/ Driving License
- Identity proof like PAN Card
- The bank account statement of past 6 months
- ITR for the last 2 Financial Years
- Business vintage proof like Certificate of Incorporation, Shop Act etc
How to Apply for Bajaj Housing Finance Home Loan on Finserv MARKETS
Want a Bajaj Housing Finance Home Loan? Follow the steps mentioned below to avail the loan.
Frequently Asked Questions
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✔️Can I get subsidy on interest?
Yes, you can get an interest subsidy of 6.5% under PMAY scheme basis your eligibility.
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✔️Can I transfer my existing home loan to Bajaj Housing Finance Limited?
Yes, with the balance transfer facility available on Finserv MARKETS, you can transfer the existing home loan to Bajaj Housing Finance Limited.
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✔️I am a salaried employee. How much of financing can I get?
You can avail a Bajaj Housing Finance Home Loan of up to Rs. 2.5 Crore as a salaried employee.
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✔️Is there any insurance policy available for the loan?
Yes, In the event of an unfortunate incident, you can protect your loved ones from the burden of paying off your home loan with customized insurance plans.
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✔️What are the prepayment charges on my home loan?
It is usually 2% of the loan amount plus GST.
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✔️What CIBIL score do I have to maintain to get the loan?
A CIBIL score above 750, is recommended to get a loan.
Happy Customers of Finserv MARKETS
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My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
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Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!