Home Loan

  • Overview
  • EMI Calculator
  • Eligibility Criteria
  • Interest Rates and Charges

Everybody wishes to own a home. A place which they can call their own.  But for many, with their current income and savings, this is a distant dream. Are you one among them? Then, it's time to drop all your worries. Home First Finance Company India Private Limited (HFFC) is here to help you fulfill your wish with affordable housing loans.

Apply for a HFFC Home Loan on Finserv MARKETS and get easy access to funds to realize your dream, within your budget. With easy procedure and simple eligibility requirements, your dream home is not far away. 

Features & Benefits of HFFC Home Loan

  • Loan Amount

    You can get an affordable Home Loan of up to Rs. 25 Lakhs to buy your dream home.

  • Attractive Interest Rates

    Fulfill all the eligibility criteria and get a Home Loan at interest rates, ranging from 11.9% - 14%.

  • Auto Prepayment Facility

    With an Auto Prepay facility, get the option of paying an extra amount towards your principal outstanding amount every month, and save on the interest amount.

  • Flexible Repayment tenure

    Pay your EMIs conveniently over a tenure that ranges between 12 months to 240 months.

  • Property Value

    You can get a Home Loan up to 80% of the property value.

  • Loans for Different Purposes

    Be it building a home on your property, or adding another floor, or refurbishing it altogether, you can use the loan for different purposes.

Home Loan from HFFC: Eligibility & Documents

Eligibility Criteria
  • The age of the applicant must be at least 18 years during the time of application and below 65 years at the time of loan maturity..
  • The minimum net monthly income of the salaried applicant should be at least Rs. 10,000.
  • The minimum PAT (Profit After Tax) of the self-employed applicant should be at least Rs. 15,000.
  • Salaried applicants must have a work experience of at least 1 year.
  • Business vintage of at least 3 years is required for self-employed applicants.
Documents Required
  • KYC: Aadhaar Card (Mandatory), PAN/Passport/Driving License for as Identity and Address proof
  • Bank statements of last 6 months
  • Salary slips of last 3 months (for salaried applicants)
  • Certificate & Proof of business existence (for self-employed applicants)
  • Form 16 / Income Tax Returns

Why Choose Finserv MARKETS

Fast Online Process

Now get an online home loan in an instant with easy approval and disbursal process.

Minimal Documentation

Get the best home loan offers hassle-free, without any tedious paperwork.

Transparency Guaranteed

No hidden charges, no dubious policies, just 100% transparency!

Custom-made Loans

Finance your dream home with easy home loans designed to meet your specific requirements.

Trusted Companion

Customers across the country trust us. It's your turn now. Join us and enjoy a host of exclusive products and benefits.

How to Apply for a HFFC Home Loan on Finserv MARKETS

It is very easy to apply for a HFFC Housing Loan on Finserv MARKETS. Have a look

  • Enter Personal and Professional Details

    Enter your personal and income details and get instant home loan eligibility.

  • Choose your Lending Partner

    Select Home First Finance Company (HFFC ) from the list of lending partners.

  • Estimate Borrowing Power

    Know the home loan amount you can possibly avail.

  • Mention the Requirement & Property Details

    Fill your required home loan amount & details of property.

  • Unlock Final Details

    Find out your loan details along with all the associated charges and net disbursal amount. A loan expert will then connect with you to process your application further.

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Frequently Asked Questions

  • ✔️What are processing fees on Home First Finance Company (HFFC) Home Loans?

    The processing fee on HFFC Home Loans is 1 - 1.5 % of loan amount.

  • ✔️Is there a penalty for prepaying the Home First Finance Company (HFFC) Home Loan?

    Currently, there are no prepayment charges on the HFFC Home Loan.

  • ✔️What is the maximum loan repayment period for Home First Finance Company (HFFC) Home Loans?

    The maximum loan repayment period for Home First Finance Company (HFFC) Home Loans is 240 months.

  • ✔️How can I apply for a Home First Finance Company (HFFC) Home Loan?

    You can apply for a HFFC Loan on Finserv MARKETS by entering your personal and professional details and selecting the loan amount and tenure as per your choice.

  • ✔️What are the prepayment charges on my home loan?

    It is usually 2% of the loan amount plus GST.

  • ✔️What CIBIL score do I have to maintain to get the loan?

    A CIBIL score above 750, is recommended to get a loan.