HFFC Home Loan

Avail HFFC home loan from Bajaj Markets with 90% of the property value as a home loan with affordable HFFC interest rates starting at 9.50% p.a.

One of the striking features of the Home First Finance home loan is its quick disbursal period. When you apply for a Home First Finance Company home loan, the approved loan amount gets credited to your bank account within 48 hours, provided you meet the eligibility criteria.

HFFC Home Loan Interest Rates and Charges 2023

Disclaimer: Above-mentioned rates and loan particulars are subject to change at the lender’s discretion. 

As you are familiar with HFFC home loan rate of interest along with other charges, here is a breakdown of the processing charges, depending on the type of loan.

Disclaimer: Above-mentioned loan particulars are subject to change at the lender’s discretion. 

Compare HFFC Home Loan With Other Partners

Now that you know HFFC home loan processing fees in detail, here is a tabulated comparison of HFFC home loan interest rates with other lending partners on Bajaj Markets. 

Disclaimer: Interest rates are subject to change as per the change in the financial institution’s terms and policies.

HFFC Housing Loan - Features & Benefits

1. Loan Amount: You can get an affordable home loan with a maximum amount of up to ₹40 lakhs to buy your dream home.

2. Attractive Interest Rates: Fulfil all the eligibility criteria and get a loan at nominal HFFC home loan interest rates, starting from 9.50%.

3. Auto Prepayment Facility: With an auto prepay facility, you can pay an extra amount towards your principal outstanding amount every month and save on interest.

4. Property Value: You can get up to 90% of the property value.

5. Loans for Different Purposes: Be it building a home on your property, adding another floor, or refurbishing it, you can use the HFFC home loan for different purposes.

HFFC Home Loan Eligibility

Meeting the HFFC eligibility criteria is important to enjoy hassle-free approval on home loans:

In addition to those mentioned above, your home loan approval will also depend on factors such as the following:

• Current income of your family

• Your credit score history

• Existing financial obligations

Note that the same will also depend on the type of home loan you opt for. This is why knowing the Home First Finance rate of interest and other essential information is key to borrowing wisely.

Documents Required for HFFC Home Loan

Apart from submitting a copy of the duly filled and signed home loan application form, you must submit the following HFFC home loan documents:

• Identity Proof: PAN card, Aadhaar card, Passport, driving licence, among other government-issued credentials bearing your name and photograph

• Residence Proof: Passport, ration card, Aadhaar card, latest utility bills, or rental agreement

• Income proof for salaried professionals: Latest salary slips for three months, latest Form 16, and income tax returns

• Income proof for self-employed individuals: Latest income tax returns, profit and loss statements, and balance sheets of the previous three years

• Other financial documents, such as bank statements for the last six months

• Passport-size photographs

How to Apply for HFFC Home Loan Online

Applying for a Home First Finance Company home loan on Bajaj Markets is straightforward. Simply follow the steps mentioned below:

• Step 1: Click on the ‘Apply Now’ tab in the ‘Home Loan’ section

• Step 2: Enter your personal and income details and get instant home loan eligibility

• Step 3: Select Home First Finance Company (HFFC) from the list of lending partners

• Step 4: Check the home loan amount you can avail

• Step 5: Fill in your required home loan amount & details of the property

• Step 6: Find out your loan details, associated charges and net disbursal amount

Furthermore, a loan expert will contact you to process your application further. Finally, you can clarify doubts about processing charges and Home First Finance interest rates.