Home is where the heart is. Many of us dream of owning a home, and work hard to achieve it. At Finserv MARKETS, we respect your dreams. Introducing Home Loans from Punjab National Bank (PNB) Housing Limited. With a loan of up to Rs. 5 Crores, purchase the home of your dreams.

Features & Benefits of PNB Home Loan

  • Loan Amount

    Get a Home Loan as high as Rs. 5 Crores and realize your dream of owning a home.

  • Flexible Repayment Tenure

    Pay your EMIs conveniently over a repayment tenure that ranges between 10 years to 30 years.

  • Attractive Interest Rates

    It’s true! You can avail your Home Loan at affordable interest rates ranging between 7.35% to 9.10%.

  • Balance Transfer Options

    You can also transfer your Home Loan balance through the facility of balance transfer at a low rate of interest.

  • Property Value

    You can get a loan up to 90% of the property value.

  • Minimal Processing Fee

    The processing fee charged on Home Loan is very minimal and is up to 0.5% of the loan amount.

Home Loan from PNB: Eligibility & Documents

Eligibility Criteria
  • The age of the applicant must be above 21 years when applying for the loan and below 70 years at the time of loan maturity.
  • The net income of the applicant must be above Rs. 18,000 per month.
  • Work experience of minimum 3 years is mandatory for salaried applicants.
  • Business vintage of 5 years is required for self-employed applicants.
Documents Required
  • Identity Proof: PAN/Voter ID/Aadhaar Card
  • Address proof: Aadhaar Card/Passport/Driving License
  • Latest Degree to validate educational qualification
  • Salary slips of last 3 months (for salaried applicants)
  • Certificate & Proof of business existence (for self-employed applicants)
  • Form 16 for the last 2 financial years (for salaried applicants)
  • ITR for the last 3 financial years (for self-employed applicants)
  • Self-attested copy of the Title Documents of the Property and Approved Plan

Why Choose Finserv MARKETS

Fast Online Process

Now get an online home loan in an instant with easy approval and disbursal process.

Minimal Documentation

Get the best home loan offers hassle-free, without any tedious paperwork.

Transparency Guaranteed

No hidden charges, no dubious policies, just 100% transparency!

Custom-made Loans

Finance your dream home with easy home loans designed to meet your specific requirements.

Trusted Companion

Customers across the country trust us. It's your turn now. Join us and enjoy a host of exclusive products and benefits.

How to Apply for a PNB Home Loan on Finserv MARKETS

Applying for PNB Home Loans on Finserv MARKETS is really simple. Take a look at the steps and avail the loan hassle-free.

  • Enter your Personal and Income Details

    Enter your personal and professional details and get to know the eligibility instantly.

  • Choose your Lending Partner

    Select PNB Housing Finance from the list of partners.

  • Estimate Borrowing Power

    Find out the Home Loan amount you could possibly avail.

  • Mention the Requirement & Property Details

    Fill the Home Loan amount as per suitability & also the details of property.

  • Unlock Final Details

    Find out your loan details along with all the charges and net disbursal amount. A loan expert will connect with you to process your application further.

Calculate Your PNB Home Loan EMI 

It is very necessary to stay aware of the EMI amount that you will need to pay, so that it does not affect your finances. With the help of a Home Loan EMI calculator on Finserv MARKETS, calculate your EMI amount instantly and plan ahead. 

PNB Home Loan Interest Rate & Charges

Interest Rate

  • 7.35% p.a. to 8.80% p.a. for Salaried Applicants

  • 7.55% p.a. to 9.10% p.a. for Self-employed Applicants

Processing Fee

  • Salaried Applicants: 0.25% of the loan amount

  • Self-employed Applicants: 0.50% of the loan amount

Loan Repayment Tenure

  • Up to 360 months (for salaried applicants)

  • Up to 240 months (for self-employed applicants)

*The charges are subject to policy changes of PNB Housing Finance, from time to time.

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Frequently Asked Questions

  • ✔️How can I get a Home Loan from the Punjab National Bank?

    You can apply for a Home Loan from PNB on Finserv MARKETS with a simple online procedure.

  • ✔️What is the interest rate on PNB Home Loan?

    The interest rate ranges between 7.35% p.a. to 8.80% p.a. for salaried applicants & 7.55% p.a. to 9.10% p.a. for self-employed applicants.

  • ✔️What is the EMI that needs to be paid on PNB Home Loan?

    You can calculate the EMI using the EMI calculator. EMI basically depends on the loan amount you want, interest rate, repayment tenure, and CIBIL Score.