Apply for a PNB Housing Finance Home Loan on Bajaj Markets. You can borrow up to ₹15 Crores with these loans at affordable interest rates starting from 8.50% p.a. Enjoy flexible repayment tenures ranging up to 30 years, simple eligibility criteria, and a hassle-free online application process.
Provided below are the interest rates and charges applicable to these home loans.
8.50% p.a. onwards
Up to 0.50% of the loan amount.
Penal Interest Rate
Up to 2%
Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion
at % interest rate for months
Your home loan eligibility depends on numerous factors. These are as listed below:
You should fall under the age bracket of 21 and 70 years
Your monthly net income must be more than ₹18,000
If self-employed, your business must have a vintage of at least 5 years
Alongside fulfilling the above-mentioned eligibility criteria, keeping the following documents can also streamline your loan application process:
Identity Proof: PAN card, voter ID, Aadhaar card, etc.
Address proof: Aadhaar card, passport, driving licence, etc.
For Salaried Applicants: Salary slips of the last 3 months and Form 16 of the last 2 financial years
For Self-employed Applicants: Certificate and proof of business existence, as well as ITR filings of the last 3 financial years
Latest degree to validate educational qualifications
Self-attested copy of the title documents of the property and approved plan
*Disclaimer: The information mentioned above is subject to change as per the lender’s terms and policies
Here are the steps to apply for this home loan on Bajaj Markets:
Click on the ‘Apply Now’ on this page
Enter your personal details in the application form
Select ‘PNB Housing Finance’ from the list of partners
Fill in your required home loan amount and details of the property
Find out your loan offer along with all the charges and net disbursal amount
Once the form submitted has been reviewed and verified, an executive will reach out to you for further proceedings.
The PNB Housing Finance Home Loan is an excellent option for borrowers who prefer home loans at a fixed rate. PNB offers excellent service with faster home loan processing. Furthermore, you can apply for a range of housing loan schemes as per your eligibility and repayment capacity.
The Punjab National Bank Housing Finance Home Loan enables you to borrow up to ₹15 Crores. However, this is subject to your creditworthiness, repayment capacity, and eligibility.
Yes. You can get tax benefits under Section 80C and Section 24 of the Income Tax Act for the principal and interest components of the home loan, respectively.
The co-applicants can be any immediate family member, including a spouse, parent, sibling, or child. However, the co-applicant must have a regular source of income and meet the lender's eligibility criteria.
PNB Housing Finance offers a moratorium period of up to 36 months, subject to the terms and conditions of the loan.
Yes. PNB Housing Finance offers home loans for the purchase of a plot of land, subject to certain conditions and eligibility criteria. The loan amount, interest rates, and repayment tenure may vary depending on your creditworthiness and other factors such as the location and size of the plot.
The current PNB Housing Finance Home Loan interest rates start from 8.50% p.a. The rate offered to you depends on your eligibility for the loan.
PNB Housing Finance offers an LTV ratio of up to 90% and 75% for home purchases costing up to ₹30 Lakhs and over ₹75 Lakhs, respectively. An LTV ratio of 80% is offered for homes with prices within the range of ₹30 Lakhs to ₹75 Lakhs. This is as per the guidelines set by RBI for home loans.
PNB Housing Finance offers home loans at floating interest rates.