Union Bank of India, is one of the oldest and largest public sector banks in India. It today boasts of 120 million customers. UBI is widely known for tapping the potential of technology to provide seamless digital banking experience to the customers and its financial products like Personal Loan Home Loan, Fixed Deposit etc.
UBI has the tagline “Good people to bank with.”
You can get a Home Loan of up to Rs. 5 Crores, to fulfill your requirement.
Ranging between 12 months to 360 months, the repayment tenure is very flexible.
The interest rates starts from 6.99% p.a.
Won the 6th ASSOCHAM SMEs Excellence Award under 'Best SME offering' category in 2018.
Won the Indian Banks’ Association (IBA) award under the category “The best IT Risk Management & Cyber Security Initiatives - Large Bank” in 2021.
Received SKOCH "Order of merit" for Technology: Strategic Transformation & Financial inclusion initiatives under top Banking & Finance Project in India in 2018.
Here are the contact details:
Corporate Office Address: Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400 021, Maharashtra, India.
Contact Number: All-India Toll Free numbers: 1800222244 / 18002082244 / 18004251515
Charged Numbers: 080-25300175
Customer Service e-mail: firstname.lastname@example.org
Visit https://www.unionbankofindia.co.in/english/aboutus-profile.aspx for more details.
To be eligible for a UBI home loan, the applicant must be between 18-75 years of age. The net income of the salaried applicant must be at least Rs. 15,000 per month.
The minimum Profit After Tax (PAT) of the self-employed applicant must be Rs. 12,500 per month.
As a salaried applicant, your net monthly income must be at least Rs. 15,000 per month. As a self-employed applicant, Profit After Tax (PAT) of the self-employed applicant must be at least Rs. 12,500 per month.