Moneyview Limited is a digital-first lending platform founded in 2014, offering unsecured personal loans and credit products to consumers across India. The company primarily targets underserved and new-to-credit customers using technology-driven underwriting models.
The company operates through a full-stack model that includes its NBFC subsidiary, Whizdm Finance Private Limited, along with partnerships with other financial institutions.
Key features of its business model include:
Use of alternative data and proprietary credit scoring models
Fully digital lending journey, including onboarding, KYC, disbursal, and collections
Multi-product offering such as personal loans, credit lines, and short-term credit solutions
Pan-India operations without reliance on physical branches
As per DRHP-linked summaries, the platform serves over 125 million registered users and manages assets under management (AUM) of approximately ₹19,815 Crore. The company has also reported profitability over multiple financial years, indicating operational scale and financial stability.