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Market Insights: Trends, Analysis & Expert Views

HDB Financial IPO Receives SEBI Approval

Geetanjali Lachke Posted on August 18, 2025

HDB Financial Services IPO received a nod from the Securities and Exchange Board of India (SEBI). This approval brings the company closer to ₹12,500 Crores listing.

HDB Financial Services IPO: Key Highlights

IPO Size: ₹12,500 Crores
- Fresh issue: ₹2,500 Crores
- Offer for Sale (OFS): ₹10,000 Crores
Promoter: HDFC Bank
- HDFC Bank's stake to drop below 75% post-IPO
Financial Growth:
- Gross loan book: ₹98,620 Crores
- Net Profit (FY24): ₹2,460.8 Crores
- AUM (Assets Under Management): ₹90,230 Crores
- ROE (Return on Equity): 19.55

Company Background

HDB Financial Services

HDB Financial Services, established in 2007, is a non-deposit taking non-banking financial company (NBFC) in India. It is backed by HDFC Bank and classified as an NBFC-Upper Layer (NBFC-UL) by the Reserve Bank of India. The company’s lending portfolio includes:

Consumer loans
MSME financing
Asset-backed lending

HDB Financial Services operates 1,772 branches across 1,162 cities and towns, focusing on semi-urban and rural markets.

Financial Performance

Metric	As of September 30, 2024
Gross Loan Book	₹98,620 Crores
Total AUM	₹90,230 Crores
Net Profit (FY24)	₹2,460.8 Crores
Return on Assets (ROA)	3.03%
ROE	19.55%
Gross NPA (Non-Performing Assets) Ratio	1.90%
Net NPA Ratio	0.63%

Disclaimer

This content is for informational purposes only and the same should not be construed as investment advice. Bajaj Finserv Direct Limited shall not be liable or responsible for any investment decision that you may take based on this content.

Sources

Moneycontrol — HDB Financial IPO receives SEBI approval, https://www.moneycontrol.com/

Hi! I’m Geetanjali Lachke

Financial Content Specialist

Geetanjali is an emerging content writer with a passion for writing and marketing. She focuses on crafting clear, engaging blog posts and articles that simplify complex topics, particularly in finance and business. Geetanjali is dedicated to delivering insightful content that helps readers understand and navigate critical concepts, empowering them to make informed decisions and stay ahead in the ever-evolving landscape of finance and business.