Government servants living in any part of Karnataka can get registered in Jyothi Sanjeevini, the state Government’s health insurance scheme, formed under the aegis of the Arogya Suraksha Trust. This is a comprehensive health policy targeted at government employees that allows them as well as those dependent on them to get cashless treatment across an extensive network of hospitals in Karnataka empanelled under the Jyothi Sanjeevini Scheme(JSS).
Beneficiaries can avail tertiary medical care and emergency services related to chronic illnesses that may involve hospital admission, surgery as well as other advanced therapies upon enrollment in JSS.
Any government employee as well his or her family members qualify for registration in Jyothi Sanjeevini. However, he or she should not be enrolled in any other health insurance scheme sponsored by the government of India to be eligible for JSS benefits.
A declaration with details of the family members as well as valid certification is to be furnished at the time of enrolling in the scheme. As per the clauses mentioned under Rule 2(1) of the Government Servants (Medical Attendant) Rules, 1963 in Karnataka, the following dependants are eligible for enrollment:
JSS beneficiaries are identified from the Karnataka Government Insurance Department (KGID) policy number that they hold. This is verified along with the HRMS database recorded at the Department of Personnel and Administrative Reforms of the Karnataka Government. All you need to do is carry the KGID number and Aadhar card at the hospital visit and get it verified by Arogyamitra. No registration is required as well as no cards are issued by the Suvarna Arogya Suraksha Trust.
Let us take a look at the Jyothi Sanjeevini Scheme hospital list where registered members can avail treatment
Rising inflation, increasing incidence of chronic illnesses as well as spiralling cost of medical care are valid reasons for you to put in place a health insurance plan for your family that can ensure you do get the best treatments in the choicest hospitals in the future. You can get comprehensive Health Insurance available on Finserv MARKETS to manage rising healthcare costs. Not only this you can save more with the tax free affordable premiums and sum insured restoration for the same illness. Get additional protection by topping up your policy without any hassle online. So, safeguard your family’s health and purchase Health Insurance available on Finserv MARKETS today.
Depending on your pay band, you will be allotted either general, private or semi-private wards. Refer to the terms listed in the scheme for further information
No. In such cases you will have to bear the expenses by yourself.
If you opt for an implant, stent or prosthesis that costs more than what is mentioned in the benefit package or choose wards that are superior than those you are entitled for as per Jyothi Sanjeevini, you will have to bear the additional cost in these cases.