Earn interest up to 8.60% p.a. by investing in a Bajaj Finance Fixed Deposit | Rated CRISIL AAA/ STABLE and [ICRA]AAA(stable) Invest Now

A secure future is of paramount importance for every woman. And making safe investments is one way to ensure a stable tomorrow. Today, you will come across NBFCs offering lucrative FD rates for women, so they can meet their financial needs. Fixed deposits allow you to let your money grow without the fear of losing your money to unpredictable market fluctuations. As compared to other risk-free investment options, fixed deposits offer a higher rate of interest to women. Additionally, it is a liquid investment, which enables you to break your FD during unforeseen financial emergencies.

 

This article will help you identify the best FD interest rates for women offered by Bajaj Markets.  

Fixed Deposit Interest Rates for Women in India 2023

Let’s check out the FD interest rates offered by top banks to women in 2023.

Name of the Bank

Regular Rate of Interest

Punjab and Sind Bank

3% - 5.30%

ICICI Bank

2.5% - 5.5%

Bank of Baroda

2.8% - 5.25%

Axis Bank

2.5% - 5.75%

HDFC Bank

2.5% - 5.5%

State Bank of India

2.90% - 5.4%

fd for women

Bajaj Finance Fixed Deposit Rates 2023

With Bajaj Finance FD, you not only get high returns but also a flexible investment tenor. Check out the below table to understand the non-cumulative FD interest rates for women in 2023 offered by Bajaj Finance FD.  

 

Fixed Deposit Annualized rate of interest for non-senior citizens Valid for deposits up to ₹5 Crores (w. e. f 10th May, 2023)

 Non-Senior Citizen FD Rates

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

12 – 14 months

₹15,000

7.40%

7.16%

7.20%

7.27%

7.40%

15 – 23 months

7.50%

7.25%

7.30%

7.36%

7.50%

24 months

7.55%

7.30%

7.35%

7.41%

7.55%

25-35 months

7.35%

7.11%

7.16%

7.22%

7.35%

36 - 60 months

8.05%

7.77%

7.82%

7.89%

8.05%

Special Tenure FD Rates for Non-Senior Citizens

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

15 months

₹15,000

7.45%

7.21%

7.25%

7.32%

7.45%

18 months

7.40%

7.16%

7.20%

7.27%

7.40%

22 months

7.50%

7.25%

7.30%

7.36%

7.50%

30 months

7.45%

7.21%

7.25%

7.32%

7.45%

33 months

7.75%

7.49%

7.53%

7.61%

7.75%

44 months

8.35%

8.05%

8.10%

8.18%

8.35%

Fixed Deposit Annualized rate of interest for senior citizens Valid for deposits up to ₹5 Crores (w. e. f  10th May, 2023)

Senior Citizen FD Rates

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

12 – 14 months

₹15,000

7.65%

7.39%

7.44%

7.51%

7.65%

15 – 23 months

7.75%

7.49%

7.53%

7.61%

7.75%

24 months

7.80%

7.53%

7.58%

7.65%

7.80%

25-35 months

7.60%

7.35%

7.39%

7.46%

7.60%

36 - 60 months

8.30%

8.00%

8.05%

8.13%

8.30%

Special Tenure FD Rates for Senior Citizens

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

15 months

₹15,000

7.70%

7.44%

7.49%

7.56%

7.70%

18 months

7.65%

7.39%

7.44%

7.51%

7.65%

22 months

7.75%

7.49%

7.53%

7.61%

7.75%

30 months

7.70%

7.44%

7.49%

7.56%

7.70%

33 months

8.00%

7.72%

7.77%

7.85%

8.00%

44 months

8.60%

8.28%

8.34%

8.42%

8.60%

Why Should Women Consider Bajaj Finance FD?

  • High Returns

It's a no-brainer that fixed deposits are the most secure financial products. It offers fixed and assured returns. However, with Bajaj Finance FD, you receive up to  8.35% p.a. interest if you are a non-senior citizen investing online. In case you're a senior citizen, the interest rate goes up to 8.60% p.a.

  • Loan against FD

Why break your FD during financial emergencies when you can seek a loan against it? Yes, you can pledge your fixed deposit as security to get a loan during unforeseen circumstances.

  • Flexible Investment Tenors

When you choose Bajaj Markets, you get the option to invest for 12 months to 60 months. We ensure that Bajaj Finance FD suits your long-term as well as short-term financial goals. With our flexible tenor, you can ladder your investments and liquidate your deposit at your convenience.

  • Online Application Process

You can invest in Bajaj Finance FD online through an easy application process on Bajaj Markets. Save yourself from the daunting paperwork and long waiting lines involved in offline processes.

  • The Power of Compounding

If you opt for a cumulative FD scheme, you can reap the benefits of compound interest. It causes your wealth to grow at a faster rate. Cumulative fixed deposit schemes allow you to get returns on both the money you invest and the interest you earn every month, quarter, or year.

  • Get Regular Income

At Bajaj Markets, we also offer non-cumulative fixed deposits. Here, the interest is payable every month, quarter, or year, based on the frequency you go for. This FD scheme is best suited for anyone who needs a steady flow of income to manage their finances. You can use the FD interest rates calculator to calculate the returns.

  • Trustworthy

Bajaj Finance FD is one of the safest investment options for women in India. We are backed by ICRA's MAAA and CRISIL's FAAA ratings. Hence, women can be assured that their money is safely growing with Bajaj Markets.

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Disclaimer

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs

Bajaj Finance FD offers a profitable rate of interest ranging from 5.60% to 7.35%. Non-senior citizens can enjoy an extra 0.10% interest on investing online.

At Bajaj Markets, senior citizens enjoy an additional 0.25% interest, which goes up to 7.35%.  

Here’s a list of benefits of FD for women:

  • Get fixed yet high returns

  • A flexible tenor to address your long-term and short-term financial needs

  • Get a loan against your FD

  • A regular flow of income on opting for non-cumulative fixed deposits

  • Start investing with a small deposit amount

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