Axis Bank Gold Loan

Opt for an Axis Bank Gold Loan and get funding of up to ₹40 Lakhs at competitive interest rates. Use the loan amount to fulfil your professional or personal needs and regain ownership of your gold on timely repayment.

 

The Axis Bank Gold Loan tenure is flexible, and you can repay the borrowed amount in up to 36 months. Until then, your gold is stored safely in its vaults. To help address urgent needs quickly, the bank transfers the loan amount in an hour after approval. 

Refer to this table to know the Axis Bank Gold Loan interest rate and other associated charges:

*Disclaimer: The aforementioned charges are subject to change at the lender’s discretion.

Meet the following eligibility parameters to get quick approval:

• You must be an Indian national

• You must own gold assets with purity of at least 18 carats

• The minimum age requirement is at least 18 years

• The maximum age limit to get the gold loan is 75 years

 

In addition to the eligibility criteria, you need the fulfil the bank’s requirements for documents needed for verification. Here is the list of the paperwork to submit:

Application Form:

• Duly filled and signed application form

KYC Documents:

• PAN card

• Aadhaar card

• Passport

• Driver’s licence

• Voter ID

Follow these steps to apply for a gold loan online:

1. Visit the bank’s website and navigate to the Axis Bank Gold Loan page

2. Click on the ‘Apply Now’ option

3. Fill in the application form by providing the required details, like your name, contact number, email ID and address

4. Choose your state, city, and the nearest branch

5. Click on ‘Submit’ to initiate the process and note the reference ID for future correspondence

 

After you submit the application, a bank representative will contact you. You can also visit your nearest Axis Bank branch and apply for the gold loan offline.

The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User's own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL's partnership with the owner of the Intellectual Property of such products.