✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Apply Now

Every individual dreams of living in his own dream home. However, purchasing a home is a big financial decision, and considering your savings for making the purchase will make your budget go haywire. If you are a CA, you surely understand how to manage your finances well and how a home loan help you. Fortunately, there are several banks in India that offer home loans to Chartered Accountants. 

Although not all of these loan options are specifically designed for CAs, they (both government and private employees) can get home loans to achieve their dream of owning a home at low-housing loan interest rates and minimal processing fees.

Home Loan For CA Benefits and Features

Home loans for CAs, unlike other forms of loans, are specifically designed to meet the financial demands of Chartered Accountants. This loan can help you make your dream of owning a home a reality.

  • Make the most of the pre-approved offers

  • The loans are rapidly processed and paid

  • The application for the loan and confirmation process is simple and straightforward

  • Avail of top-up house loans

  • Save yourself from various hidden charges and fees

Top Home Loans Available For Chartered Accountants

Since a home loan is generally a long-term commitment, it is essential that you select a loan option that meets your requirements and financial capabilities. Given below are some of the options available in India:-

Name of the Bank

Highlighting Features







ICICI Bank Home Loan

  • Interest rates start at 9.00% per year

  • For floating-rate loans, prepayment and foreclosure charges are nil.

  • Loan processing is fast and transparent.

  • Premium banking customers receive additional benefits.

  • Pay off your house loan in smaller EMIs at first, then gradually increase your payments over a 30-year period, subject to terms and conditions.

  • Take advantage of attractive interest rates in various categories.

  • Transfer your home loan to ICICI Bank and save money on your EMIs




Punjab National Bank (PNB) Housing Loan

  • Interest rates start from 8.50% p.a.

  • Get a loan of up to ₹25 Lakhs for repairs, renovations, and modifications.

  • Get a loan of up to ₹50 Lakhs to buy land or a plot of land for a home.

  • Under the scheme, you can get a loan with a repayment duration of 15 to 30 years.

  • Pay a small processing fee of 0.35% of the loan amount, with a minimum of ₹2,500






Axis Bank Home loan

  • Interest rates start at 7.75% p.a.

  • The loan starts from ₹3 Lakhs and can go higher up.

  • It is a simple way to refinance your house loan.

  • It gives you the option to choose either variable or fixed interest rates.

  • The application for the loan and approval process is simple and hassle-free.

  • No penalties are applicable for pre-payment of the loan

Disclaimer: The details mentioned above are subject to change as per the norms and policies of the banks.

Home Loan for CA Eligibility Criteria

The following qualifying conditions must be met for the loan to be approved:

  • You should have a “Certificate of Practice” active for at least 3 years

  • It would be best if you are between the ages of 21 and 65 years

  • A CIBIL score of preferably 750 and above

Documents Required for Home Loan CA

When applying for a home loan for chartered accountants, the following documents must be presented:

Proof of Identity

  • Aadhaar Card

  • Voter ID Card

  • PAN Card

  • Passport

  • Driving Licence

Proof of Residence

  • Aadhaar Card

  • Voter ID Card

  • Bank Passbook

  • Ration Card

  • Passport

  • Utility bills (telephone bill, electricity bill, water bill, gas bill)

  • Insurance Policy Receipt

  • Letter from a recognised public authority verifying the applicant’s address

Proof of Age

  • Aadhaar Card

  • PAN Card

  • Passport

  • Birth Certificate

  • Class 10th Marksheet

  • Bank Passbook

  • Driving Licence

Proof of Income

  • Form 16

  • Bank statements for the previous six months

  • Income tax returns from the most recent year.

  • Investment proofs (if any) like FDs, shares, etc

How to Apply Home Loan for CA

To apply for a chartered accountant home loan, simply follow these simple steps:

  • Step 1: Visit your preferred website and select Home Loan from the 'Loans' menu.

  • Step 2: To understand your financial obligations with the loan, you can use the Housing Loan EMI Calculator and the Home Loan Eligibility Calculator.

  • Step 3: Decide on a loan amount and term that is right for you. 

  • Step 4: The bank will assess your profile before approving the loan. If your application is accepted, a representative will be in touch with you soon to help you with the formalities.

Let’s Wrap It Up

The easy and simple procedure for applying for home loan makes it possible for more people to become first-generation homeowners. Chartered Accountants can negotiate favourable terms based on a good credit score and get a loan that suits their purpose the best.


The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. 

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs on Home Loan CA

Can a CA get a home loan?

Yes, a CA can get a home loan but he must meet all the eligibility criteria before it.

How much loan can a CA get?

If you are a practicing chartered accountant, you may be eligible for a loan of up to ₹45 Lakhs.

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