How You can Increase Your Chances of Getting a Personal Loan

31 Jul 2020
80 Views

Taking a loan can make sense when you can comfortably afford the repayments for the duration of a loan term. Personal loan in.....

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Procedure to Pre-close Your Personal Loan

31 Jul 2020
78 Views

We tend to turn to a personal loan when we need money urgently. For instance, if there’s a medical emergency to be dealt with, if we are planning a trip to our dream destination, or chalking up an expensive wedding. Personal loan interest rates are generally high since they are mostly unsecured d.....

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Save Your Time by Applying for Personal Loan Online

31 Jul 2020
83 Views

 Whether you’re planning on going for a vacation, looking to renovate your property, or cover medical expenses you can take care of it all by simply applying for a personal loan. The best part about a personal loan is that you’re not required to pledge any of your personal and valuable asset.....

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Procedures to Follow When Closing a Personal Loan

31 Jul 2020
77 Views

There are numerous ways to use a personal loan, it can cover all kinds of financial requirements. Applying for a personal loan is fast and simple, as it is an unsecured type of loan, this loan does not require any collateral as security. Many banks and financial institutions grant loans based on .....

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How to Use a Personal Loan Calculator

30 Jul 2020
80 Views

The Personal Loan Calculator helps in determining what monthly payments and total costs would be over the life of a loan. Whenever you avail a loan, your EMI is influenced by the final loan amount that you borrow, along with the repayment tenure. Since most loans come with fees and/or insurance, .....

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Procedures to Follow When Closing a Personal Loan

30 Jul 2020
87 Views

A Personal Loan can be used in numerous ways to ease financial crunches. However, getting a personal loan also means that you need to close that loan within a specific period to avoid any late penalties. As you come closer to your last EMI repayment, you might have a plan for your future finances.....

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How taking moratorium on personal loans impact on future EMIs

28 Jul 2020
80 Views

The Reserve Bank of India recently announced an extension on loan moratorium for another 3 months in May this year. Individuals and companies with outstanding loans as on March 31, 2020 were offered the option to avail a further respite from June 1 till August 31, 2020 for repayment of their loan.....

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Lending Apps for Contactless Personal Loan

28 Jul 2020
79 Views

Personal loans are a convenient source of gaining access to funds for personal use regardless of whether they are intended to be utilized in making large purchases, as capital for a venture or in dealing with unexpected financial situations. They are usually unsecured loans and have no collateral.....

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Best Ways to Pay off Credit Card Debt with Personal loan

28 Jul 2020
87 Views

The world of millennials in the 21st century of financials has two words that are both a boon and bane - credit cards. But you can’t just blame the lifestyle and economic situation, because there is always a chance for an emergency. When it comes to credit cards, it is either that they have taken.....

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Ways to Boost Your Personal Loan Approval Chances During the Pandemic

23 Jul 2020
56 Views

With the current pandemic outbreak being an ever-present feature of our current reality, it is more important than ever to be financially prepared. This is particularly true if you are planning to apply for a personal loan  to meet your current requirements or any needs that may arise in the.....

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Will My Personal Loan Eligibility Be Impacted Post Lockdown?

03 Jul 2020
75 Views

The pandemic stress has increasingly become a regular part of our lives. The declining economy, uncertainty in markets and rising unemployment have created restlessness in public. These difficult times have led to concerns about the near future and fear of restricted income that might be insuffic.....

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Should I Choose Loan Moratorium During Lockdown?

03 Jul 2020
80 Views

The impact of the pandemic outbreak caused a major concern for borrowers regarding their EMI payment. Hence, the RBI offered a relief package where the borrowers will be able to stand the benefit from the policy rate cuts, and a moratorium on all loans. The three-months moratorium deferred the pa.....

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Personal Loans vs Line of Credit - Which is Better?

03 Jul 2020
78 Views

Everyone requires financial help at some point in their life. There are a lot of reasons why most people opt for a loan. Whether it be for your travel expenses, payment of bills or getting a new home. And there are a lot of loan options available for all kinds of financial requirements. Sometimes.....

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Why People are Opting for Personal Loan After the Pandemic Crisis?

03 Jul 2020
56 Views

The ongoing lockdown disrupted the cash flow of the economy. Almost everyone has been impacted in some way or the other but reality has hit harder for those who have experienced pay-cuts and job losses. This makes it difficult to pay bill payments and manage other necessities. Managing personal f.....

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How To Apply for Personal Loan with Low Interest in Hyderabad

23 Jun 2020
56 Views

Be it for an immediate emergency or to bring a long-term plan to life, there are a number of occasions when you might find yourself in need of some financial assistance. For individuals and families in Hyderabad, one of the most preferred modes of such financing tends to be availing personal loan.....

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Small Personal Loans Without Document Verification

18 Jun 2020
65 Views

There are various situations in which individuals might find themselves in the midst of a financial shortcoming. Some of them can be expected such as being unable to meet the budget for a big purchase, while others can be unexpected such as a sudden medical emergency. In the attempt to meet this .....

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Getting Personal Loans for Pandemic Crisis

16 Jun 2020
77 Views

As everyone is affected by the nationwide lockdown, it is a tough time for all facing cash crunches. Even salaried individuals are facing pay cuts and unemployment. So, to ease the financial strain, many banks and NBFCs are offering

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Difference Between Loan "Write off" & "Waive off"

16 Jun 2020
80 Views

A Loan waiver and Loan write off are two different concepts of dealing with bad loans. Many people who are unaware of different financial terms and quotes get confused with the actual definition of these terms. Though the nature of both Loans Waive-offs and Loan Write off may seem to be almost si.....

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Pitfalls to Avoid while Availing a Personal Loan

04 Jan 2020
80 Views

A personal loan is a fixed amount of money borrowed at a fixed rate and repaid over a fixed amount of time. You can avail a personal loan from a bank, credit union or online lender. Personal loans are the unsecured type which means it requires some type of collateral. In that case, lenders look a.....

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Should You Pay through a Personal Loan for your Medical Bills?

04 Jan 2020
86 Views

Medical emergencies can be frightening as it brings with them a lot of responsibilities that you are unprepared for. To get the best course of treatment in case of a medical emergency, you would require adequate funds to take care of all your medical expenses. Unfortunately, people don’t always h.....

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How to Reduce Your Personal Loan Burden Effortlessly

04 Jan 2020
79 Views

A personal loan is a fixed amount of money borrowed at a fixed interest rate and repaid over some time. You can easily avail personal loan from a bank or Non-Banking Financial Companies (NBFCs). Personal loans are usually unsecured loans which means you are not required to pledge any collateral. .....

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Defaulting on education loan? Here are the ways to prevent it

04 Jan 2020
64 Views

The unfortunate reality is that it is surprisingly easy to default on education loans. The cost of higher education is rising. At the same time, there’s a rise in the number of fresh graduates in certain career streams. In case of a student loan, just missing out on a few payments can lead to a d.....

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Taking a long-term break from work? Plan Your Finances In Advance

30 Dec 2019
56 Views

Almost everyone has a moment where you sat at the computer wistfully dreaming of quitting the stressful routine and living a little. Modern life is busy, there’s a lot of responsibilities at work, family, friends and it’s easy to get caught in the cycle without pausing to think about your actual .....

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Why Women Should Build Their CIBIL Score

30 Dec 2019
75 Views

In recent years, there has been a significant rise in the number of women entrepreneurs across the country. In order to further encourage women entrepreneurs, the Indian Government has introduced several schemes such as Annapurna scheme, Udyogini scheme, Mudra yojana scheme, etc. to support them .....

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Steps To Check Your CIBIL Score Using Your PAN Card

30 Dec 2019
80 Views

Your Credit Information Bureau India Limited (CIBIL) score plays a crucial role in determining whether your loan application will be approved or rejected. CIBIL score, commonly known as credit score, determines your creditworthiness and your repayment capacity. Thus, the higher your credit score,.....

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Finance Your Higher Studies Personal Loan vs Education Loan

30 Dec 2019
70 Views

Every year thousands of students across the globe leave their home country to fulfill their dreams of studying abroad. They go in search of better opportunities and exposure to the careers that wish to pursue. Some countries have specialization in various courses whether its fashion, business or .....

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Factors to Consider before Taking a Personal Loan Balance Transfer

28 Dec 2019
78 Views

Personal loans come handy in times of sudden financial needs. If you currently have a financial liability that needs immediate attention, you can opt for a personal loan to take care of it. The lenders offer the flexibility, which enables you to use the money for any purpose. You can use it to re.....

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Medical Debt: What to Do When You Can't Pay

28 Dec 2019
90 Views

If you have any debt, it becomes your primary goal to take care of it at the earliest. You might incur various kinds of debts in your lifetime, but probably a medical debt is the worst of them. It can make anyone feel ashamed. However, you must not count it as a failure. Sometimes, you do not hav.....

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After Graduation Degrees That Will Enhance Your Resume

28 Dec 2019
76 Views

The world is rapidly changing, and you can see the evolution in today’s work culture as well. As the market is opening up to newer professions, you can get your dream job anywhere in India. However, it is not easy to get a well-paying, respectable job in this extremely competitive market. Having .....

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CIBIL Charges And Services You Need To Be Aware Of In India

28 Dec 2019
82 Views

CIBIL (Credit Information Bureau India Limited) is a credit information company that collects and records the credit-related activities of customers across the country. Financial raw data is used to obtain credit scores and credit information reports. The credit scores obtained are in the form of.....

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Pros and Cons of Consolidating Debts with a Personal Loan

23 Dec 2019
80 Views

In today’s competitive age, all of us desire to have a luxurious lifestyle. If not, at least own a decent house, car, travel abroad, etc. But what if monetary limitations restrict you from realizing your desires. This is where a personal loan can come to your rescue. Nowadays, with the help of le.....

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11 Tax Saving Tips for Salaried Individual

14 Nov 2019
85 Views

Half the financial year is over and if you still have not done your tax planning, it is the time now. Paying the taxes as per the regulations is mandatory; however, there are some ways in which you may reduce the liability.

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Experts share Top 5 Pitfalls in Financial Planning

14 Nov 2019
89 Views

Financial planning is the process of determining ways to manage your money and the amount you need to earn, invest and spend. By planning your finances, you put your money such that you reach your life goals. What you do now to manage your finances may not be 100% accurate and it may need to be c.....

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What are your rights if you can’t repay a loan?

14 Nov 2019
70 Views

Taking a loan can be a significant financial decision, so it’s best to make it a smart one by knowing why you need to borrow money is the most critical factor you need to consider. Borrowing money can either help you or hurt you depending on how you manage it. If you can’t make your loan repaymen.....

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Tips for Indian Women to Manage Their Finances

14 Nov 2019
70 Views

When handling money, there has always been a perception that women don’t like to or are unable to manage their finances, investments and taxes independently. However, this situation has changed over the years and women are now actively participating in money-related decisions. Women in India cons.....

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Millennials give Wings to Travel Loan Segment

14 Nov 2019
50 Views

Travelling nowadays has become an important part of modern millennial life. Millions of people all over the world travel about their own countries and abroad as well. People travel for business purposes or to visit destinations surrounded by natural habitat to get away from their busy city life a.....

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Tips to Boost Your Personal Loan Eligibility

03 Oct 2019
79 Views

In recent years, the Government of India has taken several initiatives to promote financial literacy amongst the citizens. Government programs such as Financial Education Training Program (FETP), Comprehensive Financial Inclusion Plan (CFIP), Financial Awareness and Consumer Training (FACT), etc......

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How To Get A Personal Loan Without Documents

03 Oct 2019
89 Views

Financial emergencies can take a toll on your savings. However, with the help of a personal loan, you can overcome this problem quickly and in a hassle-free manner. A personal loan can be used for various purposes such as repaying credit card debt, managing medical expenses, home renovation, taki.....

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Tips To Manage Personal Loan EMI Payments

23 Aug 2019
82 Views

A personal loan is your financial savior in case of any urgent capital crunch. Unlike most loans, a personal loan is an unsecured type of loan. Thus, a borrower need not provide any collateral against it, as a form of security. Moreover, the loan can be availed for any personal reasons such as, p.....

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5 Popular Wedding Themes to Inspire Your Dream Wedding

12 Aug 2019
89 Views

Your wedding is one of the most important event in your life. To make it extra special, you tend to look for different ways and inspirations. Well, one way to make your wedding memorable is by having a wedding theme. Your wedding style can determine the best theme that f.....

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Everything about the Debt Trap

12 Aug 2019
80 Views

Borrowing is a convenient option for most of our financial needs. You can buy what you want without exhausting your current savings or finances. However, if you don’t manage your debts in a responsible manner, you may end up in a debt trap.

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All You Need To Know About Marriage Loans

12 Aug 2019
75 Views

If you are currently in the process of planning a wedding, you are likely to enjoy the endless food samples and making difficult decisions like whether to have a chaat counter or a candy station at the reception. However, planning a wedding is not just about food counter.....

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What is a Personal Loan Balance Transfer?

09 Jul 2019
65 Views

A loan balance transfer involves transferring the outstanding balance loan amount on your existing loan from one financial institution to another. The basic concept is that you ‘refinance’ your existing loan by paying off its outstanding balance by availing a new loan. T.....

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How to Choose the Tenure for Personal Loans

08 Jul 2019
89 Views

Personal loans are “all-purpose loans”. You can avail them for fulfilling any personal or financial need, such as paying expensive medical bills, funding a business venture, arranging grand wedding functions, investment purpose, etc. Many banking and non-banking financia.....

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How to Avail a Personal Loan in Quick and Easy Ways

01 Jul 2019
76 Views

Availing a personal loan is the most preferred way to manage instant funds. Personal loans are no-qualms loans. You do not have to provide any collateral as a form of guarantee. Also, they can be availed for any personal reasons, which makes their application and process.....

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Personal Loans Checklist You Need to Know About

26 May 2019
87 Views

A personal loan is your best bet when there is an immediate need for funds. A personal loan can be availed for debt consolidation, paying medical bills, redecorating your house, starting a new business venture, funding your travel plans or any other personal purpose.

.....

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How Often Can You Apply for A Personal Loan

24 May 2019
45 Views

A personal loan is often the best choice when you are in need of immediate capital. Today, availing a personal loan from any bank or NBFC’s (Non-Banking Financial Company) is much less of a hassle as compared to availing any other type of loan. As a result, people often .....

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6 Tips to Boost Your Personal Loan Eligibility

23 May 2019

While choosing a personal loan provider from the plethora of options available in the market is comparatively easy, convincing them that you are competent to repay it is always the tricky part. Since a personal loan is a type of unsecured loan, a lot of thought goes into an applicant’s personal l.....

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Choose a Personal Loan Provider in 3 steps!

22 May 2019
80 Views

Opting for a personal loan is the best option when you are facing a financial crunch. As the name suggests, a personal loan is a type of loan that can be used for any personal purpose. Most personal loans are unsecured in nature, meaning that you do not have to provide any collateral as a form of.....

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Pros & Cons of Long-Term Personal Loan

17 May 2019
34 Views

Personal loans are multi-purpose loans that enjoy high demand in the financial market. These loans are unsecured (you do not have to provide any collateral against them) and offer flexibility in terms of their repayment options as compared to the other types of loans. No.....

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How to Get Qualified for an Online Personal Loan

07 May 2019
56 Views

When faced with a situation that demands immediate financial respite, an online personal loan is your best go-to option! There are several advantages of applying for a personal loan online. Some of them include:

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