✓ Interest Rates Starting @ 0.99% p.a. ✓ Up to 100% Financing ✓ Repayment Tenure of up to 4 Years Apply Now

If you are looking to purchase a bike, a Kotak Mahindra Prime Two-wheeler Finance may be a great option. It can help you borrow up to 100% of the bike’s on-road value, including registration charges and so on. Repay the loan at your convenience over tenures ranging up to 2 years.

Interest Rates and Charges

Here are the interest rates and associated charges of the loan that you should know about:

Interest Rate

Up to 32% p.a. 

Prepayment Charges

5.21% of outstanding loan amount + GST

Dishonour charges per clearing mandate


*Disclaimer: The interest rate and charges mentioned above are subject to constant change. Check the details with the lender prior to making any financial decisions.

Kotak Mahindra Two Wheeler Loan EMI Calculator

Loan Amount
Rate of Interest
Two Wheeler Loan
Your Monthly Two Wheeler Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Year EMI Principal Interest Balance

Features and Benefits

100% Funding

With an LTV of up to 100%, fund the entire two-wheeler purchase with the help of Kotak Mahindra Prime Two-wheeler Finance

Quick Processing

Your loan application is processed within 24 hours of completing the documentation process

Easy Application

Apply for this loan anytime, anywhere, through the official Kotak Mahindra Prime website

Flexible Tenure

Repay the loan over tenures of up to 2 years

Eligibility Criteria and Documents Required

To opt for this two-wheeler loan, you must meet the eligibility criteria listed below:

  • You must fall under the age bracket of 18 to 65 years

  • If salaried, you should have a minimum monthly income of ₹15,000

  • If self-employed, you should have been running the business for at least 1 year and have a monthly average bank balance of ₹5,000


In addition to this, you may also be required to furnish some documents when applying for this loan. These are as follows:

  • Application form 

  • Latest salary slip (for salaried applicants)

  • Statement of account of the last 3 months 

  • Valid residence proof 

  • Valid identity proof 

  • Verification of signature 

  • ITR (for self-employed applicants)

  • One signed photograph 

  • RC Copy 

  • Copy of Insurance 

Aside from these, you may be asked to submit some additional documents as well. Check the complete list of documents to be furnished with your lender before applying for the loan. 

How to Apply?

Follow these simple steps to apply for a Kotak Mahindra Prime Two-wheeler Finance:

  • Visit Kotak Mahindra Prime Limited’s official website 

  • Navigate to the ‘TWO-WHEELER FINANCE’ section and click on ‘APPLY NOW’

  • Enter your personal details like name, mobile number, email, and so on

  • Enter the captcha code displayed on the screen

  • Agree to the declaration and click on ‘Submit’

After this, your application will be verified. A representative will soon contact you for further proceedings.


 The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

Read More


What is the age limit to apply for a Kotak Mahindra Prime Two-wheeler Loan?

The applicant must fall under the age bracket of 18 to 65 years to apply for a two-wheeler loan from Kotak Mahindra Prime.

Is CIBIL score required to get a bike loan from Kotak Mahindra Prime?

 While there isn’t a minimum credit score requirement, it is advisable to have a credit score of more than 720 while applying for a bike loan.

How much can I borrow with a Kotak Mahindra Prime Two-wheeler Loan?

You can borrow amounts of up to 100% of your bike’s on-road value with this loan. However, the amount offered to you will depend on your eligibility.

Loan Offer
Download App
Credit Score