How to Apply for a Credit Card?

How to Apply for a Credit Card?

04 Dec 2019
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A credit card enables you to have a smooth and superior shopping experience as it allows you to process transactions with just a swipe of the card. You do not have to worry about the actual amount remaining in your bank account since it draws on money from your pre-approved credit limit.

We make a number of transactions each day - from mobile bills to rent and shopping, from subscriptions to online magazines or streaming services to taxi cabs and food deliveries. Carrying cash and/or making cash payments every time is exhausting just to think of. Easier modes of payment like the credit card can make life easier and shopping that much more fun. Besides, credit cards often come with a reward system, attractive offers and member privileges to give you your money’s worth. Added advantages could include exclusive airport lounges, offers and perks at various hotels and/or airlines, complimentary movie or theatre tickets, among other refined benefits.

One such offering at Finserv MARKETS is the Bajaj Finserv RBL Bank SuperCard. This card could be your gateway to seamless financing, memorable experiences, exciting deals and discounts, cashback offers, travel perks, shopping benefits, reward points and many many more value-added perks. The Bajaj Finserv RBL Bank SuperCard functions as much more than just a credit card - it opens up other opportunities and benefits too, including cash withdrawals from ATMs, availability of emergency loans against credit cards, among others.

At a minimal annual and joining fee, the Bajaj Finserv RBL SuperCard available on Finserv MARKETS is loaded with industry-first features in different variants. You can choose from the various customised variants in accordance with your profile and needs. This bit of choosing the right SuperCard variant is imperative and key in creating a smooth experience for you.

The steps mentioned below can help you get down to the right choice and apply for a suitable credit card:

Step 1: Do your homework and study each variant of the credit card

As mentioned before, the Bajaj Finserv RBL SuperCard available on Finserv MARKETS comes in different variants and it is essential for you to pick the right one. For example, the World Plus SuperCard will offer you complimentary airport lounge access 8 times a year. So if you are a frequent flyer, this is the variant you’d go for.

It is important that you compare all the SuperCards on offer at Finserv MARKETS and pick the one that meets your needs. A good strategy would be to list down the parameters that you deem indispensable for a smooth-rolling credit card experience. These parameters should help you reach your short and long-term needs. Check these parameters for the various variants and assess them against the unique features of each card on offer. Figure out which one can potentially serve you and your lifestyle the best.

Step 2: Become eligible for the credit card

Once you have decided on the Bajaj Finserv RBL SuperCard that suits you the best, you need to proceed and apply for the same. The first step in the application for your credit card is studying the eligibility criteria for it and ensuring you fit in there. The parameters would include your age, address, credit score and repayment history. You’re eligible? Great! The next step is proving that you are eligible. At this stage, you need to furnish all the necessary documents like identity and income proof, age and address proof, and other relevant details. If all documents are in place, it will help expedite the process of getting approval for the credit card of your choice.

Alternative: Instant approval online

You could go down the faster route by applying for a SuperCard online. Quick approval online means you get swifter access to the benefits of your SuperCard. Here’s how you can get a speedy approval by checking your pre-approval offer. All you have to do is enter basic details like your name and mobile number. You will then receive an OTP on your phone to log in. You can then peruse the pre-approved offer and find the right card for yourself. This way you get a customised credit card deal to avail your card instantly. Voila, you’re a credit cardholder now!