Amex is a short form used for American Express. In this fast-evolving world, it is very important that you are aware of the services and facilities offered by the institution.
American Express Bank provides user-friendly services and products. One notable example is the Amex credit card bill payment feature. You can easily pay your Amex credit card bill in numerous ways.
The Amex credit card payment process saves time and is hassle-free. You can opt for online or offline modes to pay Amex credit card bills. Furthermore, you can schedule automatic payments to avoid any defaults.
Read on to understand how you can pay the Amex credit card bill easily.
A wide variety of options are available to account holders and non-account holders to pay Amex credit card bills online. All these methods are designed to provide a hassle-free experience.
Amex Credit Card Bill Payment Online Methods
NEFT stands for National Electronic Funds Transfer. It is a straightforward and viable payment option to pay Amex credit card bills online. However, you need to be careful while filling in the payment details.
Check out an example below:
Payee Name: American Express
Payee Account No.: 37XXXXXXXXXXXXXXX (Make sure that you enter a 15-digit account number starting with 37)
Name of Bank: Standard Chartered Bank
Account Type: Current
IFSC Code: SCBL0036020
MobiKwik is one of the fastest options to pay Amex credit card bills. Simply visit the official portal or download the MobiKwik application as per your convenience.
Follow the steps mentioned below to use this method:
Step 1: Visit the MobiKwik App or portal
Step 2: Go to the ‘Recharge and Bill’ page
Step 3: Enter details like credit card number and bill amount
Step 4: Choose the payment mode and fill in the voucher code (if any)
Step 5: Tap on the ‘Confirm’ button, and you are done
UPI stands for Unified Payments Interface. This is one of India’s most popular and preferred payment modes and you can use it to pay your Amex credit card bill. Simply log in to the app using your credentials and then enter the account number to initiate your payment.
You can also pay your American Express credit card bills using debit cards (powered by RuPay), credit cards, and cheques.
Here, you need to register your card, and the total outstanding amount will be taken from your account every month. This is controlled and maintained by the National Payment Corporation of India’s National Automated Clearing House (NACH).
Download the form online to enrol your card for the autopay feature, fill in the required details and submit it. The process will be completed in 5 business days.
Whether you are an account holder or a non-account holder, you can also opt for various offline options to pay your Amex credit card bill. Here are a few options:
To pay Amex credit card bills, you can send a cheque/demand draft of the total outstanding amount by courier, payable to ‘AEBC Card No. 37XXXXXXXXXXXXXXX’.
You can send the courier to the following address:
American Express Banking Corporation Cyber City Tower ‘C’
DFL Building No. 8, Sector 25, DLF City Phase II
Gurgaon - 122002, Haryana
You can also search for the nearest drop box to pay American Express credit card bills. Simply drop in your cheque/bank draft of the total outstanding amount. Make sure you mention important details like ‘AEBC Card No. 37XXXXXXXXXXXXXXX’
Refrain from placing cash inside the drop box. Also, remember that payments made using cheques will be processed only after American Express gets a confirmation from the concerned bank regarding sufficient funds.
You can also contact Amex credit card customer care at 1-800-419-2122. Provide the required information to the team for further guidance on the process.
1-2 business days
Direct Debit (Online Enrolment)
5 business days
2-3 business days
Direct Debit (Offline Enrolment)
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You can pay Amex credit card bills using various online and offline methods. For example, you can pay the bills by NEFT, UPI, debit card or credit card. You can also use the direct fund transfer method.
To pay Amex credit card bills via BillDesk, visit the official Amex website. Then, enter the card details, amount and other required information. The portal will ask for confirmation before initiating the transaction. Once the transaction is complete, you will receive an online confirmation.
Yes, you can pay your American Express credit card bill using your debit card. Amex only accepts debit cards powered by RuPay. If your debit card is linked with RuPay, then a debit card is a good payment option.
The exact time processing time when you pay an Amex credit card bill via NEFT depends on the bank you are using. Usually, it takes less than an hour. Since January 2020, NEFT no longer has time limits. You can now make an NEFT payment 24X7.
No, you do not incur additional charges when you pay the Amex credit card bill via BillDesk.
Yes, a standing instruction of an automatic debits is possible on savings, current, NRO and other account types. This helps you pay your Amex credit card bill with ease.
It can take up to 5 working days to complete the auto or direct debit enrolment process. This depends on your bank.