ICICI Bank is among the leading financial institutions offering a range of cards. Use these debit and credit cards to make your financial transactions rewarding and seamless. With 17+ different types of ICICI Bank credit cards, you can have a plethora of options to choose from.
To select the best from all the different types of ICICI Bank credit cards, compare their key features, fees, rewards, and more. Doing so allows you to find the right credit card for your needs. To know more about the various ICICI Bank credit card types and benefits, read on.
Different ICICI Bank credit card types can be categorised by the main benefits they offer. You can choose from travel, lifestyle, fuel, dining and other types of credit cards. Here is a snapshot of different ICICI Bank credit card types and benefits.
Travel credit cards like MakeMyTrip ICICI Bank Platinum Credit Card and Unifare Mumbai Metro Cards offer holiday vouchers and discounts on metro travel
Lifestyle cards like Platinum and Coral credit cards provide dining offers and fuel surcharge waivers
Fuel credit cards like HPCL Super Saver Credit Card and HPCL Coral Visa Card offer cashback and surcharge waivers on fuel transactions
Sports cards like Chennai Super Kings Credit Card and Manchester United Signature Credit Card give you autographed memorabilia and other sports gear
Here are a few standout features of the different types of ICICI Bank credit cards to help you choose the ideal one for yourself.
Welcome vouchers and reward points on various categories of transactions
24X7 concierge services to add value to your entertainment and travel experience
Elevated safety with chip cards
Air accident insurance on specific types of ICICI Bank credit cards
Free access to airport and railway lounges, travel vouchers and discounts on fuel purchase
Discounts on dining, shopping and movie tickets
Rewards on reaching spending milestones
No joining and annual fees on certain types of ICICI Bank credit cards
Rewards program that allows you to redeem points across airlines, hotels and entertainment spends in over 150+ countries
Now that you know about some of the ICICI Bank credit card types and features, here are some of the top cards and their features.
Lifestyle credit cards from ICICI Bank are best suited for you if you love to watch movies, shop or dine. Check your eligibility for these ICICI Bank credit cards on Bajaj Markets and apply with ease. Take a look at the top two in this category.
a) Sapphiro Credit Card
With a joining fee of ₹6500 and annual fee of ₹3500, this credit card from ICICI Bank caters to all your lifestyle needs. Here are some of its features:
High-value welcome vouchers worth ₹9000+
Complimentary access to domestic and international airport lounges
Offers on movie tickets up to ₹500 booked through BookMyShow
Air accident insurance of ₹3 Crores
Fuel surcharge waiver of 1%
b) Rubyx Credit Card
This credit card offers a range of benefits across dining, golf and movie tickets. It comes with a joining fee of ₹3000 and yearly renewal charges of ₹2000. Other features include:
Welcome vouchers worth ₹5000
Up to 25% discount on movie tickets booked through BookMyShow and INOX
Complimentary golf rounds based on certain spending limits
Discounts at restaurant partners
Free access to lounges at airports and railway stations
Air Accident insurance of ₹1 Crore
Along with cashback and discounts, there are various types of ICICI Bank credit cards that offer reward points for every transaction. Here’s a look at one variant.
a) Accelero
This credit card comes with a joining fee of just ₹499 and renewal charges of the same amount. Here are some of its benefits:
2 reward points for every domestic and international transaction of ₹100
Rewards may be redeemed for cash or gifts
2.5% cashback on fuel purchases at HPCL petrol pumps
Complimentary airport lounge access on meeting minimum spends
Dining offers through the Culinary Treats Programme
Chip and PIN security
In addition to lifestyle credit cards, ICICI Bank also has a special card for frequent online shoppers.
a) Amazon Pay ICICI Bank Credit Card
With no joining and renewal fee, this card also comes with the following benefits:
No expiry or limit on the rewards you earn
Redeem reward points to purchase on Amazon and 100+ partners
5% cashback on Amazon for Prime members and 3% cashback for others
2% cashback on Amazon Pay used for select partner payments
1% cashback on all other payments
Discounts up to 15% on dining bills through the Culinary Treats Programme
1% fuel surcharge waiver
These types of ICICI Bank credit cards are especially useful if you are a frequent traveller, as the perks allow you to enjoy exciting rewards. Take a look at the top two.
a) MakeMyTrip ICICI Bank Platinum Credit Card
With 0 annual fees from the second year onwards and a joining charge of ₹500, this credit card offers you benefits worth ₹20,000 a year. Take a look at some of its features:
Welcome voucher worth ₹3000 from MakeMyTrip
MyCash from MakeMyTrip worth ₹500
Complimentary access to railway and airport lounges
Discounts on movie booking via BookMyShow
Membership to the MMTBlack loyalty program
b) Emirates Skywards
This ICICI Bank credit card gives you access to Skywards Miles rewards and has a joining and annual fee of ₹10,000. Here are its top features:
1.5 Skyward Miles for every ₹100 you spend
Redeem these for hotel bookings, upgrades, flight and more with Emirates partners
25% discount on movie tickets from BookMyShow and Inox
Complimentary spa sessions and airport lounge access
Culinary treats programme benefits
In addition to the types of ICICI Bank credit cards listed above, ICICI Bank offers a special credit to help you indulge in your love for luxury.
a) ICICI Bank Emeralde Credit Card
This credit card has curated features and a world of advantages, but requires you to meet certain income-based eligibility criteria. The key benefits of this card include:
Complimentary monthly golf rounds and free lessons on meeting certain spending milestones
Vouchers from Tata Cliq for your birthday
Unlimited complimentary access to the spas in domestic airport lounges
Unlimited complimentary access to international and domestic airport lounges
No cancellation charges on bookings for hotel and travel
Up to ₹750 off on movie bookings
If you are a fan of sports, these types of ICICI Bank credit cards offer a rewarding way to support your favourite teams.
a) Manchester United Signature Credit Card
With a joining and annual fee of ₹2499 each, this card is the ideal one for football fans. Here are its top benefits:
Complimentary MU football and holdall
Chance to win a fully paid trip to Old Trafford Stadium
Chance to get signed jerseys and MU t-shirt
Discounts at MU’s museum, cafes and stores
Complimentary access to the airport lounges
3 reward points for every ₹100 spent domestically, 4 points for international spends and 5 points on MU match days
b) Chennai Super Kings Credit Card
Pay a joining fee of ₹500 to use this credit card from ICICI Bank and enjoy benefits such as:
2000 reward points as a welcome bonus
Marquee player autographed memorabilia for top spenders
Discounts on the purchase of movie tickets through BookMyShow or INOX
Dining deals through ICICI’s culinary program
Chance to attend a practice session with the Chennai Super Kings team
Complimentary tickets to matches and the chance to meet certain players in person
With no joining and annual fee, such cards offer benefits in a pocket-friendly manner. Here is the top lifetime-free credit card you can avail.
a) ICICI Bank Platinum Credit Card
This is a contactless payment credit card and doesn't have any renewal or joining charges. Key benefits of this card include:
1% waiver on fuel surcharge
Reward points that you can redeem for gifts or vouchers from partners
Platinum chip for added security
15% discount on dining at partner restaurants
2 reward points on every ₹100 spent, except on fuel
Cashback is a common benefit offered through different credit cards by ICICI. Types of credit cards that offer cashbacks include:
HPCL Coral Visa Card
HPCL Super Saver Credit Card
Amazon Pay ICICI Bank Credit Card
Accelero
If you enjoy entertainment services, there are various ICICI Bank credit cards that come with discounts on the purchase of movie tickets. These cards include:
Chennai Super Kings Credit Card
HPCL Coral Visa Card
Coral Credit Card
Sapphiro Credit Card
Rubyx Credit Card
In select types of ICICI Bank credit cards, you can also enjoy contactless payments enabled through state-of-the-art multi-level security. With these cards, you can make payments at POS machines without inserting your card into the machine or the card leaving your hand.
Along with safety, these cards also offer reward points:
ICICI Bank Coral Contactless Credit Card
ICICI Bank HPCL Coral Visa Contactless Credit Card
An important thing to remember when applying for any card is to check the terms and conditions. Remember, the benefits and rewards are subject to change at the issuer’s discretion. So, compare the offers on all types of ICICI Bank credit cards to select the one that best suits your needs.
It is easy and quick to activate all the different types of ICICI Bank credit cards. Follow the steps:
Log in to the app with your user ID and password
Navigate to the ‘Service’ section
Go to ‘Card PIN Services’ 🡪 ‘Credit Card PIN Generation’
Choose the card you want to activate
Enter the PIN
Check mobile number and submit
As a first-time user, you will need to register before activating your card. The steps for that are:
Visit the net banking portal through the official ICICI Bank website
Click on ‘Get User ID’ and then ‘Click here to Proceed’
Choose the option for credit card
Enter your card number and mobile number
Submit the OTP and enter your password
Re-log in to your account and follow the steps for registered users to activate your card
As a registered user, you can follow these steps after logging into your account:
Navigate to the tab for ‘Credit Cards’
Click on ‘Credit Card PIN’ and then ‘Generate Now’
Choose the credit card you want to activate
Enter the CVV from your credit card
Submit the OTP sent to your registered mobile number
Enter the PIN you want to set
Visit the nearest ICICI Bank ATM
Insert your card
Click on ‘PIN Generation’
Follow the instructions displayed on the screen
Along with online options, ICICI Bank also offers an option to activate all types of ICICI Bank credit cards on the phone. Simply call 1800 200 3344 and follow the instructions to activate your credit card.
Keep in mind that the above steps may vary for different types of credit cards in ICICI Bank. Be sure to check the instructions sent to you. All credit card issuers generally send a set of instructions on how you can activate the credit card.
Now that you know about the best ICICI Bank credit card types and features, choose the one that’s best for your lifestyle and maximise your rewards. Apply for one on Bajaj Markets to enjoy a seamless application process!
ICICI Bank fuel credit cards are best for you if you frequently commute with your own vehicle. This type of ICICI credit card allows you to save money against rising fuel costs.
There are numerous types of credit cards in ICICI Bank specifically tailored to your lifestyle needs. Top lCICI Bank lifestyle credit cards include Platinum, Rubyx, Expressions, Coral and Sapphiro credit cards.
There are numerous ICICI credit card types, and details for each of these cards, including annual charges, vary. They start from ₹199 and go up to ₹10,000, exclusive of taxes.
You will be able to understand the type of ICICI credit card you have by checking out its benefits. If not, you can contact the ICICI Bank customer support for assistance. You can also check the website.
Along with different types of credit cards, ICICI Bank also offers a facility that allows you to upgrade your credit card. For this, you can log in to your account, contact customer care, or visit the nearest branch.
ICICI Bank offers a range of credit cards that are tailored to meet specific needs. These include travel, lifestyle, dining, rewards, and more. You can find a list of the top ICICI credit cards on Bajaj Markets and compare their features and benefits.
No. With lifetime free credit cards from ICICI Bank, only the joining and annual fees are not levied. All other charges associated with a credit card such as over-limit fees, cash withdrawal charges and finance charges will continue to be applicable.