ICICI Credit Card Types

ICICI Bank is among the leading financial institutions offering a range of cards. Use these debit and credit cards to make your financial transactions rewarding and seamless. With 17+ different types of ICICI Bank credit cards, you can have a plethora of options to choose from.

 

To select the best from all the different types of ICICI Bank credit cards, compare their key features, fees, rewards, and more. Doing so allows you to find the right credit card for your needs. To know more about the various ICICI Bank credit card types and benefits, read on.

Types of ICICI Bank Credit Cards

Different ICICI Bank credit card types can be categorised by the main benefits they offer. You can choose from travel, lifestyle, fuel, dining and other types of credit cards. Here is a snapshot of different ICICI Bank credit card types and benefits.

 

• Travel credit cards like MakeMyTrip ICICI Bank Platinum Credit Card and Unifare Mumbai Metro Cards offer holiday vouchers and discounts on metro travel 

• Lifestyle cards like Platinum and Coral credit cards provide dining offers and fuel surcharge waivers 

• Fuel credit cards like HPCL Super Saver Credit Card and HPCL Coral Visa Card offer cashback and surcharge waivers on fuel transactions

• Sports cards like Chennai Super Kings Credit Card and Manchester United Signature Credit Card give you autographed memorabilia and other sports gear 

Different Types of ICICI Bank Credit Cards - Key Highlights

Here are a few standout features of the different types of ICICI Bank credit cards to help you choose the ideal one for yourself. 

 

• Welcome vouchers and reward points on various categories of transactions 

• 24X7 concierge services to add value to your entertainment and travel experience

• Elevated safety with chip cards 

• Air accident insurance on specific types of ICICI Bank credit cards

• Free access to airport and railway lounges, travel vouchers and discounts on fuel purchase

• Discounts on dining, shopping and movie tickets 

• Rewards on reaching spending milestones 

• No joining and annual fees on certain types of ICICI Bank credit cards

• Rewards program that allows you to redeem points across airlines, hotels and entertainment spends in over 150+ countries 

Now that you know about some of the ICICI Bank credit card types and features, here are some of the top cards and their features. 

1) ICICI Bank Lifestyle Credit Cards 

Lifestyle credit cards from ICICI Bank are best suited for you if you love to watch movies, shop or dine. Check your eligibility for these ICICI Bank credit cards on Bajaj Markets and apply with ease. Take a look at the top two in this category. 

 

a) Sapphiro Credit Card

 

With a joining fee of ₹6500 and annual fee of ₹3500, this credit card from ICICI Bank caters to all your lifestyle needs. Here are some of its features:

 

• High-value welcome vouchers worth ₹9000+

• Complimentary access to domestic and international airport lounges

• Offers on movie tickets up to ₹500 booked through BookMyShow

• Air accident insurance of ₹3 Crores 

• Fuel surcharge waiver of 1%

b) Rubyx Credit Card

 

This credit card offers a range of benefits across dining, golf and movie tickets. It comes with a joining fee of ₹3000 and yearly renewal charges of ₹2000. Other features include: 

 

• Welcome vouchers worth ₹5000

• Up to 25% discount on movie tickets booked through BookMyShow and INOX

• Complimentary golf rounds based on certain spending limits 

• Discounts at restaurant partners 

• Free access to lounges at airports and railway stations 

• Air Accident insurance of ₹1 Crore

2) ICICI Bank Rewards Cards

Along with cashback and discounts, there are various types of ICICI Bank credit cards that offer reward points for every transaction. Here’s a look at one variant. 

 

a) Accelero

 

This credit card comes with a joining fee of just ₹499 and renewal charges of the same amount. Here are some of its benefits: 

 

• 2 reward points for every domestic and international transaction of ₹100

• Rewards may be redeemed for cash or gifts

• 2.5% cashback on fuel purchases at HPCL petrol pumps

• Complimentary airport lounge access on meeting minimum spends

• Dining offers through the Culinary Treats Programme

• Chip and PIN security 

3. ICICI Bank Shopping Credit Cards

In addition to lifestyle credit cards, ICICI Bank also has a special card for frequent online shoppers. 

 

a) Amazon Pay ICICI Bank Credit Card

 

With no joining and renewal fee, this card also comes with the following benefits:

 

• No expiry or limit on the rewards you earn 

• Redeem reward points to purchase on Amazon and 100+ partners

• 5% cashback on Amazon for Prime members and 3% cashback for others 

• 2% cashback on Amazon Pay used for select partner payments 

• 1% cashback on all other payments 

• Discounts up to 15% on dining bills through the Culinary Treats Programme

• 1% fuel surcharge waiver

4. ICICI Bank Travel Credit Cards

These types of ICICI Bank credit cards are especially useful if you are a frequent traveller, as the perks allow you to enjoy exciting rewards. Take a look at the top two. 

 

a) MakeMyTrip ICICI Bank Platinum Credit Card

 

 With 0 annual fees from the second year onwards and a joining charge of ₹500, this credit card offers you benefits worth ₹20,000 a year. Take a look at some of its features:

 

• Welcome voucher worth ₹3000 from MakeMyTrip

• MyCash from MakeMyTrip worth ₹500

• Complimentary access to railway and airport lounges

• Discounts on movie booking via BookMyShow 

• Membership to the MMTBlack loyalty program 

b) Emirates Skywards

 

This ICICI Bank credit card gives you access to Skywards Miles rewards and has a joining and annual fee of ₹10,000. Here are its top features: 

 

• 1.5 Skyward Miles for every ₹100 you spend 

• Redeem these for hotel bookings, upgrades, flight and more with Emirates partners 

• 25% discount on movie tickets from BookMyShow and Inox 

• Complimentary spa sessions and airport lounge access

• Culinary treats programme benefits

5. ICICI Bank Premium Credit Cards

In addition to the types of ICICI Bank credit cards listed above, ICICI Bank offers a special credit to help you indulge in your love for luxury. 

 

a) ICICI Bank Emeralde Credit Card

 

This credit card has curated features and a world of advantages, but requires you to meet certain income-based eligibility criteria. The key benefits of this card include:

• Complimentary monthly golf rounds and free lessons on meeting certain spending milestones 

• Vouchers from Tata Cliq for your birthday

• Unlimited complimentary access to the spas in domestic airport lounges

• Unlimited complimentary access to international and domestic airport lounges

• No cancellation charges on bookings for hotel and travel 

• Up to ₹750 off on movie bookings 

7. ICICI Bank Sports Cards

If you are a fan of sports, these types of ICICI Bank credit cards offer a rewarding way to support your favourite teams. 

 

a) Manchester United Signature Credit Card

 

With a joining and annual fee of ₹2499 each, this card is the ideal one for football fans. Here are its top benefits:

 

• Complimentary MU football and holdall

• Chance to win a fully paid trip to Old Trafford Stadium

• Chance to get signed jerseys and MU t-shirt 

• Discounts at MU’s museum, cafes and stores 

• Complimentary access to the airport lounges

• 3 reward points for every ₹100 spent domestically, 4 points for international spends and 5 points on MU match days 

b) Chennai Super Kings Credit Card

 

Pay a joining fee of ₹500 to use this credit card from ICICI Bank and enjoy benefits such as:

 

• 2000 reward points as a welcome bonus

• Marquee player autographed memorabilia for top spenders

• Discounts on the purchase of movie tickets through BookMyShow or INOX

• Dining deals through ICICI’s culinary program 

• Chance to attend a practice session with the Chennai Super Kings team 

• Complimentary tickets to matches and the chance to meet certain players in person

8. ICICI Bank Lifetime Free Credit Cards

With no joining and annual fee, such cards offer benefits in a pocket-friendly manner. Here is the top lifetime-free credit card you can avail. 

 

a) ICICI Bank Platinum Credit Card

 

This is a contactless payment credit card and doesn't have any renewal or joining charges. Key benefits of this card include:

• 1% waiver on fuel surcharge 

• Reward points that you can redeem for gifts or vouchers from partners

• Platinum chip for added security 

• 15% discount on dining at partner restaurants 

• 2 reward points on every ₹100 spent, except on fuel 

9. Cashback Credit Cards

Cashback is a common benefit offered through different credit cards by ICICI. Types of credit cards that offer cashbacks include:

 

• HPCL Coral Visa Card

• HPCL Super Saver Credit Card

• Amazon Pay ICICI Bank Credit Card

• Accelero 

10. Movie Credit Cards

If you enjoy entertainment services, there are various ICICI Bank credit cards that come with discounts on the purchase of movie tickets. These cards include: 

 

• Chennai Super Kings Credit Card

• HPCL Coral Visa Card

• Coral Credit Card

• Sapphiro Credit Card

• Rubyx Credit Card

11. Contactless Payments Cards 

In select types of ICICI Bank credit cards, you can also enjoy contactless payments enabled through state-of-the-art multi-level security. With these cards, you can make payments at POS machines without inserting your card into the machine or the card leaving your hand. 

 

Along with safety, these cards also offer reward points:

 

• ICICI Bank Coral Contactless Credit Card

• ICICI Bank HPCL Coral Visa Contactless Credit Card

An important thing to remember when applying for any card is to check the terms and conditions. Remember, the benefits and rewards are subject to change at the issuer’s discretion. So, compare the offers on all types of ICICI Bank credit cards to select the one that best suits your needs.

How to Activate an ICICI Bank Credit Card

It is easy and quick to activate all the different types of ICICI Bank credit cards. Follow the steps:

1. Via the ICICI Bank Mobile App  

• Log in to the app with your user ID and password

• Navigate to the ‘Service’ section

• Go to ‘Card PIN Services’ 🡪 ‘Credit Card PIN Generation’

• Choose the card you want to activate

• Enter the PIN 

• Check mobile number and submit

2. Via Internet Banking

As a first-time user, you will need to register before activating your card. The steps for that are:

 

• Visit the net banking portal through the official ICICI Bank website

• Click on ‘Get User ID’ and then ‘Click here to Proceed’

• Choose the option for credit card

• Enter your card number and mobile number

• Submit the OTP and enter your password

• Re-log in to your account and follow the steps for registered users to activate your card

As a registered user, you can follow these steps after logging into your account:

 

• Navigate to the tab for ‘Credit Cards’

• Click on ‘Credit Card PIN’ and then ‘Generate Now’

• Choose the credit card you want to activate

• Enter the CVV from your credit card

• Submit the OTP sent to your registered mobile number

• Enter the PIN you want to set

3. Via an ATM

• Visit the nearest ICICI Bank ATM

• Insert your card

• Click on ‘PIN Generation’

• Follow the instructions displayed on the screen

4. Via Customer Care

Along with online options, ICICI Bank also offers an option to activate all types of ICICI Bank credit cards on the phone. Simply call 1800 200 3344 and follow the instructions to activate your credit card.

 

Keep in mind that the above steps may vary for different types of credit cards in ICICI Bank. Be sure to check the instructions sent to you. All credit card issuers generally send a set of instructions on how you can activate the credit card. 

 

Now that you know about the best ICICI Bank credit card types and features, choose the one that’s best for your lifestyle and maximise your rewards. Apply for one on Bajaj Markets to enjoy a seamless application process!