SBI Mobile Banking

What is SBI Online Mobile Banking?

State Bank of India customers can use SBI mobile banking apps to enjoy banking services anytime and anywhere through their smartphones. These applications simplify your banking tasks and eliminate the need to visit the nearest SBI branch.

The SBI phone banking applications are:

 

• SBI YONO 

• BHIM SBI Pay

Any account holder can avail of these services without any additional irrespective of the telecom service provider being used. 

Features of Mobile Banking using WAP/App

Here are some of the features you can avail of by SBI mobile banking using WAP/App: 

1. Banking Activities: With SBI phone banking, you can perform various banking tasks from the comfort of your home. These include: 

• Balance inquiry

• Funds transfer

• Mini statement request

• Demat inquiry

• Opening and closing of FDs and RDs, etc.

2. Bill Payments: SBI mobile banking application also allows you to make payments using your smartphone. For instance, you can avail of: 

 

• Immediate Payment Service (IMPS) 

• Merchant payments through M-commerce. 

• DTH and mobile recharge 

• Payment for SBI Life Insurance premium

• Railway ticket booking

3. SMS: You can also avail of SBI mobile banking services via SMS. However, you have to be a current and savings account holder of State bank of India. All you have to do is send an SMS with a corresponding keyword for a particular service. 

 

The service is free of charge. However, SMS fees may apply when you use this service. 

4. USSD (Unstructured Supplementary Service Data): You can also use mobile banking services over USSD by dialling *595#. However, this service is not available for CDMA users. 

ON THIS PAGE: How to Register? | Apps | Login Process | Services Available | Benefits | FAQs

Steps to Register for SBI Mobile Banking Services

If you still need to register for the SBI mobile banking facility, follow the below-mentioned steps to complete the SBI mobile banking registration process online.

1. Using Your Mobile Phone

• Type ‘MBSREG’ and send it as an SMS to either of the numbers: 9223440000 or 567676.

• Then, you will receive a User ID and default mPIN as a reply.

• SBI will send another SMS with a link to download the application.

• Download the app from Google Play Store or Apple App Store.

• Log in with your user ID.

• After logging in, you can change the default mPIN to a new mPIN of your choice. This is the best way for SBI mobile banking registration online.

2. At SBI ATM

• Locate the nearest SBI ATM.

• Visit there and swipe your debit card.

• Select the ‘Mobile Registration’ option.

• Enter the mobile number you have registered with SBI.

• After the number is verified, you will receive a message confirming SBI mobile banking activation.

• Once the link is activated, you can enjoy the SBI mobile banking services offered.

3. Visiting the SBI Branch

• Visit your SBI Home branch.

• Fill up the registration form.

• After providing all the necessary details, the bank will activate your mobile banking services. You can use this service if you want SBI mobile banking without an ATM card.

List of Different SBI Mobile Apps

Here is a list of SBI phone banking apps along with their respective features you can download on your phone for convenient banking:

Registration Process for SBI YONO and BHIM SBI Pay

Here is the process of registration for YONO SBI mobile banking and BHIM SBI Pay.

1. SBI YONO

• Visit Google Play Store or Apple App Store and download the SBI YONO app

• Install it, and if you have internet banking activated, click ‘Yes’

• Enter your internet banking User ID and Password to access the YONO app

• If you want YONO SBI registration without internet banking, click ‘No’

• Select ‘Register for YONO with my ATM Card’

• Type in your CIG and account numbers in the fields provided

• Enter the OTP sent to your registered SBI mobile banking number

• Click on Submit and enter your ATM card number and ATM PIN to generate a username and password for SBI YONO login mobile banking

2. BHIM SBI Pay

• Download and install BHIM SBI Pay from Google Play Store or Apple App Store

• After launching, the bank will authenticate it with an SMS-based mobile verification

• Choose a preferred Virtual Payment Address or VPA

• Enter your name and email ID

• Answer the chosen security question

• Confirm the details shown

• Click on the ‘Next’ button. The details will be submitted to the UPI engine for registration

• Proceed to select the bank account and click on the ‘Register’ button. Now, this app will be activated for SBI mobile internet banking

Steps for SBI Mobile Banking Login

Follow the below mentioned steps for logging in to any SBI mobile banking apps.

 

• Download the SBI Mobile App of your choice on your phone.

• Enter your username and password.

• Click ‘Submit’ to login to your SBI mobile banking account.

• If you are a new user, click on ‘New User Registration’ to complete the process.

Services Available with SBI Mobile Banking

Here are the services you can avail using SBI YONO mobile banking and other mobile banking apps.

 

• View account summary

• NEFT/RTGS/IMPS/UPI fund transfer

• Open eDeposits

• Access mPassbook

• Update online nomination

• Get/cancel MMID

• Recharge DTH, mobile, etc.

• Merchant Payments

• View SBI mobile banking statement

• Request new cheque book

• Submit Form 15G/15H

• SBI Life Insurance premium

• Manage/schedule monthly bills

• Railway ticket booking

• Other banking services

SBI NEFT, RTGS, IMPS: Timings and Limits

• NEFT

Except for the second and fourth Saturdays, Sundays, and holidays, NEFT functions in half-hourly batches from 8 AM to 7 PM every day.