State Bank of India customers can use the apps like SBI Yono and BHIM SBI Pay to use SBI online mobile banking services. Using these SBI mobile banking apps, customers can enjoy banking services anytime and anywhere through their smartphones.
If you are a SBI customer, you can simplify a number of banking tasks and eliminate the need to visit the nearest SBI branch by using SBI mobile banking. These services can be availed by any account holder irrespective of the telecom service provider being used. There are no additional charges for these services.
If you haven’t registered for the SBI phone banking facility, follow the below-mentioned steps to carry out the SBI mobile banking registration process online.
ON THIS PAGE: How to Register? | Apps | Login Process | Services Available | Benefits | FAQs
SBI mobile banking registration can be done in the following ways:
Type ‘MBSREG’ and send it as a SMS to either of the two numbers: 9223440000/567676.
Then, you will receive a User ID and default mPIN as a reply.
You will also receive another SMS which will be sent with a link to download the application.
Download the app from Google Play Store or Apple App Store.
Login with your user ID.
After logging in, you can change the default mPIN to a new mPIN of your choice. This is the best way for SBI mobile banking registration online.
Locate the nearest SBI ATM.
Visit there and swipe your debit card.
Select the ‘Mobile Registration’ option.
Enter the mobile number you have registered with SBI.
You will receive a message confirming SBI mobile banking activation, after the number is verified.
Once the link is activated, you can enjoy the SBI mobile banking services offered.
Visit your SBI Home branch
Fill up the registration form.
After providing all the necessary details, your mobile banking services will be activated. You can use this service if you are looking for SBI mobile banking without an ATM card.
Here is a list of SBI phone banking apps a customer can download on their phone for convenient banking along with their respective features:
App Name |
Features |
SBI Anywhere |
Bill payments, voice-assisted transactions, UPI, recharge, fund transfers, manage debit cards |
YONO SBI |
View account balance, YONO pay, eDeposits, manage credit or debit cards, check loan availability, link or buy insurance, create an investment portfolio, check new funds offer, invest in mutual funds |
SBI Rewardz |
View or redeem rewards, browse exclusive offers |
BHIM SBI Pay |
Easy or instant payments, exclusive deals |
SBI Secure OTP |
Verify online transactions |
SBI Card |
Register for online SBI card account, view transaction history, account summary, card statement, etc., avail balance transfer on EMI, Flexipay instalments, redeem rewards |
Here is the process of registration for YONO SBI mobile banking and BHIM SBI Pay.
From Google Play Store or Apple App Store, download the SBI YONO app.
Install it and if you have internet banking activated, click ‘Yes’.
Enter your internet banking User ID and Password to access the YONO app.
If you want YONO SBI registration without internet banking, click ‘No’.
Select ‘Register for YONO with my ATM Card’.
Type in your CIG and account numbers in the fields provided.
Enter the OTP sent to your registered SBI mobile banking number.
Click on Submit and enter your ATM card number and ATM PIN to generate a username and password for SBI YONO login mobile banking.
Download and install BHIM SBI Pay from Google Play Store or Apple App Store.
A SMS-based mobile verification will be carried out after launching.
Choose a preferred Virtual Payment Address or VPA.
Enter your name and email ID
Answer the chosen security question.
Confirm the details shown.
Click on the ‘Next’ button. The details will be submitted to the UPI engine for registration.
Proceed to select the bank account and click on the ‘Register’ button. Now, this app will be activated for SBI mobile internet banking.
Follow the below mentioned steps for logging in to any SBI mobile netbanking apps.
Download the SBI Mobile App of your choice on your phone.
Enter your username and password.
Click ‘Submit’ to login to your SBI mobile banking account.
If you are a new user, click on ‘New User Registration’ to complete the process.
Here are the services you can avail using SBI YONO mobile banking and other mobile banking apps.
View account summary
Open eDeposits
Access mPassbook
Update online nomination
Get/cancel MMID
Recharge DTH, mobile, etc.
Merchant Payments
View SBI mobile banking statement
Request new cheque book
Submit Form 15G/15H
SBI Life Insurance premium
Manage/schedule monthly bills
Railway ticket booking
Other banking services
SBI mobile banking facilities have several benefits which a customer can enjoy. They are:
It gives the freedom to do banking anytime and anywhere through your phone.
Any SBI customer with an operating savings bank or current account can avail this facility.
They are absolutely free of charges, except the SMS charges.
The process is easy, safe and secure.
It is very important for users to note that they must change their MPIN once they have logged in using their username and MPIN. Follow these quick steps below to do so:
There are some security measures you must be aware of if you are using SBI Freedom. They are as follows:
If your smartphone is stolen, lost, or misplaced, you need not worry, as your account is safe. This is because no information is saved on either the mobile phone or the SIM card.
You can still reach out to the customer service team and report your lost or stolen phone and deactivate your IPIN
If the IPIN is entered incorrectly a number of times, SBI automatically blocks the IPIN
Here are the dos and don’ts you should take care of, while you are on the internet for SBI mobile banking.
Do’s
Always make sure you have a strong password by including special characters in it.
Change your password from time to time to keep it secure.
Log out each time you are done with your SBI mobile banking session.
Report to the bank in case the mobile handset is stolen.
Don’ts
Do not share your SBI mobile banking password with anyone.
Do not divulge any information that you have shared or saved on the SBI mobile app or on any other app/website.
Now you must have an idea of what SBI mobile banking is and how you can start availing the services using it. SBI offers different SBI credit cards, SBI SMS Banking and various other banking facilities. Learn more about them through Finserv MARKETS! Start browsing through the SBI credit card section and apply for an SBI credit card on the Finserv MARKETS website. Enjoy exciting offers and discounts each time you make a transaction!
A customer can register for SBI banking in four ways. They are:
SBI mobile banking registration by mobile handset
SBI mobile banking registration at SBI ATM
SBI mobile banking registration by visiting SBI branch
SBI mobile banking registration process online at OnlineSBI
SBI Yono is a popular SBI mobile banking app. It covers a range of banking services such as fund transfer, bill payments, credit/debit card managements, buying new insurance, investing in mutual funds etc.
A customer can activate SBI YONO mobile banking facility by following the below-mentioned steps:
Download the SBI Yono App on your mobile phone.
Enter your internet banking username and password to activate YONO mobile banking.
In case the customer doesn't have an active internet banking account with SBI, he/she can activate YONO mobile banking simply by clicking on ‘Register for YONO with my ATM card’.
Next, he/she must enter CIG Number and SBI account number to initiate the process.
Enter OTP sent to the registered mobile number.
Enter SBI ATM card number and PIN to generate a unique username and password and complete the registration.
SBI mobile banking facilities have several prime benefits which a customer can enjoy. They are:
The freedom to do banking anytime and anywhere through your phone.
Any SBI customer with an operating savings bank or current account can avail this facility.
They are absolutely free of charges, except the SMS charges.
The process is easy, safe and secure.
mPIN is the abbreviation of Mobile Banking Personal Identification Number. It is a unique passcode with 6 digits that you have to enter every time you carry out a transaction. Using mPIN, the customers can avoid entering IFS codes or other details each time they want to send or receive money.
SBI mPIN is the abbreviation of Mobile Banking Personal Identification Number. It is a unique passcode with 6 digits that you have to enter every time you carry out a transaction. Using mPIN, the customers can avoid entering IFS codes or other details each time they want to send or receive money.
To reset it, follow the below-mentioned steps:
Log in to your SBI mobile banking account using user ID and mPIN.
Select the ‘Settings’ option and click on ‘Change mPIN’.
Enter the old mPIN and type in the new mPIN.
Confirm the new mPIN.
Click on ‘Change’.
A customer can register for SBI mobile banking in four ways. They are:
Registration by mobile phone
Registration by at SBI ATM
Registration by visiting SBI branch
SBI YONO is a popular SBI mobile banking app. It covers a range of banking services such as fund transfer, bill payments, credit and debit card managements, buying new insurance, investing in mutual funds, etc.
The SBI Mobile Banking app can be activated through the following methods:
Using your smartphone
SBI ATM
SBI Bank Branch
Online net Banking portal
In the personal banking section on the SBI net banking portal, click the New User Registration link
Here you are asked to create a permanent username and password
Then, re-enter the password to confirm
Finally, click on ‘Submit’ to complete the transaction