SBI Mobile Banking

What is SBI Online Mobile Banking?

State Bank of India customers can use the apps like SBI Yono and BHIM SBI Pay to use SBI online mobile banking services. Using these SBI mobile banking apps, customers can enjoy banking services anytime and anywhere through their smartphones.

If you are a SBI customer, you can simplify a number of banking tasks and eliminate the need to visit the nearest SBI branch by using SBI mobile banking. These services can be availed by any account holder irrespective of the telecom service provider being used. There are no additional charges for these services.

If you haven’t registered for the SBI phone banking facility, follow the below-mentioned steps to carry out the SBI mobile banking registration process online.

ON THIS PAGE: How to Register? | Apps | Login Process | Services Available | Benefits | FAQs

Steps to Register for SBI Mobile Banking Services

SBI mobile banking registration can be done in the following ways:

1. Using Your Mobile Phone

• Type ‘MBSREG’ and send it as a SMS to either of the two numbers: 9223440000/567676.

• Then, you will receive a User ID and default mPIN as a reply.

• You will also receive another SMS which will be sent with a link to download the application.

• Download the app from Google Play Store or Apple App Store.

• Login with your user ID.

• After logging in, you can change the default mPIN to a new mPIN of your choice. This is the best way for SBI mobile banking registration online.

2. At SBI ATM

• Locate the nearest SBI ATM.

• Visit there and swipe your debit card.

• Select the ‘Mobile Registration’ option.

• Enter the mobile number you have registered with SBI.

• You will receive a message confirming SBI mobile banking activation, after the number is verified.

• Once the link is activated, you can enjoy the SBI mobile banking services offered.

3. Visiting the SBI Branch

• Visit your SBI Home branch

• Fill up the registration form.

• After providing all the necessary details, your mobile banking services will be activated. You can use this service if you are looking for SBI mobile banking without an ATM card.

List of Different SBI Mobile Apps

Here is a list of SBI phone banking apps a customer can download on their phone for convenient banking along with their respective features:

Registration Process for SBI YONO and BHIM SBI Pay

Here is the process of registration for YONO SBI mobile banking and BHIM SBI Pay.

1. SBI YONO

• From Google Play Store or Apple App Store, download the SBI YONO app.

• Install it and if you have internet banking activated, click ‘Yes’.

• Enter your internet banking User ID and Password to access the YONO app.

• If you want YONO SBI registration without internet banking, click ‘No’.

• Select ‘Register for YONO with my ATM Card’.

• Type in your CIG and account numbers in the fields provided.

• Enter the OTP sent to your registered SBI mobile banking number.

• Click on Submit and enter your ATM card number and ATM PIN to generate a username and password for SBI YONO login mobile banking.

2. BHIM SBI Pay

• Download and install BHIM SBI Pay from Google Play Store or Apple App Store.

• A SMS-based mobile verification will be carried out after launching.

• Choose a preferred Virtual Payment Address or VPA.

• Enter your name and email ID

• Answer the chosen security question.

• Confirm the details shown.

• Click on the ‘Next’ button. The details will be submitted to the UPI engine for registration.

• Proceed to select the bank account and click on the ‘Register’ button. Now, this app will be activated for SBI mobile internet banking.

Steps for SBI Mobile Banking Login

Follow the below mentioned steps for logging in to any SBI mobile netbanking apps.

• Download the SBI Mobile App of your choice on your phone.

• Enter your username and password.

• Click ‘Submit’ to login to your SBI mobile banking account.

• If you are a new user, click on ‘New User Registration’ to complete the process.

Services Available with SBI Mobile Banking

Here are the services you can avail using SBI YONO mobile banking and other mobile banking apps.

• View account summary

• NEFT/RTGS/IMPS/UPI fund transfer

• Open eDeposits

• Access mPassbook

• Update online nomination

• Get/cancel MMID

• Recharge DTH, mobile, etc.

• Merchant Payments

• View SBI mobile banking statement

• Request new cheque book

• Submit Form 15G/15H

• SBI Life Insurance premium

• Manage/schedule monthly bills

• Railway ticket booking

• Other banking services

Benefits of SBI Mobile Banking

SBI mobile banking facilities have several benefits which a customer can enjoy. They are:

• It gives the freedom to do banking anytime and anywhere through your phone.

• Any SBI customer with an operating savings bank or current account can avail this facility.

• They are absolutely free of charges, except the SMS charges.

• The process is easy, safe and secure.

How to Reset SBI MPIN?

It is very important for users to note that they must change their MPIN once they have logged in using their username and MPIN. Follow these quick steps below to do so:

• Step 1: To change MPIN via WAP, head to the SBI online portal on your smartphone
• Step 2: On your mobile browser, enter the credentials like ‘username and password’ to log in
• Step 3: Once you are logged in, from the menu on the screen select the tab ‘settings’
• Step 4: Here you have to enter the old MPIN and the new MPIN
• Step 5: You will receive a confirmation SMS stating that your MPIN has been changed

SBI Mobile Banking: Security Measures

There are some security measures you must be aware of if you are using SBI Freedom. They are as follows:

• If your smartphone is stolen, lost, or misplaced, you need not worry, as your account is safe. This is because no information is saved on either the mobile phone or the SIM card.

• You can still reach out to the customer service team and report your lost or stolen phone and deactivate your IPIN

• If the IPIN is entered incorrectly a number of times, SBI automatically blocks the IPIN

Dos and Don’ts of SBI Mobile Banking

Here are the dos and don’ts you should take care of, while you are on the internet for SBI mobile banking.

Do’s

• Always make sure you have a strong password by including special characters in it.

• Change your password from time to time to keep it secure.

• Log out each time you are done with your SBI mobile banking session.

• Report to the bank in case the mobile handset is stolen.

Don’ts

• Do not share your SBI mobile banking password with anyone.

• Do not divulge any information that you have shared or saved on the SBI mobile app or on any other app/website.

Now you must have an idea of what SBI mobile banking is and how you can start availing the services using it. SBI offers different SBI credit cards, SBI SMS Banking and various other banking facilities. Learn more about them through Finserv MARKETS! Start browsing through the SBI credit card section and apply for an SBI credit card on the Finserv MARKETS website. Enjoy exciting offers and discounts each time you make a transaction!