Bajaj EMI Card Details

Bajaj Finserv EMI Network Card Details

Here are some good-to-know details about your Bajaj Finserv EMI Network Card

Apply Now

Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card

EMI Network Card Details

 If you own a Bajaj Finserv EMI Network Card, it might be useful to keep a regular check on details such as EMI card number, monthly statement, utilised limit, and available limit. This would allow you to use your card without any hindrances and enjoy its numerous benefits.

Bajaj Finserv EMI Network Card Statement

The Bajaj Finserv EMI Network Card statement is the monthly account of the spends on your EMI card in a particular billing cycle. Having access to this statement can help you keep track of your finances and pending payments. It is a useful means to plan future expenses without exceeding the credit limit on the card. The statement gives you information about your total credit limit and the available credit limit. You can easily request and access your Bajaj Finserv EMI Network Card statement through the Experia portal under the ‘EMI Card’ section.

Bajaj Finserv EMI Network Card CVV

CVV or Code Verification Value is a unique 3-digit code found on credit and debit cards. It acts as an additional security layer for online transactions and, hence, is often known as the card security code. However, you will not find a Bajaj Finserv EMI Network card CVV number among your Bajaj Finserv EMI Network card details. This is because only credit and debit cards that operate on networks like MasterCard and Visa have CVVs.

Instead, you will be provided with a unique Bajaj Finserv EMI Network Card number, which you must enter during the checkout process, both online and offline, to validate your purchases. You can find the EMI Card number on the Bajaj Experia customer portal and Bajaj Finserv wallet app or receive it via SMS.

Bajaj Finserv EMI Network Card Limit

The maximum limit on a Bajaj Finserv EMI Network Card is ₹4 lakh and up to ₹2 lakh in the case of the Bajaj Finserv Insta EMI Card. The exact credit card limit varies from one customer to another and is decided at the time of the Bajaj Finserv EMI Network card application. It is extremely critical to know the Bajaj Finserv EMI Network card limit as it determines how much credit you receive to purchase items on EMI.

The Bajaj Finserv EMI Network card limit is reviewed every quarter, during which the EMI card loan limit can be changed. The credit policy for revision takes into account your CIBIL score, income, place of residence, employment status, and overall credit performance across different lenders. So, if you wish to increase the Bajaj Finserv EMI Network card limit, all you need to do is ensure that you have a higher CIBIL score, substantial income, more disposable income, better job stability, and good repayment history.

So, go ahead and check your Bajaj Finserv EMI Network Card details and stay updated about all the crucial details before making your next purchase. If you do not have an EMI Card yet, apply for Bajaj Finserv Insta EMI Card easily on the Bajaj Markets website/ app.

FAQs

  • ✔️What are the different aspects related to my EMI card details?

    The different aspects of your Bajaj Finserv EMI Network Card details are:

    1. Bajaj Finserv EMI Network Card Statement: All you need to do is place a request through the Experia Portal under the section of ‘EMI Card’ to access your EMI Card’s statement. 

    2. Bajaj Finserv EMI Network Card CVV: Bajaj Finserv EMI Network Card doesn't have a CVV because only the debit or credit cards that operate on VISA or MasterCard have CVVs.

    3. Bajaj Finserv EMI Network Card Limit: The Bajaj Finserv EMI Network Card has a maximum loan capacity of ₹2 Lakhs. Each customer's specific credit card limit is different, and it is determined when they apply for a Bajaj Finserv EMI Network card. Knowing your Bajaj Finserv EMI Network card limit is crucial since it affects how much credit you have available to use for EMI purchases.

    Every three months, the Bajaj Finserv EMI Network card limit is evaluated, and during this time, the EMI card loan limit may be adjusted. Your CIBIL score, income, place of residence, work status, and overall credit performance with various lenders are all factors considered when revising the credit policy. 

    You can check your card details via SMS or the Experia Customer Portal to stay updated.

  • ✔️What is a Bajaj Finserv EMI Network Card

    With the Bajaj Finserv EMI Network Card, you can easily break down your expenses into equated monthly instalments (EMIs) that you can pay back whenever it's convenient for you. You can utilise the pre-approved loan of Rs. 2 Lakhs included with the premium Bajaj Finserv EMI Network Card to pay for electronics, gadgets, lifestyle products, etc. You can shop from any of the 1.2 Lakh partner stores or websites. The EMI Card comes with exciting deals and discounts as well.

  • ✔️How can I get my queries clarified about the Bajaj Finserv EMI Network Card?

    It’s very easy to contact the customer care of Bajaj Finserv EMI Network Card in case of any query. Here’s how you can do it.

    • Contact customer service: Call them on 0869-801-0101.

    • Visit their customer care: Reach out to the customer care service by visiting the customer portal at Reach Us.

    • Visit the closest partner store: 

    • Go to the ‘Store Locator’ on the EMI network.

    • Enter the name of your city.

    • Select a category followed by a subcategory.

    • Select one of the available Bajaj Finserv’s partner stores.

    • Go to the store, buy the product of your choice or get your queries answered.

Happy Customers of Bajaj Markets

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!