If you own a Bajaj Finserv EMI Network Card, it might be useful to keep a regular check on details such as EMI card number, monthly statement, utilised limit, and available limit. This would allow you to use your card without any hindrances and enjoy its numerous benefits.
The Bajaj Finserv EMI Network Card statement is the monthly account of the spends on your EMI card in a particular billing cycle. Having access to this statement can help you keep track of your finances and pending payments. It is a useful means to plan future expenses without exceeding the credit limit on the card. The statement gives you information about your total credit limit and the available credit limit. You can easily request and access your Bajaj Finserv EMI Network Card statement through the Experia portal under the ‘EMI Card’ section.
CVV or Code Verification Value is a unique 3-digit code found on credit and debit cards. It acts as an additional security layer for online transactions and, hence, is often known as the card security code. However, you will not find a Bajaj Finserv EMI Network card CVV number among your Bajaj Finserv EMI Network card details. This is because only credit and debit cards that operate on networks like MasterCard and Visa have CVVs.
Instead, you will be provided with a unique Bajaj Finserv EMI Network Card number, which you must enter during the checkout process, both online and offline, to validate your purchases. You can find the EMI Card number on the Bajaj Experia customer portal and Bajaj Finserv wallet app or receive it via SMS.
The maximum limit on a Bajaj Finserv EMI Network Card is ₹4 lakh and up to ₹2 lakh in the case of the Bajaj Finserv Insta EMI Card. The exact credit card limit varies from one customer to another and is decided at the time of the Bajaj Finserv EMI Network card application. It is extremely critical to know the Bajaj Finserv EMI Network card limit as it determines how much credit you receive to purchase items on EMI.
The Bajaj Finserv EMI Network card limit is reviewed every quarter, during which the EMI card loan limit can be changed. The credit policy for revision takes into account your CIBIL score, income, place of residence, employment status, and overall credit performance across different lenders. So, if you wish to increase the Bajaj Finserv EMI Network card limit, all you need to do is ensure that you have a higher CIBIL score, substantial income, more disposable income, better job stability, and good repayment history.
So, go ahead and check your Bajaj Finserv EMI Network Card details and stay updated about all the crucial details before making your next purchase. If you do not have an EMI Card yet, apply for Bajaj Finserv Insta EMI Card easily on the Bajaj MARKETS website/ app.