Using a dedicated EMI card such as the Bajaj Finserv EMI Network card for shopping is an effortless and exciting way of purchasing all your favourite items. You can shop for the latest gadgets, household electronics, appliances, smartphones, clothes, furniture, flight tickets, holiday packages, and many more items, on EMI. All you need to do is apply for a card, and once you have it, you can use the Bajaj Finserv EMI Network card details to tick off the items from your wishlist. Wondering what these Bajaj Finserv EMI Network card details are and how you can use them? Read on to know all about these Bajaj Finserv EMI Network card details.
The first transaction, after the card has been activated, has to be at one of the 84,200+ Bajaj Finserv partner stores across India. You can easily access the card from your Wallet app for such a purchase. After this, you can use your Bajaj Finserv EMI Network card to shop on a variety of online portals, such as Bajaj Finserv EMI Store, Amazon, Flipkart, Paytm Mall, MakeMyTrip, Yatra, Pepperfry, Samsung, and Goibibo. Just visit any of these websites, choose the products you wish you purchase and confirm your name, address and other delivery details. Once you are at the payment page, choose No Cost EMI and select the Bajaj Finserv EMI Network card. Lastly, choose the tenure of your repayment, and enter the Bajaj Finserv EMI Network card details to complete the purchase.
CVV or Code Verification Value is a unique 3-digit or 4-digit code on your debit/ credit card, associated with your bank account. The CVV helps to link your purchases to your account every time you make an online transaction. However, if you are looking for your Bajaj Finserv EMI Network card CVV number in the Bajaj Finserv EMI Network card details, you will be surprised to know that the card doesn’t have one. This is because only credit and debit cards that operate on networks like MasterCard and Visa have Code Verification Values. As a result, when you use your EMI card, you only require only your EMI card number to make purchases online. You can easily find these Bajaj Finserv EMI Network card details using either the Bajaj Finserv Wallet app or the Bajaj Customer portal.
The most crucial aspect of your Bajaj Finserv EMI Network card details is the loan limit on your card. This is because the Bajaj Finserv EMI Network card limit decides the pre-approved loan that can be availed to purchase items on EMI. The maximum loan amount that can be availed using the EMI card is INR 1.5 lakh. However, this amount is not the same for all EMI cardholders. The exact credit card limit is decided at the time of the Bajaj Finserv EMI Network card application.
Luckily, the Bajaj Finserv EMI Network card limit is reviewed every quarter, during which the EMI card loan limit can be changed. The credit policy for revision takes into account your CIBIL score, income, place of residence, employment status, and overall credit performance across different lenders. So if you wish to increase the Bajaj Finserv EMI Network card limit, all you need to do is ensure that you have a higher CIBIL score, substantial income, more disposable income, better job stability and good repayment history.
Having access to your Bajaj Finserv EMI Network card statement can help you keep track of your finances and pending payments. It is, therefore, a useful tool to plan future expenses and not exceed the credit limit on the card. To fetch your monthly card statement, you need to follow the below-mentioned steps-
Visit the online customer portal
Login to the portal using your customer ID and password
Alternately, you can use your email ID or registered phone number and enter the OTP sent to the email/ number on the Bajaj Finserv Login portal
You could also opt to log in using your Google credentials or your Facebook account
Once logged in, navigate to the section mentioned as ‘EMI Card’ and submit a request to access your Bajaj Finserv EMI Network Card e-statement.
If you face any trouble while logging into the Customer portal, you can call the customer support. After a verification process, you will be provided with access to your login details.
You can also get additional Bajaj Finserv EMI Network card details such as EMI card status, EMI card utilized limit, EMI card details about expiry, loans available on the EMI card, status of your loans, EMIs pending, EMIs paid, outstanding amount details, due date reminders, down payment details, dealer details, etc., from the Finserv MARKETS customer portal. To access these Bajaj Finserv EMI Network card details, all you need to do is follow the below-mentioned steps-
Visit the Finserv MARKETS customer portal website
Enter the mobile number registered to your Finserv MARKETS account
Login using the OTP sent to the same registered mobile number
In three easy steps, you have access to all the Bajaj Finserv EMI Network card details you could possibly want, right at your fingertips.