For investors with substantial capital, fixed deposits are an attractive option since they offer secure and assured returns. A strategic investment in an FD aligns with a prudent approach for wealth preservation and consistent returns. However, since most FD issuers offer competitive interest rates, it’s crucial to carefully consider your options before making a decision.
If you were to invest ₹4 Crores in an FD for 5 years, here’s the potential monthly interest payout you would receive through the below-listed FD issuers:
Bank/NBFC/HFC |
Non-senior Citizen (p.a.) |
Monthly Interest Payout |
Senior Citizen (p.a.) |
Monthly Interest Payout |
Bajaj Finance Ltd. |
8.05% |
₹2,68,333 |
8.30% |
₹2,76,667 |
PNB Housing Finance Ltd. |
7.65% |
₹2,55,000 |
7.95% |
₹2,65,000 |
Mahindra Finance Ltd. |
8.05% |
₹2,68,333 |
8.30% |
₹2,76,667 |
LIC Housing Finance |
7.75% |
₹2,58,333 |
8.00% |
₹2,66,667 |
Shriram Finance |
8.27% |
₹2,75,667 |
8.77% |
₹2,92,333 |
AU Small Finance Bank |
7.25% |
₹2,41,667 |
7.75% |
₹2,58,333 |
ICICI Bank |
7.00% |
₹2,33,333 |
7.50% |
₹2,50,000 |
HDFC Bank |
7.00% |
₹2,33,333 |
7.50% |
₹2,50,000 |
IDFC First Bank |
7.00% |
₹2,33,333 |
7.50% |
₹2,50,000 |
Axis Bank |
7.00% |
₹2,33,333 |
7.75% |
₹2,58,333 |
IndusInd Bank |
7.25% |
₹2,41,667 |
7.75% |
₹2,58,333 |
YES Bank |
7.25% |
₹2,41,667 |
8.00% |
₹2,66,667 |
Jana Small Finance Bank |
7.25% |
₹2,41,667 |
7.75% |
₹2,58,333 |
Kotak Mahindra Bank |
6.25% |
₹2,08,333 |
6.75% |
₹2,25,000 |
*Disclaimer: These interest rates are subject to change at the FD issuer’s discretion.
Here’s the monthly interest income you could receive across various interest rates by investing ₹4 Crores in an FD for 5 years:
Deposit Amount |
Interest Rate (p.a.) |
Monthly Interest Payout |
₹4 Crores |
6.00% |
₹2,00,000 |
₹4 Crores |
6.50% |
₹2,16,667 |
₹4 Crores |
7.00% |
₹2,33,333 |
₹4 Crores |
7.50% |
₹2,50,000 |
₹4 Crores |
8.00% |
₹2,66,667 |
₹4 Crores |
8.50% |
₹2,83,333 |
₹4 Crores |
9.00% |
₹3,00,000 |
₹4 Crores |
9.50% |
₹3,16,667 |
₹4 Crores |
10.00% |
₹3,33,333 |
Now that you've explored the potential returns you could earn through monthly interest payouts for fixed deposits, it's time to turn knowledge into action. Investing in a fixed deposit not only ensures a steady income stream but it's also a hassle-free process. On Bajaj Markets, choose from multiple FD partners and start your savings journey today.
Check the Monthly Interest Rate on Your Fixed Deposits |
||