For investors with substantial capital, fixed deposits are an attractive option since they offer secure and assured returns. A strategic investment in an FD aligns with a prudent approach for wealth preservation and consistent returns. However, since most FD issuers offer competitive interest rates, it’s crucial to carefully consider your options before making a decision.

Deposit Amount
Tenure
Months
Interest Rate
%
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Monthly Interest Payout on a ₹4 Crore Fixed Deposit

If you were to invest ₹4 Crores in an FD for 5 years, here’s the potential monthly interest payout you would receive through the below-listed FD issuers: 

Bank/NBFC/HFC

Non-senior Citizen (p.a.)

Monthly Interest Payout

Senior Citizen (p.a.)

Monthly Interest Payout

Bajaj Finance Ltd.

8.05%

₹2,68,333

8.30%

₹2,76,667

PNB Housing Finance Ltd.

7.65%

₹2,55,000

7.95%

₹2,65,000

Mahindra Finance Ltd.

8.05%

₹2,68,333

8.30%

₹2,76,667

LIC Housing Finance

7.75%

₹2,58,333

8.00%

₹2,66,667

Shriram Finance

8.27%

₹2,75,667

8.77%

₹2,92,333

AU Small Finance Bank

7.25%

₹2,41,667

7.75%

₹2,58,333

ICICI Bank

7.00%

₹2,33,333

7.50%

₹2,50,000

HDFC Bank

7.00%

₹2,33,333

7.50%

₹2,50,000

IDFC First Bank

7.00%

₹2,33,333

7.50%

₹2,50,000

Axis Bank

7.00%

₹2,33,333

7.75%

₹2,58,333

IndusInd Bank

7.25%

₹2,41,667

7.75%

₹2,58,333

YES Bank

7.25%

₹2,41,667

8.00%

₹2,66,667

Jana Small Finance Bank

7.25%

₹2,41,667

7.75%

₹2,58,333

Kotak Mahindra Bank

6.25%

₹2,08,333

6.75%

₹2,25,000

*Disclaimer: These interest rates are subject to change at the FD issuer’s discretion.

Monthly Interest Income on a ₹4 Crore Fixed Deposit

Here’s the monthly interest income you could receive across various interest rates by investing ₹4 Crores in an FD for 5 years: 

Deposit Amount

Interest Rate (p.a.)

Monthly Interest Payout

₹4 Crores

6.00%

₹2,00,000

₹4 Crores

6.50%

₹2,16,667

₹4 Crores

7.00%

₹2,33,333

₹4 Crores

7.50%

₹2,50,000

₹4 Crores

8.00%

₹2,66,667

₹4 Crores

8.50%

₹2,83,333

₹4 Crores

9.00%

₹3,00,000

₹4 Crores

9.50%

₹3,16,667

₹4 Crores

10.00%

₹3,33,333

Now that you've explored the potential returns you could earn through monthly interest payouts for fixed deposits, it's time to turn knowledge into action. Investing in a fixed deposit not only ensures a steady income stream but it's also a hassle-free process. On Bajaj Markets, choose from multiple FD partners and start your savings journey today. 

Disclaimer

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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