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Muthoot Gold Loan Statement

Access your Muthoot Gold Loan statement online with ease via Bajaj Markets. Monitor your EMI payments, outstanding loan amount, and complete repayment history at your convenience.

Tracking your gold loan without clear records can lead to confusion, missed EMIs, or surprise charges. A Muthoot Gold Loan statement gives you a clear snapshot of your loan status, including payments, interest, and outstanding balance. It helps you stay informed, avoid penalties, and manage repayments confidently.

What is a Muthoot Finance Gold Loan Statement?

A Muthoot Finance Gold Loan statement is a detailed summary of your muthoot gold loan account with Muthoot Finance. It includes key information like the sanctioned loan amount, interest rate, EMI payments, due dates, and outstanding balance.

It helps you track repayment history, monitor your financial status, and maintain transparency with the lender. You can use this statement for financial planning, loan closure, or even while applying for a new loan. Checking it ensures you are always aware of your liabilities and repayment progress.

How to Get Muthoot Gold Loan Statement Online?

To access your Muthoot Finance Gold Loan statement online, visit the official website or open the iMuthoot mobile app. Log in using your registered mobile number or customer ID. Navigate to your gold loan account and select the option to view or download your statement. 

You will receive a complete summary of your loan, including interest details, payment history, and current balance.

Steps to Download Muthoot Gold Loan Account Statement

Follow these simple steps to download your Muthoot Finance Gold Loan statement: 

  • Visit the Website or Open the App

Go to the official Muthoot Finance website or open the iMuthoot app on your smartphone. Both options offer secure access to your gold loan account.

  • Log In

Log in using your registered mobile number or Customer ID. You will receive an OTP for verification, which you must enter to continue.

  • Access Loan Account to View Statement

After logging into the app, click on the ‘My loans’ tab and select the gold loan you want the statement for. From here, choose the option to view or download your statement. 

Alternatively, visit the gold loan section on the website dashboard to view all your active gold loans and related details.

  • Select Statement Period

Choose the time period for which you want the statement, such as 1 month, 3 months or 6 months. Selecting a specific period helps narrow down the data you need.

  • Download or View

Click on Download to save the statement as a PDF on your device. You can also click ‘View’ if you prefer to check the statement directly on your screen.

How to Check Muthoot Gold Loan Statement Details?

After getting a gold loan, you can easily access your gold loan statement online through the Muthoot Finance website or app. You can also get it by visiting the nearest branch. The online process helps you keep track of your repayments, interest, and outstanding balance anytime, anywhere.

Ways to Access Muthoot Gold Loan Statement Without Visiting the Branch

Here are several convenient and branch-free ways to access your Muthoot Finance Gold Loan statement:

  • Missed Call Service

Give a missed call to 080 4075 1515 from your registered mobile number. You will receive an instant SMS with your current outstanding loan amount and interest due.

  • iMuthoot Finance Mobile App

Download and log in to the iMuthoot Finance app using your registered mobile number. From the app dashboard, you can view active gold loan details, track repayment history, check due interest, and download your statement in PDF format.

  • Customer Care Phone Support

Call the Muthoot Finance toll-free number at 1800 313 1212 to request your gold loan statement if you are from North, East, or West India. If you are from South India, you can call 1800 202 1212.

A representative will verify your details and send the statement to your registered email or via SMS. 

Benefits of Monitoring Your Muthoot Gold Loan Statement Regularly

Some of the benefits of monitoring the Muthoot Finance Gold Loan statement are given below: 

  • Track Repayments Accurately

Monitoring your statement helps you stay informed about upcoming EMI due dates and payments already made. This reduces the risk of missed payments or late fees.

  • Detect Errors or Discrepancies

By reviewing your statement regularly, you can quickly catch any errors, such as incorrect charges or wrong interest calculations. Timely detection allows you to resolve such issues before they escalate.

  • Better Financial Planning

Your gold loan statement provides a clear picture of your outstanding balance and payment schedule. This helps you plan your monthly budget more effectively and avoid financial surprises.

  • Access for Future Loan Needs

Maintaining a good repayment record through regular monitoring can strengthen your credit profile. Updated statements also serve as valid documentation when applying for future loans or credit products.

FAQs on Muthoot Gold Loan Statement

How can I check Muthoot Finance Gold Loan statement details online?

You can check your gold loan statement online by logging into the iMuthoot mobile app using your registered mobile number. Once logged in, navigate to your loan account to view detailed statement information.

How to get Muthoot Gold Loan statements through the mobile app?

To get your gold loan statement through the app, open the iMuthoot app and log in with your registered mobile number. Then, click on the ‘My loans’ tab and select your gold loan. From here, choose the option to view or download your statement.

Can I request my Muthoot Gold Loan statement via SMS or email?

Yes, you can give a missed call to 080 4075 1515 to receive key loan details via SMS. For a full statement, it is best to use the app, visit the website, or contact customer care by email.

Are there any charges for accessing the Muthoot Gold Loan statement?

No, Muthoot Finance does not charge for viewing or downloading your gold loan statement through the iMuthoot portal or app. It is a free service for registered customers.

How frequently should I check my Muthoot Gold Loan statement?

It is advisable to check your gold loan statement at least once a month. This helps you monitor repayments, track interest, and identify any errors early.

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