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Axis Bank Home Loan Statement

Learn how to access, download, and use your Axis Bank home loan statement for easy tracking, tax, and repayment planning.

Max. Tenure 30 Years
Lending Partners 10+
Max. Amount ₹15 Crores

Managing your home loan depends on staying updated with repayments, interest, and balance. An Axis Bank home loan statement provides all this in one place, helping you plan finances with ease. Quick access for tax, payments, or credit saves time. Learning to view and download your statement keeps you in control and avoids stress.

What Is an Axis Bank Home Loan Statement

An Axis Bank housing loan statement is a detailed record of your loan account. It shows the total loan amount, repayments made, interest charged, and the outstanding balance. This document works like a passbook for your home loan, giving you a clear picture of your financial progress. 

You can use it to track monthly instalments, check pending dues, and confirm that payments are updated on time. Many people also rely on this statement for tax filing or when applying for another loan. Having it on hand ensures you always know where you stand with your home loan.

What Details Are Included in the Axis Bank Home Loan Statement

Here are the key details you will usually find in an Axis Bank home loan statement:

  • Outstanding loan amount: The balance amount still to be repaid on the loan
  • EMI paid: A record of instalments already paid during the loan tenure
  • Next EMI due date: The upcoming date on which your next instalment is scheduled
  • Accrued EMI: The instalment amount due for the current month
  • Interest rate type: Whether the loan is on a fixed or floating rate of interest
  • Total loan amount: The original sum borrowed at the time of loan sanction
  • Transaction summary: A snapshot of the total EMIs accrued and paid during the tenure
  • Payment mode: Information on whether the EMI was paid via mandate, online transfer, or cheque
  • Date of payment: Specific dates on which EMIs were paid
  • EMIs bounced: Details of instalments that were not cleared due to insufficient funds or other issues
  • Loan account number: A unique identification number assigned to your loan account
  • Borrower details: Basic information such as your name, contact, and registered address

Benefits of an Axis Bank Home Loan Statement

Here is why an Axis Bank housing loan statement matters: it helps you track repayments, plan finances, claim tax benefits, and maintain accurate records with ease:

Clear Loan Tracking

It helps you monitor your loan balance, EMIs, and repayment progress in one place.

Financial Planning

It allows you to manage your monthly budget better by knowing your exact repayment obligations.

Tax Filing Support

It provides the interest and principal breakup needed to claim tax benefits on home loans.

Proof of Repayment

It serves as official documentation of your payments and outstanding dues when required.

Loan Management

It ensures you stay updated on due dates, preventing missed or delayed payments.

Future Credit Applications

It acts as a reliable financial record when applying for additional loans or credit.

Transparency of Charges

It highlights interest, fees, and other charges clearly, ensuring there are no hidden costs in your loan account.

Easy Dispute Resolution

It provides a verified record of transactions that you can use if any errors or discrepancies arise.

Digital Accessibility

It can be downloaded online anytime, giving you quick access without visiting the branch.

Ways to Access Your Axis Bank Home Loan Statement

Here are the most convenient ways to obtain your Axis Bank home loan statement for tracking repayments and managing your finances:

Internet Banking

Access your home loan statement anytime using the Axis Bank Internet Banking portal.

Mobile Banking App

View and download your home loan statement directly through the Axis Bank Mobile app.

SMS Banking

Request statement details by sending an SMS from your registered number, with the document sent to your email address.

Customer Care Helpline

Contact Axis Bank customer care to have your home loan statement sent to your registered email address.

Branch Visit

Visit any Axis Bank branch to request a printed copy of your home loan statement over the counter.

How to View and Download an Axis Bank Home Loan Statement Online

You can download your Axis Bank housing loan statement in minutes, helping you track EMIs, claim tax benefits, and keep accurate records. Here are the quickest online methods via Internet Banking and the Axis Bank Mobile app, with simple steps to view, download, or email your statement:

Internet Banking

  1. Access the Axis Bank Internet Banking portal by entering your login details

  2. Navigate to the ‘Loans’ section

  3. Select ‘Home Loan Statement’ or ‘Statement of Account’

  4. Choose the period for which you want the statement

  5. Download or email the statement to your registered email ID

Axis Bank Mobile App

  1. Open the Axis Bank Mobile app and log in with your credentials

  2. Go to the ‘More’ or ‘Services’ menu

  3. Select ‘Loans’ and then tap on ‘Home Loan Statement’

  4. Choose the desired time period for the statement

  5. View, download, or email the statement directly from the app

Axis Bank Home Loan Login – Easy Steps to Access the Online Portal

Here is a simple way to access your Axis Bank home loan statement through Internet Banking and manage your loan details securely online:

  1. Visit the official Axis Bank website

  2. Click on the ‘Login’ tab and select ‘Internet Banking’

  3. If you are a new user, choose ‘Register’ and complete sign-up with your Customer ID, debit card, and registered mobile number

  4. If you already have an account, enter your Customer ID or login ID and password to sign in

  5. Complete the two-factor authentication using OTP or NetSecure credentials for added security

  6. Once logged in, go to the ‘Loans’ section to view your home loan details

  7. Select the option to view or download your home loan statement, check balances, or manage repayments

  8. Always log out securely after finishing your session to keep your account 

How to Download an Axis Bank Home Loan Provisional and Final Interest Certificate Online

You can download your Axis Bank home loan interest certificate online, saving time and ensuring quick access for tax filing or record-keeping. Here are the steps to download your provisional or final interest certificate:

  1. Sign in to the Axis Mobile app or Internet Banking using your account details

  2. Navigate to the ‘Loans’ option available in the main menu

  3. Select the ‘Interest Certificate’ option

  4. Choose whether you need a provisional or final certificate

  5. Select the financial year for which you require the certificate

  6. Download the certificate instantly or request it to be sent to your registered email ID

  7. If needed, contact customer care or visit a branch to request the certificate offline

How to Get an Axis Bank Home Loan Statement Offline

Getting your Axis Bank home loan statement offline is useful if you prefer a physical copy or need in-person assistance. Here are the simple steps to get it from a branch:

  1. Visit the nearest Axis Bank branch or loan centre with your loan account details

  2. Provide your loan account number along with valid ID proof such as Aadhaar or PAN card for verification

  3. Request a printed copy of your home loan statement from the bank officer

  4. Ask the officer to email the statement to your registered address if you prefer a digital version

  5. In some cases, you may need to fill out a short request form for record-keeping

Related Links

Other Partner Home Loan Statement Links

Other Non-Partner Home Loan Statement Links

Frequently Asked Questions

Why do you need an Axis Bank home loan statement?

You need an Axis Bank home loan statement to track EMI payments, monitor outstanding loan balance, and review interest paid. It supports financial planning, loan management, and tax filing under relevant income tax provisions.

How can you check your Axis Bank home loan application status?

You can check your Axis Bank home loan application status online using the official website or mobile app. Enter your application number or customer ID to view real-time progress and approval updates.

When do you need an interest certificate from Axis Bank?

You need an Axis Bank interest certificate when filing income tax returns. It provides the breakup of principal and interest paid, helping you claim deductions under Section 24(b) and Section 80C.

Where can you get an Axis Bank home loan statement?

You can get an Axis Bank home loan statement through Internet Banking, the Axis Bank Mobile app, SMS service, customer care helpline, or by visiting a branch for a physical copy.

How can you obtain a provisional interest certificate for your Axis Bank home loan through the bank’s SMS service?

To obtain a provisional interest certificate, send the prescribed SMS format from your registered mobile number to Axis Bank’s SMS banking number. The certificate will be delivered to your registered email.

Where can you find your Axis Bank home loan account number for online payment or statement access?

Your Axis Bank home loan account number is mentioned in your loan sanction letter, EMI repayment schedule, and previous loan statements. It is also visible under the ‘Loans’ section in Internet Banking and the Axis Bank Mobile app.

Is the Axis Bank home loan statement updated in real time?

The Axis Bank home loan statement is updated promptly to reflect repayments, interest, and prepayments. However, small delays may occur due to bank processing and settlement times.

Can you get an Axis Bank home loan statement for previous financial years?

Yes, you can download Axis Bank home loan statements for previous financial years through Internet Banking or the mobile app. These records are useful for audits, tax filing, and financial planning.

How can NRIs check or download their Axis Bank home loan statement?

NRIs can check or download their Axis Bank home loan statement by logging into Internet Banking or the Axis Bank Mobile app with registered credentials. They can also request it via customer care.

How do you download your Axis Bank home loan statement on mobile?

To download your Axis Bank home loan statement on mobile, log in to the Axis Bank Mobile app, go to ‘Loans’, select your home loan, and download the desired period’s statement.

Does the Axis Bank home loan statement show part-prepayments or lump-sum payments?

Yes, the Axis Bank home loan statement includes details of all part-prepayments and lump-sum payments. It shows how these reduce the outstanding principal and future interest obligations.

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