Travel Insurance

Whether you are a domestic traveller, or an international one, a travel insurance is always recommended. To protect yourself and your family from unforeseen circumstances like passport/baggage loss, baggage delay, trip cancellation/delay. Also, the Bajaj Allianz travel insurance policy available on Finserv Markets, helps take care of medical emergencies and hospital charges, in case you fall sick when travelling.

Upon completion of your online insurance application and payment, you will receive a confirmation email that will contain your travel insurance details. Post this, a policy document (PDF format) containing details like your policy number, contact details of the insurance company, toll-free telephone numbers and an address to reach out to, should you need to settle a claim on your Bajaj Allianz travel insurance policy.

Yes, it is advised that you do so. It is important that you know details like the policy number, helpline/assistance numbers, etc. and therefore, you should carry your travel insurance policy while travelling.

Yes, the Bajaj Allianz travel insurance plan available on Finserv Markets offers coverage for medical expenses.

Your travel insurance plan does not cover the following. 1. Travelling even when medically advised against doing so. 2. Travelling outside India for cosmetic surgery or medical treatment. 3. Participating in sports that come with high-risk: bungee-jumping/scuba-diving. 4. Any loss incurred when the insured is under the influence of alcohol or narcotics.

This is an amount as defined in your Bajaj Allianz travel insurance plan which you must pay. For example, if the deductible on hospital treatment is $100 and your bill comes to $1000, you will need to pay $100 while the insurance company will pay the remaining $900.

We strongly recommend you buy an international travel insurance, irrespective of the duration of your international travel. The minimum premium amount that you must pay is for at least 4 days (whether you go for one day, 2 days or 3 days).

Most of the information required is the same as that on your passport - Name, Passport Number, Date of Birth, Mailing Address and Telephone Number. In addition to this, you also need to provide the Nominee details (the person/beneficiary for the insurance policy in the event of death or dismemberment of the traveller) and the correct travel dates.

The claim scenarios can mainly be of two types: Medical claims and Non-medical claims. Please visit the ‘Download’ tab under our Claim Process section (online) to find out about the documents required.

Yes, the Bajaj Allianz travel insurance policy available on Finserv Markets offers financial coverage for passport loss. In addition to this, it also covers the expenses for arranging a duplicate/temporary passport.

Yes, our emergency medical expenses include ambulance charges - to and from the hospital.

Medical repatriation involves arranging for transport to move an insured to their country of residence, in the event of a medical emergency. Bajaj Allianz travel insurance available on Finserv Markets offers medical repatriation cover under its individual, family and student travel insurance plans.

Moving an insured to the nearest available hospital, in the event of a medical emergency, is referred to as medical evacuation. Thanks to our partnership with Bajaj Allianz travel insurance, our online insurance plans come with medical evacuation benefits.

Depending on the country/university you are travelling to for your studies, you may have to get travel insurance. Certain countries/universities make it compulsory for students to have insurance in place. Even if the country you are travelling to doesn't require you to get a student travel insurance, it’s best if you do get it. It helps you be better prepared in case of unforeseen situations like: loss of laptop, medical emergencies, loss of baggage and a lot more.

Yes, you can cancel your insurance plan if you have not travelled. You will need to send us a copy of your passport as proof of the fact that you have not travelled.

No issues. The company will process a refund of premium, subject to the rates mentioned in the cancellation process above. However, to avail this, you should not have made any claim on your Bajaj Allianz travel insurance plan.

Apart from financial emergencies, you have the option of settling claims abroad or upon returning to India.

Insurance policies offered do not cover pre-existing diseases. However, should the insured pass away due to a pre-existing disease while travelling, the Bajaj Allianz travel insurance policy available on Finserv Markets includes repatriation benefit up to $6000.

‘Missed Call Facility', a unique initiative included in your Bajaj Allianz Travel Insurance policy, offers prompt assistance to customers who face problems when travelling abroad. Insured person just needs to give a missed call on the number +91 124 6174720, which is a unified contact number across the world. Customer will get an intimation acknowledging the call via an SMS and within 10 minutes receive a call back.

The policy provides its customers with an insurance wallet called 'Travel Ezee'. All you need to do is update your policy details and the app will track your flight status. Should it be delayed, insurer will send you the details and the claim amount.

Yes, home burglary cover is offered under this plan. The Bajaj Allianz travel insurance policy offers the highest coverage across all insurance providers, of up to Rs. 3,00,000.

While it is not compulsory, it is advisable to get insurance when travelling. The reason for this being that certain countries require you to have insurance in place. If you’re planning to study abroad, certain universities make it mandatory for students to have insurance in place when applying for educational programs. Also, being safe and covered against medical emergencies, loss of baggage and flight delays by having travel insurance is a wise move.

While we strive to offer the best family travel insurance plans, at present, we only offer insurance for people who are 60 years of age and below.

The claim procedure depends on the following - Inpatient Hospitalization - To claim medical expenses, the insured or their family/close ones need to inform the insurance company, provide the details of the travel insurance policy and complete the online claim settlement process which includes submission of required documents. The insurance company will then take it forward with the concerned hospital. Outpatient Hospitalization - Here, apart from online claim settlement, there are procedures that vary, depending on the plan you choose. For other claim settlements, please refer to our claim process section and brochure.

While it's okay to wait until your date of travel, we would advise you to get your travel insurance in place at the very earliest.

Bajaj Allianz Travel Insurance policies include coverage of up to $ 10,00,000 for medical expenses, the highest among all insurance providers in India.

Yes, you are eligible. The coverage takes the following into consideration - total disablement, accidental injury to body or death, during your trip to and from the airport, in India.