Whether you are planning a solo backpacking trip, pursuing higher education abroad or a vacation with your family, there will be an essential must-have list created. Perhaps, check your list again! Is there something that you might be forgetting? Travel insurance, of course!
A reliable travel insurance plan will safeguard you and your loved ones against potential uncertainties during a planned journey. In simple words, you can enjoy a stress-free expedition with travel insurance plans.
Now, even though buying travel insurance is the last item on your to-do list before the trip. You cannot blindly buy a plan without understanding its purpose, the features and benefits it offers, and whether or not it is provided by a trustworthy source.
So, how about you first gain some insights on travel insurance before you make the purchase?
A travel insurance plan is nothing but an insurance policy which allows you to safeguard yourself and your family members against financial risks/losses that may occur when travelling. So, whether you are globe-trotting alone, seeking education abroad or planning a holiday with family - a travel insurance plan will take the stress out of travel!
Planning a solo trip anytime soon? Whether domestic or international, stay relaxed and enjoy your trip even in the face of medical emergencies
missed flights or theft of personal belongings. With us, help is just a phone call away!
Going on a holiday with family? During such trips, it's important to protect those you love from untimely and unforeseen incidents. Unexpected accidents, sickness, loss of baggage
and change in flight plans are some of the dampeners to an enjoyable trip. Get travel insurance and enjoy a stress-free vacation with your loved ones.
Overseas education digs deep into a student’s pocket. Also, certain universities require applicants to have an insurance plan in place when applying for study programs abroad.
Get a comprehensive student travel insurance plan that helps tackle sudden medical emergencies and financial problems while studying abroad.
Why Travel Insurance is a Must-Have?
What is the worst-case travel scenario that you can think of? We are talking about real-life situations that could potentially ruin your trip? Whether you are travelling solo or with your family, we all come across our fair share of worst-case travel situations. What can get you out of it or help you seemingly manage such issues – is a travel insurance plan!
That’s right, travel insurance policies available on our platform cover you for several things, such as –
Delayed Flights – In 2019, over 1.5 million flights were delayed, and over 2.86% were cancelled. Such situations are manageable with the right travel plan – get reimbursement in no time!
Loss/Delay Of Luggage – In 2019, over 25 million bags were mishandled by airlines across the globe – either lost or temporality misplaced. Appropriate travel insurance will cover you during such crises.
Country/Visa Requirements – Nowadays, a travel policy is mandatory when planning a trip abroad. Students pursuing higher education in a foreign university need insurance plans as well.
Cover For Human-Made or Natural Calamities – When travelling to countries prone to natural or human-made disasters, a travel insurance plan is imperative!
Missed Flights/ Trip Cancellation – Between January 2017 and April 2017, over 5.12 lakh Indian passengers faced issues due to airlines denying boarding as well as flight delays and cancellations.
Coverage Offered under our various Travel Insurance Plans
We offer three types of plans to individual travelers with varying coverage.
Claim settlement ratio (CSR) indicates how many claims a company has settled against the number of claims received. Higher the CSR, better the efficiency. With one of the highest claim-settlement ratios of 93%, 'Bajaj Allianz Travel Insurance' ensures claim settlement is quick and efficient.
Be it a single trip or a family vacation, knowing what's covered in your insurance policy and what's not is important.'Bajaj Allianz Travel Insurance' offers a plethora of tailor-made plans to suit your travel needs.
Some call it choosy, we call it smart! Round-the-clock assistance, multiple plans to choose from, and medical coverage up to $10,00,000 - the best in the market!
Most policies do not cover or have high premiums for countries where medical expenses are high or prone to natural disasters. With 10000+ network hospitals across the globe, Bajaj Allianz Travel Insurance policies provide you with the highest financial emergency assistance.
Now that you have a general overview on what travel insurance is all about, buy Bajaj Allianz Travel Insurance plans available on Bajaj Markets.
You must have invested a fortune into planning a trip abroad and most certainly do not want anything to ruin it. Well, unforeseen events can take place at any time and anywhere. Medical emergencies can arise when travelling abroad.
In all such situations, a travel insurance plan comes in very handy. The Bajaj Allianz Travel Insurance at Bajaj Markets will cover expenses for hospitalisation in foreign lands, loss of luggage, and other identical costs. It also covers you for trip cancellation, trip curtailment, and burglary at home.
That’s not it; we offer more –
In-house claim processing unit
Emergency cash advance facility
Bajaj Allianz travel insurance global assistance – a worldwide leader of assistance
And don’t worry, you get these benefits of travel insurance at affordable premium rates!
Buy a Bajaj Allianz Travel Insurance plan available on Bajaj Markets to let the wanderer in you travel worry-free. With 10,000+ network hospitals and 24*7 on call support, stay covered anywhere in the world. Get your overseas travel insurance policy approved in just three simple steps!
On Bajaj Markets, there are bespoke travel insurance plans that cater to your specific needs. Take a look at different types of travel insurance plans.
Generally, there are three types of travel insurance plans -
Individual Travel Insurance Plan
Family Travel Insurance Plan
Student travel Insurance Plan
Planning a solo trip anytime soon? With our individual travel insurance you can stay relaxed on your international trips and enjoy the trip even in the face of medical emergencies, missed flights, or theft of personal belongings. With us, help is just a phone call away!
Going on a holiday with family? During such trips, it's important to protect those you love from untimely and unforeseen incidents. Unexpected accidents, sickness, loss of baggage, and change in flight plans are some of the dampeners to an enjoyable trip. Get family travel insurance and enjoy a stress-free vacation with your loved ones.
Overseas education digs deep into a student’s pocket. Also, certain universities require applicants to have an insurance plan in place when applying for study programs abroad. Get a comprehensive student travel insurance plan that helps tackle sudden medical emergencies and financial problems while studying abroad.
No matter what part of the world you are travelling to, we have got you covered. We provide extensive coverage when travelling to some of the top destinations across the globe.
North America: You may wish to explore the buzz of New York city or your family may want to visit the exciting city of Toronto. Our plan covers all of your travel needs.
Great Britain: Whether you are enthralled with London, the capital city of the UK or planning to spend a quiet holiday in the beautiful Dublin, our travel insurance offers you several great benefits.
Asia: From the tranquility of the beaches at Bali to the wonderful experiences awaiting you in Beijing, you can be carefree while exploring Asian destinations if you have our travel plan.
Middle East: The intermingling of cultures in Turkey is a scenic beauty to witness and nothing can beat the religious significance of the holy city of Jerusalem in Israel. So if you are planning to visit the Middle East, stay safe without travel insurance policy.
Africa: It may be the captivating streets of Cairo or the thrilling beaches of Cape Town that you will want to explore. You and your family will surely remember this experience when you stay safe with our travel plan.
Moreover, students pursuing their higher education in Universities located abroad can take advantage of the student travel insurance plan available on our platform.
COVERAGE |
TRAVEL PRIME SILVER (IN US$) |
TRAVEL PRIME GOLD (IN US$) |
TRAVEL PRIME PLATINUM (IN US$) |
Hospitalization Daily Allowance |
$20 per day to max $100 |
$25 per day to max $125 |
$20 per day to max $150 |
Loss Of Check-In Luggage |
$500 |
$1000 |
$1000 |
Personal Accident Cover |
$15,000 |
$25,000 |
$25,000 |
Loss Of Passport |
$250 |
$250 |
$250 |
Medical Expenses/ Evacuation Cover |
$50,000 |
$2,00,000 |
$5,00,000 |
PA Cover In India |
INR 50,000 |
INR 50,000 |
INR 50,000 |
Hijack |
$50 per day max $300 |
$60 per day max $360 |
$60 per day max $360 |
Repatriation |
$5000 |
$5000 |
$5000 |
Trip Cancellation |
$500 |
$1000 |
$1000 |
Trip Delay |
$25 per 12 hours up to max $120 |
$30 per 12 hours up to max $180 |
$30 per 12 hours up to max $180 |
Luggage Delay |
$100 |
$100 |
$100 |
Emergency Cash Advance |
$500 |
$1000 |
$1000 |
Emergency Dental Pain Relief |
$500 |
$500 |
$500 |
Personal Liability |
$1,00,000 |
$2,00,000 |
$2,00,000 |
Bajaj Allianz offers two types of plans with varying coverage to families travelling together.
COVERAGE |
TRAVEL PRIME STANDARD FAMILY (IN US$) |
TRAVEL PRIME SILVER FAMILY (IN US$) |
Hospitalization Daily Allowance |
$25 per day to max $100 |
$25 per day to max $100 |
Loss Of Check-In Luggage |
$250 |
$250 |
Personal Accident Cover |
$10,000 |
$10,000 |
Loss Of Passport |
$250 |
$250 |
Medical Expenses/ Evacuation Cover |
$50,000 |
$1,00,000 |
Hijack |
$50 per day max $300 |
$50 per day max $300 |
Trip Cancellation |
$500 |
$500 |
Trip Delay |
$20 per 12 hours up to max $120 |
$20 per 12 hours up to max $120 |
Luggage Delay |
$100 |
$100 |
Emergency Cash Advance |
$500 |
$500 |
Emergency Dental Pain Relief |
$500 |
$500 |
Personal Liability |
$1,00,000 |
$1,00,000 |
Bajaj Allianz offers 5 different plans to students travelling abroad for their higher education.
COVERAGE |
TRAVEL PRIME STANDARD (IN US$) |
TRAVEL PRIME SILVER STUDENT (IN US$) |
TRAVEL PRIME GOLD STUDENT (IN US$) |
TRAVEL PRIME PLATINUM STUDENT (IN US$) |
TRAVEL PRIME SUPER GOLD (IN US$) |
Loss Of Check-In Luggage |
$1000 |
$1000 |
$1000 |
$1000 |
$1000 |
Personal Accident Cover |
$25,000 |
$25,000 |
$25,000 |
$25,000 |
$25,000 |
Medical Expenses/ Evacuation Cover |
$50,000 |
$1,00,000 |
$2,00,000 |
$3,00,000 |
$5,00,000 |
Repatriation |
$5000 |
$5000 |
$5000 |
$5500 |
$5500 |
Reimbursement Of Tuition Fees Due To Medical Exigencies |
$10,000 |
$10,000 |
$10,000 |
$10,000 |
$10,000 |
Accident to Sponsor |
$10,000 |
$10,000 |
$10,000 |
$10,000 |
$10,000 |
Bail Bond In Case Of Police Arrest |
$500 |
$500 |
$500 |
$500 |
$500 |
Emergency Dental Pain Relief |
$500 |
$500 |
$500 |
$500 |
$500 |
Personal Liability |
$1,00,000 |
$1,00,000 |
$1,00,000 |
$1,50,000 |
$1,50,000 |
Loss Of Laptop |
~ |
~ |
~ |
$500 |
$500 |
Loss Of Passport |
~ |
~ |
~ |
$250 |
$250 |
Suicide |
~ |
~ |
~ |
$1500 |
$2000 |
The plans at Bajaj Markets offer you travel insurance coverage for the following things –
Flight/train cancellation due to delay in the connecting flight/train
Loss/misplacement of luggage
Emergency cash benefits
Hijack cover
Loss of passport cover
Trip curtailment
Delay in receiving check-in luggage
Home burglary
medical expenses
accidental death benefits
The things not covered under your travel insurance policy are as follows –
Emergency hospitalisation arising due to pre-existing medical conditions
The loss incurred due to the influence of intoxicants
When travelling abroad for cosmetic surgery or medical treatments
Travelling to participate in high-risk sports like bungee jumping or scuba diving
Flight/train delays or cancellations due to strikes, protests or civil unrest
Filing a claim was never so easy. Just follow these steps –
Bajaj Markets allows you to travel top destinations across the globe, worry-free. So, go ahead and plan your next trip, right away!
Use the link below to inform and register your claim.
Get all the documents required for the claim settlement process.
For Personal Accident Cover related claims, the insured must file an FIR with the police and submit the same to the insurer.
Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!
For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.
Use the link below to inform and register your claim.
Get all the documents required for the claim settlement process.
For Trip Delay - If the delay is more than 6 hours, the insured must contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.
For Missed Connections - If the delay exceeds the specified time limit mentioned in your insurance plan and this results in a missed connection, please contact the authorities of the concerned airlines, lodge a complaint and obtain a PIR (Property Irregularity Report) report from them.
Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!
For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.
Use the link below to inform and register your claim.
Get all the documents required for the claim settlement process.
In the event of baggage loss/delay, the insured must contact the concerned airlines, file a complaint and obtain a PIR (Property Irregularity Report).
Unlike other travel insurance providers, an inhouse validation team considers claims made by customers. No middle-men here!
For claim registration, please submit the documents specified in the relevant Claim Process document, which is available in the 'Download' section.
You must inform the insurance company in writing/e-mail requesting cancellation of the policy. The e-mail should contain the policy/schedule number along with the following details.
Based on the approval of the underwriters, the policy will be cancelled within one working day after receiving an email and the required documents from the insured.
In case of any early return of the insured person prior to expiry of the policy period, the company will refund premium at the rates shown in below table (subject to no claims being incurred on the policy). To know the percentage of premium to be retained by the insurer, refer to the table below.
Line to redirect customers to links category.
Go globe-trotting with Bajaj Allianz Travel Insurance which offers you extensive coverage at affordable premiums ensuring you travel in peace.
No matter which dream destination you wish to explore, Bajaj Markets has got you covered. Have a look at the top travel destinations we recommend and pack your bags to head out on yet another adventure!
Check the complete list of Indian holidays 2020 and plan your travel in advance!
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