✓ Interest Rates Starting @ 0.99% p.a. ✓ Up to 100% Financing ✓ Repayment Tenure of up to 4 Years Apply Now

Bank of Baroda has been one of the most trusted banks in India for decades, and are known to offer pocket-friendly two-wheeler loans. Borrow amounts of up to ₹10 Lakhs and purchase your dream bike with ease. Interest rate of 13.65% p.a. is offered with a repayment tenure ranging up to 5 years. 

Interest Rates and Charges

Ensure to note the following interest rates and charges if you are planning to apply for this loan.

Interest Rate

13.65% p.a.

Processing Fee

2% of the loan amount + GST

Preclosure Charges


*Disclaimer: The interest rates and charges mentioned above are subject to change. Cross-check the information with the lender before making any decision.

Bank of Baroda Two Wheeler Loan EMI Calculator

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Features and Benefits

High Loan Amounts

Borrow amounts of up to ₹10 Lakhs and fund your next bike purchase

Affordable Interest Rates

Enjoy a low interest rate of 13.65% p.a

No Foreclosure Charges

Close your loan before the end of the tenure without having to pay any additional penalties

Flexible Repayment Tenure

Repay the loan as per your convenience over flexible repayment tenures ranging up to 5 years

Eligibility Criteria and Documents Required

You must satisfy the below-mentioned eligibility criteria to successfully secure a Bank of Baroda Bike Loan.

  • You must be an Indian citizen

  • You must fall under the age bracket of 21 to 70 years

  • You must be an entrepreneur, professional, salaried, or staff/ex-staff of Bank of Baroda

  • The purchased two-wheeler must be for personal use only

  • Your income and repayment capacity will also be gauged when determining your eligibility


In addition to this, ensure to have the following documents handy:

  1. Signed application form

  2. 3 passport-size photographs

  3. Proof of identity: Any one of the following

  • Voter ID

  • Aadhaar card

  • Passport

  • Driving licence

  • PAN card


Proof of Residence: Any one of the following 

  • Utility bills like electricity bill, gas passbook, etc

  • Passport

  • Voter ID

  • Updated passbook or bank account statement

  • Driving licence

  1. Bike quotation

  2. Proof of income: 

  • For salaried individuals: Last 3 months' salary slips, Form 16/ITR filings, and statement of bank account of the last 6 months.

  • For self-employed individuals: Balance sheet, Profit and loss account, computation of income for last 1 year, ITR filings of the last 1 year


Proof of Business:

  • Registration Certificate

  • Service Tax Registration

  • IT Assessment/Clearance Certificate

  • Income Tax Challans

  • TDS Certificate (Form 16A)

  • Form 26

How to Apply?

You can easily apply for a Bank of Baroda Two-wheeler Loan online. Follow a few simple steps mentioned below to apply for one:

  • Visit the official website of the Bank of Baroda

  • Click on the ‘Loans’ option in the main navigation tab

  • Select ‘Baroda Two Wheeler Loan’ under the ‘Vehicle Loan’ option from the drop-down menu

  • Click on the ‘Apply Now’ button on the page

  • Fill in all the required details and submit

After this, your application will be verified. A representative will get in touch with you regarding the future proceedings of your loan application.


The information and suggestions provided by BFDL hereinabove is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such

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How much can I borrow with a Bank of Baroda Two-wheeler Loan?

You can get a maximum of ₹10 Lakhs as a loan if you secure a Bank of Baroda Two-wheeler Loan.

Are there any processing fees for Bank of Baroda Two-wheeler Loans?

Yes, there is. 2% of the loan amount is charged as the processing fees for these loans.

What is the minimum age to get a Bank of Baroda Two-wheeler Loan?

The minimum age to get a Bank of Baroda Two-wheeler Loan is 21 years.

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