L&T Finance Two-Wheeler Loan

The L&T Finance Two Wheeler Loan offers an affordable and convenient way to finance your bike purchase with ease. Get up to 100% bike financing, so you pay nothing up front. Whether you're eyeing a daily commuter, a sleek electric bike, or a powerful superbike, get the funds you need with interest rates starting at just 7.99% and repayment tenures stretching up to 60 months.

Fast approvals. Minimal paperwork. Zero down payment options.

Apply now on Bajaj Markets and hit the road sooner than you think.

Competitive Interest Rates

L&T Finance two-wheeler loan interest rates start from 7.99%, and manage your repayment with ease. This helps you reduce your overall borrowing cost over the loan tenure.

Zero Down payment

Avoid upfront payments by getting an L&T Finance Bike Loan for LTV-100% of the bike’s on-road price. This makes it easier for you to purchase your desired bike without budget constraints.

Flexible Repayment Tenure

Choose a repayment period of up to 60 months and repay comfortably. Longer tenures help lower your EMI burden and improve financial planning.

Minimal Documentation

Less paperwork, faster approvals. Submit just the basic documents and get your loan moving — no back-and-forth, no unnecessary delays.

Easy Accessibility

Apply from your phone, your couch, or on the go — the entire process is online, fast, and built around your convenience.

To qualify, you must:

• Be an Indian resident

• Be between 18 and 65–70 years of age (at loan maturity)

• Have a healthy CIBIL score for a two-wheeler loan

• Have at least 1 year of work experience (salaried)

• Have 2 years of ITR filing (self-employed)

Here is a list of documents you will have to have when opting for a bike loan from L&T Finance:

ID Proof: Any one of the following

• PAN Card

• Driving licence

• Passport

• Voter ID

Address Proof: Any one of the following

• Utility bills

• Passport

• Voter ID

• Government Issued Documents

Income Proof:

• Salary slips

• I-T Returns

• Bank A/C Statements

• Audited Financial Statements

You may have to submit additional documents based on your application.

Before applying for the L&T Finance Two Wheeler Loan, it is important to know the loan EMI and the payable interest in advance for various loan amounts, interest rates, and tenures. This helps in managing loans with better financial planning. To calculate your monthly EMIs, use our two-wheeler loan EMI Calculator online now.

To apply for a bike loan from L&T Finance on Bajaj Markets, you need to follow these simple steps:

• Click here to apply for the two-wheeler loan

• Enter your mobile number and PIN code

• Enter the OTP sent to your registered mobile number

• Enter all the required information, like personal and employment details, and the bike’s make and model

• Choose from the offer/offers displayed based on your profile and eligibility

• A representative will then get in touch with you for further processing

Once you have applied for your L&T Finance Two-Wheeler Loan for a bike or scooter, it is easy to stay updated on your application and repayment progress. You can check your loan status through multiple convenient channels.

• Via the L&T Finance Website

Visit the official L&T Financial Services website and navigate to the Self-Help section. Select ‘Loan Details’, enter your LOGIN number, verify using an OTP, and access your loan status instantly.

• Through SMS

Send specific SMS codes such as ‘INST’ or ‘OSB’ to 9212025555 from your registered mobile number. You will receive an instant response with key loan details, including EMI status, outstanding balance, or sanction amount.

• The Planet App

Download the L&T Planet App and log in using your registered details. You can view real-time updates on your loan application and track repayment information with ease.

• By Calling Customer Care

Call the L&T Finance customer care number at 1800-268-0000 for updates on your loan status. A representative will assist you after verifying your registered information.

• Via Email Support

Email your query from your registered email address to customercare@ltfs.com. You will receive assistance related to your loan account, application, or repayment details.