✓ Interest Rates Starting @ 0.99% p.a. ✓ Up to 100% Financing ✓ Repayment Tenure of up to 4 Years Apply Now

The younger generations have always had great aspirations of owning a two-wheeler. This also comes with the added goal of buying a two-wheeler from their own money. A two-wheeler loan is something that can help you fulfill both these dreams.  Many exciting and affordable two-wheeler loans are available in the Indian market. Choosing the one that will not become a burden in your life and will not disrupt your monthly budget is important. Interest rates play a major role in determining the monthly EMI you have to pay. It is here that the L&T Two Wheeler Loan acts like a knight in shining armour and rescues you from burning your pockets. If you are someone who is planning to buy a bike anytime soon by availing a two-wheeler loan, take a look at the L&T Two-Wheeler Finance options available on Bajaj Markets.

L&T Two Wheeler Loan Interest Rate

L&T Finance loans are quite affordable due to their competitive interest rates starting at 6.49% per annum. Depending on the profile and creditworthiness of the borrower, L&T Bike Loan interest rate may vary. Take a look at the L&T Finance Two-Wheeler Loan details here.


L&T Finance Two-Wheeler Loan

Interest rate

6.49% p.a. onwards

Associated Charges

Processing Fee: 1% to 4% of the loan amount

Loan Amount

100% of the bike’s value

Repayment Tenure

4 Years

Disbursal Time

Within 4 hours

*Interest rates and charges are subject to market conditions and financial institutions' discretion.

L&T Finance Two-Wheeler Loan EMI Calculator

Loan Amount
  • Months
  • Years
Rate of Interest

Monthly EMI

at % interest rate for months

Total Amount Payable
Principle Amount
Total Interest

You can use the L&T Finance Two-Wheeler Loan EMI calculator to calculate the monthly EMI you have to pay. Enter your principal amount, interest rate, and loan tenure in the online calculator and click on ‘Calculate’. It will display your monthly EMI along with the total interest you have to pay. Calculating your EMI and comparing it with other two-wheeler loan schemes offered by different financial institutions before choosing one will help you manage your finances.

Year Principal Interest Balance

Features & Benefits

Quick Loan Approval

<p>All L&amp;T Bike Loans are processed and approved quickly without keeping the borrowers on edge. </p>

Simple Procedure

You can have a quick and easy loan disbursement experience with very minimal documentation.

100% Funding

You can avail funding up to 100% of the on-road price with L&amp;T Finance Two-Wheeler Loans.

Loans For All

<p>L&amp;T Finance Two-Wheeler Loan options are available for salaried as well as self-employed individuals.</p>

Flexible Loan Tenure

The repayment tenure ranges up to 48 months.

Accessible Services

LTFS has a PAN India branch network, offering services that are accessible across the nation.

Eligibility Criteria

You have to satisfy the below-mentioned eligibility criterion to avail an L&T Bike Loan.

  •  You must be between 18-60 years.

Documents Required

Here is a complete list of the documents required to apply for a L&T Two-Wheeler Loan.

  •  PAN card

  •  Aadhaar Card

  • Current address proof

  •   Bank statement of last 3 months (for salaried applicants)

How to Apply?

You can easily apply for a L&T Two-wheeler Loan online. Follow a few simple steps mentioned below to apply for one:

  • Step 1: Click on ‘APPLY NOW’ on this page.
  • Step 2: Enter your mobile number and date of birth.
  • Step 3: Post this, enter all the required information like basic details, employment details, bike’s make and model.
  • Step 4: Basis your profile and eligibility, offer/offers will be displayed. Choose the one that suits you.
  • Step 5: A representative will then get in touch with you for further processing.

L&T Two Wheeler Loan FAQs

How much interest is charged by L&T Finance on a two-wheeler loan?

 L&T Finance Bike Loan interest rate starts from 6.49% per annum.

Is age an eligibility factor to get a two-wheeler loan from L&T Finance?

 Yes, age is an eligibility factor to get a two-wheeler loan from L&T Finance. An applicant should be between 18 -60 years.

How much is the processing fee charged by L&T Finance on bike loans?

The processing fee charged by L&T Finance on bike loans is as per the terms and conditions of the financial institution.

Loan Offer
Download App
Credit Score