Our Products
Loans
Cards
Insurance
Investment
Stock Market
Electronics Mall
CIBIL Score
Knowledge Centre
Calculators
Our Services
Do not call
En
We don’t spam
Resend OTP
We have some offers for you.
100% safe and secure
Make your Bajaj Finance loan payment online quickly and securely — repay via cards, UPI, net banking, or wallets in just a few steps.
Last updated on: Oct 08, 2026
If you have taken a personal loan from Bajaj Finance, timely loan repayment is an essential part of managing your finances. The repayment process has been streamlined through the Bharat Bill Payment System (BBPS) platform, providing a secure and convenient method for online payments.
This system is used by Bajaj Finance Limited to facilitate digital repayments, allowing you to choose from multiple payment options such as debit cards, credit cards, net banking, e-wallets, and UPI.
The process is hassle-free, with payments confirmed instantly via email and SMS. You will also receive a BBPS bill receipt for your records, ensuring transparency and easy tracking of your transactions.
There are two main methods for making Bajaj Finance loan repayments online, through the website or app. Both options are convenient and provide instant payment confirmation.
Here are the detailed steps:
Here’s how:
Visit the Bajaj Finance website
Select ‘Loan Repayment’ under the ‘PAYMENTS’ tab
Choose your biller from the drop-down menu
Enter your loan account number and click on ‘FETCH YOUR BILL’
Select your payment method (credit card, debit card, net banking, UPI)
Enter your payment details and click ‘PAY NOW’
You will receive a confirmation notification from Bajaj Finance once the payment is processed
Here are the steps you can follow:
Download the Bajaj Finance app from the Google Play Store or App Store
Login with your credentials
Go to ‘BILLS AND RECHARGES’ and select ‘LOAN REPAYMENT’
Choose ‘BAJAJ FINANCE’ and enter your Loan Agreement Number
Enter the loan amount and select your preferred payment method
Complete the payment and receive an e-receipt for your records
Note: Before making a payment, you can use a personal loan EMI calculator to estimate your monthly instalments and plan your repayments more effectively.
To calculate your loan repayment amount, you need to know the principal amount, interest rate, and loan tenure. This helps determine your EMI (Equated Monthly Installment), which is the amount you need to pay every month towards your loan.
Details required to calculate an EMI:
Loan Amount (Principal): This is the total amount you borrow
Interest Rate: The annual Bajaj Finance interest rate, typically expressed as a percentage
Repayment Period: The loan tenure, which could be in months or years
The formula to calculate the EMI is:
EMI = [P × r × (1 + r)^n] / [(1 + r)^n – 1]
Where:
P = Principal amount
r = Monthly interest rate (Annual Rate ÷ 12)
n = Number of months (loan tenure)
For example, suppose you get a Bajaj Finance Personal Loan of ₹1,00,000 at an annual interest rate of 10% over 2 years (24 months):
P = ₹1,00,000
r = 10% ÷ 12 = 0.00833 (monthly interest rate)
n = 24 months
Using the formula, the monthly EMI would be ₹4,614.49. This amount includes both the principal and interest portions.
When making Bajaj Finance loan payments, there are certain fees and charges to keep in mind. Below are the standard fees associated with loan repayments:
| Fee Type | Details |
|---|---|
Penal Charges |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Bounce Charges |
₹700 to ₹1,200 per bounce |
Note: All fees and charges mentioned are indicative and may vary based on the payment method, loan type, and transaction amount. It’s advisable to check Bajaj Finance for the latest updates on loan repayment fees.
Disclaimer
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Reviewer
You can check your Bajaj Finance personal loan statement by logging into your account on the Bajaj Finance website or app. Your loan statement will show the loan balance, repayment history, and upcoming payments.
To view your loan repayment history, simply log into your Bajaj Finance account. The history section will display the details of all your past payments and the outstanding balance.
You can make Bajaj Finance loan repayments via various modes such as credit card, debit card, net banking, UPI, or e-wallets on the Bajaj Finance website or app.
If you miss a Bajaj Finance loan payment, you may incur late fees and interest charges. It's important to make your payments on time to avoid additional charges and damage to your credit score.
You can check the Bajaj Finance personal loan payment status by logging into your Bajaj Finance account or by checking your email/SMS for payment confirmation after each transaction.
After making a Bajaj Finance loan repayment, you can download the EMI payment receipt from the Bajaj Finance website or app. A confirmation receipt will be sent to your registered email.
Bajaj Finance offers various repayment options, including flexible EMI plans, allowing you to repay your loan over a tenure that suits your financial situation.
Yes, you can make your Bajaj Finance loan payment online instantly through the website or mobile app using a debit card, credit card, UPI, net banking, or e-wallet. The process is quick, secure, and convenient, with instant payment confirmation sent via email and SMS, helping you stay on top of repayments.
The best loan repayment method depends on your income pattern, cash flow, and financial goals. Consider factors such as convenience, transaction charges, payment flexibility, and repayment discipline. Options like auto-debit, UPI, net banking, or card payments can help ensure timely repayments while aligning with your budgeting and financial needs.
Academy 
