Our stressful and sedentary lifestyle of today has led to a vast increase in lifestyle-related diseases. Heart-related issues like atherosclerosis have gained prominence and angioplasty is a life-saving procedure for this. Unfortunately, angioplasty is expensive and needs lengthy hospitalisation. Moreover, most healthcare policies do not have angioplasty covered by insurance.
You can meet the expenses of angioplasty along with hospitalisation expenses by opting for an Angioplasty Indemnity Cover. All you need to do is pay a nominal annual fee starting from Rs.271 to avail of this policy!
Here is everything you need to know about angioplasty insurance coverage before purchasing a policy.
The most prominent features of this plan are:
You can apply for this policy in just 4 simple steps.
The insurance provider will send you the policy details online.
Angioplasty Indemnity Insurance policies provide coverage for the following:
The policy covers the charges of in-patient care, pre-hospitalisation for up to 30 days, and post-hospitalisation for up to 60 days.
The plan also covers the expenses of diagnostic tests necessary during the pre-hospitalisation and treatment periods.
The plan covers the actual treatment charges for the procedure, including room rent, ICU, doctor’s fees, medications, etc.
This plan also covers the ambulance charges up to Rs.2,000 for transporting the patient to and from the hospital.
The details of the Angioplasty Indemnity Cover insurance policy are as follows:
The plan provides sum insured amounts of up to Rs.3 lakhs for premium amounts of Rs.684.
The Angioplasty Indemnity Cover policy remains valid for a period of 1 year from the purchase date.
You can pay for this policy online using any convenient methods, including debit or credit card, net banking, UPI, etc.
The following are excluded from the coverage of an Angioplasty Indemnity Cover policy:
The Angioplasty Indemnity Cover policy does not cover the treatment expenses of pre-existing illnesses.
The policy does not cover the expenses for hospitalisation or treatment other than angioplasty.
The policy does not cover the expenses of angiography unless it leads to angioplasty or insertion of a stent.
You will need the following documents to make a claim for Angioplasty Indemnity:
Duly signed claim form
Diagnosis by a recognized cardiologist
Coronary angiogram recommending angioplasty
Receipt copies for treatment bills
You can have your queries resolved by sending an email to firstname.lastname@example.org.
No, this policy is sold by Care Health Insurance Limited. You can purchase this policy through online marketplaces like Bajaj MARKETS.
No, you cannot renew this policy, instead, you need to repurchase it after it expires.
No, this Angioplasty Indemnity Cover is a standalone pocket insurance policy. Most health insurance plans do not cover this procedure.
No, this plan only covers the treatment and hospitalisation expenses of a policyholder. To include family members, you have to purchase separate policies for them.
The insurance provider will use NEFT or cheque to settle the claim.