Coverage of up to Rs. 3 Lakhs | Buy Angioplasty Indemnity Cover at just Rs. 271

What is Angioplasty Indemnity Cover?

Our stressful and sedentary lifestyle of today has led to a vast increase in lifestyle-related diseases. Heart-related issues like atherosclerosis have gained prominence and angioplasty is a life-saving procedure for this. Unfortunately, angioplasty is expensive and needs lengthy hospitalisation. Moreover, most healthcare policies do not have angioplasty covered by insurance.

 

You can meet the expenses of angioplasty along with hospitalisation expenses by opting for an Angioplasty Indemnity Cover. All you need to do is pay a nominal annual fee starting from Rs.271 to avail of this policy!

 

Here is everything you need to know about angioplasty insurance coverage before purchasing a policy.

 Key Features of Angioplasty Indemnity Cover

The most prominent features of this plan are:

High Coverage for Low Premiums

Angioplasty Indemnity Insurance policies provide a relatively high sum assured amount of up to Rs.3 lakhs for reasonable premium amounts starting at Rs.271.

Covers Hospitalisation Costs

This policy also covers the expenses of a lengthy hospitalisation period necessary for this procedure for up to Rs.3 lakhs.

Includes Ambulance Expenses

This policy also covers the ambulance expenses incurred to transport the patient to and from the hospital.

How to Apply for an Angioplasty Indemnity Cover?

You can apply for this policy in just 4 simple steps.

  • Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Fill in the Details

    Enter the required details in the online application form

  • Make the Payment

    Complete the quick online payment

 

The insurance provider will send you the policy details online.

What’s Covered

Angioplasty Indemnity Insurance policies provide coverage for the following:

  • Hospitalisation Expenses

The policy covers the charges of in-patient care, pre-hospitalisation for up to 30 days, and post-hospitalisation for up to 60 days.

  • Diagnostic Tests

The plan also covers the expenses of diagnostic tests necessary during the pre-hospitalisation and treatment periods.

  • Treatment Expenses

The plan covers the actual treatment charges for the procedure, including room rent, ICU, doctor’s fees, medications, etc.

  • Ambulance Expenses

This plan also covers the ambulance charges up to Rs.2,000 for transporting the patient to and from the hospital.

Policy Plan Details & Specifications 

The details of the Angioplasty Indemnity Cover insurance policy are as follows:

  • Coverage Limit: 

The plan provides sum insured amounts of up to Rs.3 lakhs for premium amounts of Rs.684.

  • Policy Validity: 

The Angioplasty Indemnity Cover policy remains valid for a period of 1 year from the purchase date.

  • Payment Methods: 

You can pay for this policy online using any convenient methods, including debit or credit card, net banking, UPI, etc.

Deductibles & Exclusions 

The following are excluded from the coverage of an Angioplasty Indemnity Cover policy:

  • Pre-Existing Disease Treatment: 

The Angioplasty Indemnity Cover policy does not cover the treatment expenses of pre-existing illnesses.

  • Other Reasons for Hospitalisation: 

The policy does not cover the expenses for hospitalisation or treatment other than angioplasty.

  • Diagnostic Procedures Not Leading to Angioplasty: 

The policy does not cover the expenses of angiography unless it leads to angioplasty or insertion of a stent.

Documents Required to Process Claims

You will need the following documents to make a claim for Angioplasty Indemnity:

  • Duly signed claim form

  • Diagnosis by a recognized cardiologist 

  • Coronary angiogram recommending angioplasty

  • Receipt copies for treatment bills

Customer Care Details or Angioplasty Indemnity Cover

You can have your queries resolved by sending an email to insuranceconnect@bajajfinservmarkets.in.

Angioplasty Indemnity Cover FAQ's

  • ✔️Is the Angioplasty Indemnity Cover policy sold by Bajaj MARKETS?

    No, this policy is sold by Care Health Insurance Limited. You can purchase this policy through online marketplaces like Bajaj MARKETS.

  • ✔️How can I renew the Angioplasty Indemnity Cover policy?

    No, you cannot renew this policy, instead, you need to repurchase it after it expires.

  • ✔️Is this policy included in a health insurance policy?

    No, this Angioplasty Indemnity Cover is a standalone pocket insurance policy. Most health insurance plans do not cover this procedure.

  • ✔️Will the Angioplasty Indemnity Cover policy include treatment expenses for the policyholder's family members?

    No, this plan only covers the treatment and hospitalisation expenses of a policyholder. To include family members, you have to purchase separate policies for them.

  • ✔️How will the insurance provider settle the claim?

    The insurance provider will use NEFT or cheque to settle the claim.