Vehicle Modification Insurance

What is Vehicle Modification Insurance?

In an unfortunate event that you are involved in a motor accident, you may suffer serious physical injuries that can lead to temporary or permanent disabilities. These disabilities may hamper your mobili ty and force you to make some vehicle modifications in order to move around. To take care of a situation like this, Care Health Insurance Co. Ltd. has introduced the Group Care 360 - Vehicle Modification insurance plan. This Vehicle Modification Insurance plan provides compensation for permanent total disablement up to ₹10,000 and vehicle modification expenses up to ₹10,000. Let’s take a closer look at the features and benefits of Vehicle Modification Insurance. 

 

Your Vehicle Modification Insurance will be activated and details will be sent to your email. 

Eligibility Criteria 

The following basic eligibility criteria will apply for purchasing the Vehicle Insurance plan: 

 

• The age of the applicant must be 18 years or above. 

• As this is a group insurance plan, the insured must be part of the group that their employer has purchased insurance for. 

Vehicle Modification Insurance Policy Details 

If you wish to understand the specifications of the policy in detail, you can take a look at the table given below: 

In order to understand exactly how much coverage will be offered under total disability under different situations, take a look at the table below: 

What’s Not Covered Under the Vehicle Modification Insurance?

The following are the situations not covered under the Vehicle Modification Insurance:

 

• The modifications are implemented solely for the interest of the insured member and no other party. 

• The expenditures do not include regular wear and tear repairs, renovations, or improvisations to the current setup of the vehicle. 

How to Make a Claim for the Vehicle Modification Insurance? 

You can file a claim by contacting the insurance company in one of the following ways:

 

• Claims@careinsurance.com is the e-mail address to be used for communication.

• Call on 1800-102-4488 which is a toll-free number.

Once you receive the claim form, fill it up with the correct details and attach the required documents such as medical bills, and doctor’s reports before submitting the claim application.

Customer Care Details

You can connect with us at Bajaj MARKETS for any queries. Just email us at: insuranceconnect@bajajfinservmarkets.in