HSBC Bank Business Loan

HSBC Bank offers various types of loans, including business loans. You can choose from several business loan options to fund various business expenses, such as: 

• Purchasing equipment 

• Covering payroll expenses 

• Clearing utility bills 

• Purchasing raw materials 

• Renting office space

HSBC Bank business loans help you manage your business finances, whether you plan to expand, streamline cash flow, or reduce existing debts. With flexible loan options, HSBC ensures that your business has the financial backing it needs to grow.

Disclaimer: The interest rates listed above are subject to change as per the bank’s policies.

The HSBC Bank business loan offers high-value funding solutions to support your business needs. Here are the benefits and features:

• High Loan Amounts

HSBC offers high-value business loans of up to ₹40 Crores to meet your financial needs. You can also avail this lending facility against your completed residential or commercial property or term deposits held with HSBC.

• Flexible Loan Options

You can take the loan as an overdraft or a term loan according to your business needs. HSBC also offers options like Loan Against Property (LAP), Lease Rental Discounting (LRD), and Secured Overdraft.

• Simple Documentation

HSBC Bank ensures a smooth application process with simple documentation. This helps you access funds quickly so you can focus on growing your business.

Here are the interest rates and charges associated with the HSBC Bank business loan:

Disclaimer: The interest rates listed above are subject to change as per the bank’s policies.

Compare the HSBC Bank business loan interest rates with those from other banks and NBFCs to find the best fit for your business.

Disclaimer: The interest rates listed above are subject to change as per the bank’s policies. Check for 

Here are the types of business loans that HSBC Bank offers to support the financial needs of small and medium-sized enterprises (SMEs):

• Overdraft

This facility improves cash flow by offering quick fund access and lowering the risk of overdrafts. It also reduces the risk of unplanned overdrafts.

• Loan Against Property (LAP)

You can secure loans by providing your existing properties as collateral. This allows you to leverage the value of your property to finance your business requirements.

• Commercial Property Purchase Loans

You can obtain funding to purchase commercial property in India through HSBC Bank. This supports the expansion of your business operations by enabling you to own your workspace rather than rent it.

Here are the eligibility criteria that a business needs to meet to get an HSBC Bank business loan:

• An annual turnover of up to ₹20 Crores

• Business vintage of at least 3 years with a good credit score. 

• Operations in a similar line of business for more than 3 years

• Borrower must comply with RBI’s MSME definition. Udyam Registration may be required.

Note: Eligibility may vary based on loan type (secured/unsecured) and customer relationship with HSBC.

Check out the documents that a business needs to submit to avail of an HSBC Bank business loan:

• Filled Application Form: Background information, email ID, business information, etc.

• KYC Documents: Aadhaar card, voter's ID card, PAN card, passport, driving licence, utility bills

• Business Registration Documents: GST registration certificate, registration certificate, and other certificates

• Bank Statements: Latest bank account statements of the business for the last few months

• Financial Statements: Audited financial statements of the last 2-3 years 

• Income Tax Returns: ITR documents of the past few years

Note: Documentation may vary based on loan type (secured/unsecured) and customer relationship with HSBC.

Here are the steps you need to follow to apply for an HSBC Bank business loan:

• Step 1: Go to the official HSBC Bank website and visit the business lending page

• Step 2: Click on ‘Schedule a Meeting’ to proceed with your loan enquiry

• Step 3: Fill in the form with details such as your name, company name, turnover, phone number, email ID, etc.

• Step 4: Submit the form to schedule a meeting with HSBC Bank

Once you complete the above steps, a bank representative will contact you regarding the next steps.

You can contact the customer care team of HSBC Bank by calling 1800 103 2666 or 1800 103 2667 if you are within India. 

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