Discover how Zurich Kotak Car Insurance can safeguard your vehicle and your finances.
A sudden accident, theft, or natural disaster can leave you stranded and financially burdened. Zurich Kotak Car Insurance offers comprehensive coverage to protect you from such unforeseen circumstances.
It comes with robust insurance plans, cashless claims, and 24/7 assistance. With these benefits, you can drive with peace of mind, knowing your car is protected from damages incurred due to accidents or calamities. Get a plan on Bajaj Markets at affordable premiums starting from ₹2,094 per year.
On Bajaj Markets, you can compare different policies to protect your car from unwarranted damages. The following are the Zurich Kotak Car Insurance Plans you can opt for-
Insurer |
Claim Settlement Ratio |
Starting Premium |
Zurich Kotak Car Insurance |
98% |
₹2,094 |
Disclaimer: The premium rates provided above are only indicative and may vary subject to changes in the insurer’s policies.
This insurer provides a comprehensive range of policies to protect your car and financial well-being. The following are the types of Zurich Kotak Car Insurance plans you can get-
Policy Name |
What’s Covered |
Third-party Insurance |
It covers any damages or injuries caused by your vehicle to a third party |
Own Damage Cover |
This policy protects your car against damages caused by accidents, theft, fire, natural disasters, and other unforeseen events |
Comprehensive Insurance |
This policy offers the most extensive protection, combining both third-party liability and own damage cover, |
You can opt for a policy of your choice on Bajaj Markets from the comfort of your home. Follow these simple steps to get the Zurich Kotak Car Insurance plan-
Navigate to the ‘Check Plans’ tab added at the top of this page
Enter the information about your vehicle’s make, model, registration number, etc.
Provide your personal details
Get a quote for Zurich Kotak Car Insurance policies
Choose a plan as per your specific needs
Select add-on covers suited to your requirements
Upload all the mandatory documents to reach the payments page
Pay the applicable premium amount to receive the plan
This policy is packed with characteristics that are designed to provide you with comprehensive protection. The following are some of the features of this plan from Zurich Kotak Car Insurance-
Cashless claims at network garages
Discounts on Zurich Kotak Car Insurance price
Comprehensive coverage
Added covers to widen your coverage
No Claim Bonus (NCB) protection to reduce premiums
Selecting the perfect policy is essential to safeguard your vehicle and finances. Zurich Kotak Car Insurance provides the following benefits to cater to your specific needs-
Experience the convenience of hassle-free claim settlements at an extensive network of 4,400+ partner garages
Tailor your policy with optional add-ons to match your unique requirements
Get timely help with their towing facility in case of breakdowns or accidents
Benefit from efficient claim settlements, whether it is cashless or reimbursement claims
Earn attractive discounts on renewal premiums with the No Claim Bonus (NCB) protect add-on cover
Opt for a higher voluntary deductible to potentially lower your Zurich Kotak Car Insurance price
Enjoy various discounts on this car insurance plan, including those for Automobile Association of India (AAI) members
Before choosing this policy, it is crucial to understand what it covers and excludes. This knowledge ensures you have adequate protection.
Inclusions |
Exclusions |
Physical damage to your car |
Claims arising out of contractual liabilities |
Total loss due to burglary or theft |
Losses incurred outside the geographical area of the policy |
Losses incurred because of natural calamities like earthquakes and floods |
Any type of consequential damages or losses due to standard deprecation |
Any loss caused due to strikes, riots, terrorist attacks, and other man-made malicious activities |
Damages caused by mechanical or electrical breakdown |
Loss or damages to the third-party or their property |
Losses incurred due to intoxicated driving |
Personal accidental cover in case of the death or permanent total disability of the owner or driver |
Any damages caused during war, foreign invasion, or a nuclear explosion |
Several components determine the cost of your policy. The following are some of the factors that influence your Zurich Kotak Car Insurance price-
Opting for comprehensive coverage typically results in a higher premium compared to third-party insurance.
Longer policy terms often come with lower premiums compared to shorter durations.
High-end vehicles with higher Insured Declared Values (IDV) generally have higher insurance costs.
While newer models have higher IDV, older vehicles tend to have lower premiums due to depreciation.
Your vehicle's registration location plays a crucial role, as areas with higher accident rates or theft risks may have increased insurance premiums.
A clean driving record without claims earns you a No Claim Bonus (NCB), which reduces your premium.
While optional add-ons enhance your policy's coverage, they also increase the premium cost.
Making sense of the cost of your policy is an important point of consideration when comparing different policies. Check out how you can get the premium price for Zurich Kotak Car Insurance-
Navigate to the insurance premium calculator page
Provide your car registration number, mobile number, and PIN code
Click on the ‘Get Quote’ button to get an estimate of the premium price
This plan provides a range of additional coverage designed to safeguard your vehicle from additional risks. The following are the add-on covers you can get-
24x7 Roadside Assistance
Consumables Cover
Depreciation Cover
Engine Protect
Loss of personal belonging
Key Replacement
No Claim Bonus (NCB) Protect
Return to Invoice
Tyre Cover Daily Car Allowance
The claim settlement ratio of the Zurich Kotak Car Insurance policy is approximately 99%.
Yes, you can opt for the No Claim Bonus (NCB) Protect add-on to get protection against your claims and enjoy a discount on premiums upon policy renewal.
This policy provides your car with extensive coverage and safeguards your financial well-being. You can enjoy all these features with low premium costs.
Yes, this policy provides a towing facility in case of untimely breakdowns or accidents.