ICICI Platinum Credit Card

Make shopping and travel all the more exciting with this credit card!

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ICICI Bank Platinum Chip Credit Card

The ICICI Platinum Chip Credit Card not only comes with zero annual fee but also treats you to exclusive benefits like a 15% discount on dining and a 1% fuel surcharge waiver. With an embedded microchip for added security, you're not just swiping; you're indulging in a lifestyle enriched with rewards. Ready to elevate your credit card experience? Find out more about what the card has to offer.

Features and Benefits

Here is an overview of the top features of this card that you can take advantage of:

Waiver of Fuel Surcharge

With the ICICI Bank Platinum Chip credit card, you can get a 1% waiver on fuel surcharge at Hindustan Petroleum Corporation Limited (HPCL) petrol pumps. This benefit can be availed at pumps where the ICICI Merchant Services swipe machines are used on all transactions under ₹4,000.

Reward Points on Your Spends

Holders of the ICICI Platinum Chip card can earn 2 reward points every time they spend ₹100 on all retail purchases other than fuel. You can redeem these ICICI Platinum Chip credit card reward points for attractive rewards on products.

Special Benefits for Visa and Mastercard Holders

Holders of this credit card can enjoy platinum benefits from Visa on dining, shopping, hotel and travel, among other activities. As for Mastercard holders, they can use the exclusive Mastercard Priceless Specials program.

How to Apply for the ICICI Platinum Chip Credit Card

To start the application process for this credit card, adhere to these steps:

Click the 'Apply Now' button
Enter essential information, including your mobile number, date of birth, and profession
Proceed by clicking 'Next’
Submit the OTP received via SMS
Provide details such as your PAN Card number, personal email address, residence pin code, and monthly income
Choose 'ICICI Bank Platinum Chip Credit Card' from the displayed credit card options
Complete the verification stage by entering your employment and personal details

Eligibility Criteria and Documents Required Credit Card

It is important to know the ICICI Platinum Chip credit card eligibility criteria, so you can apply if you are eligible for it. You also need to know the documents you have to submit as a part of the application process. Check out these details below.

1. Eligibility Criteria for the ICICI Platinum Chip Credit Card

Particulars	Details
Age	Above 23 years
Occupation	Self-Employed or Salaried
Income Criteria	Salaried Individual - ₹30,000 or above per month Self-employed Individual - ₹50,000 or above per month

2. Documents Required for the ICICI Platinum Chip Credit Card

Particulars	Documents
Identity Proof	PAN, Aadhaar Card, Passport, Voter’s ID, Driving licence, or any other government-approved photo ID proof
Address Proof	Aadhaar Card, Passport, Driving licence, latest utility bill, Voter’s ID, or any other government-approved address proof
Income Proof	Payslips (Latest) , Income Tax Return, or Form 16
Other documents	A colour photograph of the applicant

Fees and Charges of ICICI Platinum Chip Credit Card

If you plan to apply for this credit card from ICICI Bank, you need to know the applicable fees and charges. Here is everything you need to know about this.

Particulars	Fees
Joining fee	Nil
Annual fee	Nil
Finance charges	3.40% per month or 40.80% per annum
Cash advance fees	3.40% per month or 40.80% per annum
Foreign currency conversion charges	3.5%
Card replacement charges	₹100
Over-limit fee	2.5% of the over-limit amount (subject to a minimum of ₹550)
Late Payment Charges	Less than ₹100: NIL Between ₹100 and ₹500: ₹100 Between ₹501 and ₹5,000: ₹500 Between ₹5,001 and ₹10,000: ₹500 Between ₹10,001 and ₹25,000: ₹900 Between ₹25,001 and ₹50,000: ₹1,000 Above ₹50,000: ₹1,200

Disclaimer: The values mentioned in the table above are indicative and subject to change. Please refer to the issuer's MITC document for more details.

Customer Care Details

In case you have any queries about your ICICI Bank Credit Card, you can reach out to the team of ICICI Bank Credit Card Customer Care in any of the ways mentioned below.:

Call 1800-1080
Email the bank at customer.care@icicibank.com

About ICICI Credit Cards

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What is the ICICI Platinum Chip Credit Card limit?

The limit on the ICICI Bank Platinum Chip credit card will be determined by the bank and communicated to you when the card is delivered. You can increase your credit card limit by submitting a request to the bank.

What are the benefits of the ICICI Platinum Chip Credit Card?

The ICICI Platinum Chip Credit Card offers several rewards and benefits to the cardholders. You can get a 1% waiver on fuel surcharge at HPCL pumps. You can also earn two reward points for each retail purchase you make and then redeem these points on dining, shopping, hotel and travel bookings.

What is the annual fee on the ICICI Bank Platinum Chip credit card?

ICICI Bank does not charge its customers any annual fee for the Platinum Chip credit card.

Is the ICICI Platinum Chip Credit Card free?

Yes, there is no joining fee or annual fee on this credit card from ICICI Bank.

Why do I need an ICICI Bank Platinum Chip Credit Card?

A security chip card is included with this ICICI Bank Platinum Chip credit card. This chip offers additional protection by giving you a Personal Identification Number while defending all users against fraud.

What is the ICICI Bank Platinum Chip credit card enrollment fee?

There is no enrollment fee applicable on the ICICI Bank Platinum Chip credit card.

What is the credit limit for ICICI Bank Platinum chip card?

The credit limit of this credit card is a decision made at the bank’s discretion and can depend on your eligibility.

Is complimentary lounge access available through the ICICI Bank Platinum Chip Credit Card?

Yes, it is. However, please refer to the bank’s terms and conditions (or other literature) to confirm the various airports and lounges that can offer you this service.