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American Express Credit Card Bill Payment

**Disclaimer: American Express Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only

Amex is a short form used for American Express. In this fast-evolving world, it is very important for all the users to be well aware of the services and facilities offered by the institution for a good experience without any hassle. In the case of Amex credit card bill payment, the users get a huge list of methods to choose from.

The Amex credit card payment process is also simple and fast to save the valuable time of the users. Amex provides both online and offline modes to suit the convenience of all types of people. It also provides automatically scheduled payments for cardholders to avoid any defaults.

Here is a list of all the main Amex credit card bill payment methods -

Online Methods

Offline Methods

Mobile Application

Courier

NEFT

DropBox

UPI

Call

Direct Debit (Online Enrolment)

Direct Debit (Offline Enrolment)

 

Amex Credit Card Payment Methods

There is a wide variety of options available for Amex credit card bill payment online for account holders as well as non-account holders. All of the methods are designed to provide a hassle-free experience to the users.

Amex credit card bill payment online methods

1. MobiKwik

MobiKwik is one of the easiest and fastest options for Amex credit card payments. The customers visit the official portal or download the MobiKwik application at their convenience.

Follow the below-mentioned steps to access this method -

  • Visit the MobiKwik App or portal.

  • Go to the ‘Recharge and Bill’ page.

  • Enter details like credit card number, bill amount, etc.

  • Choose the payment mode and fill in the voucher code (if any).

  • Tap on the ‘Confirm’ button and your payment will be successfully made.

2. NEFT

NEFT stands for National Electronic Funds Transfer. It is also a very simple and liable payment option for Amex credit card bill payment online. You just have to be very careful while filling in the details of payment. An example of the same is mentioned below -

Payee Name: American Express

Payee Account No. : 37XXXXXXXXXXXXXXX (Make sure that you enter a 15 digit account number starting with 37).

Name of Bank: Standard Chartered Bank

Account Type: Current

IFSC Code: SCBL0036020

Home Branch Address: Standard Chartered Bank, Narain Manzil. 23 Barakhamba Road, New Delhi 110001.

3. UPI

UPI stands for Unified Payments Interface. UPI is one of the most common and preferred payment modes in India and can be used for Amex credit card bill payments. Users have to only log in using the credentials and then enter the account number.

4. Other Modes

American Express credit card bills can also be paid using debit cards(powered by RuPay), credit cards, and cheques.

5. Direct Debit

Consumer Cards fall under direct debit. In this, you just have to register your card, and then the total outstanding amount will be reduced from your account on a monthly basis. This is controlled and maintained by the National Payment Corporation Of India’s National Automated Clearing House. If you want to enroll your card, you will have to download the enrollment form online, fill in the required details and submit it. The process will be completed in 5 business days.

Amex Credit Card Payment Offline Methods

The account holders and non-account holders’ customers can opt for various offline options for Amex credit card bill payments. These methods are designed to provide an easy and hassle-free experience to the users. The offline methods are -

  • Direct Debit

Consumer Cards fall under direct debit. In this, you just have registered your card and then the total outstanding amount will be reduced from your account on a monthly basis. This is controlled and maintained by the National Payment Corporation Of India’s National Automated Clearing House. You can get the hard copy of the enrolment form and submit with along with the required details and documents. The process will be completed within 3-4 weeks.

  • Courier

For Amex credit card bill payments, the customers can send the cheque/bank draft of the total outstanding amount by courier, payable to ‘AEBC Card No. 37XXXXXXXXXXXXXXX’.

The courier address should read as:

American Express Banking Corporation Cyber City Tower ‘C’

DFL Building No. 8, Sector 25, DLF City Phase II

Gurgaon-122002, Haryana.

  • DropBox

To pay American Express credit card bills, search for the nearest DropBox from your location. There you put the cheque/bank draft of the total outstanding amount. Make sure you mention important details like ‘AEBC Card No. 37XXXXXXXXXXXXXXX’

**Note - Do not put cash payments in dropbox. Also, remember that payments made using cheques will be processed only after American Express gets a confirmation from the concerned bank regarding sufficient funds.

  • Call

You can also contact Amex credit card customer care via a call on 1800-472-9297. Provide the executives with the required information and they will guide you in the further process.

Payment Processing Time for the Various Amex Card payments Methods

Methods

Processing Time

UPI

1-2 business days

Direct Debit (Online Enrolment)

5 business days

Mobile Application

3-4 hours

NEFT

2-3 business days

Courier

2-3 weeks

Direct Debit (Offline Enrolment)

3-4 weeks

DropBox

2-3 weeks

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FAQs on Amex Credit Card Payment

✔️How do I pay an American Express credit card bill?

There are various online and offline methods by which you can pay your American Express credit card bill. You can pay the bills by either NEFT, UPI, Debit Cards, Credit Cards, etc. You can also use the direct fund transfer method for the same.

✔️How can make Amex credit card payments through billdesk?

To make American Express credit card bill payments via billdesk, the customers will have to visit the official website of Amex. Enter card details, amount, etc. The portal will ask for confirmation before initiating the transaction. Once the transaction is completed, the user will receive an online confirmation as well.

✔️Can I pay my American Express Card bill through a debit card?

Yes, you can pay your American Express credit card bill using your debit card. Amex only accepts debit cards that are powered by RuPay. So if your debit card is linked with RuPay, then yes debit card is an option for you.