ICICI Instant Platinum card

ICICI Instant Platinum Credit Card

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from ICICI Bank now!

About ICICI Bank Instant Platinum Credit Card

**Disclaimer: ICICI Bank Instant Platinum Credit Card is not a Finserv MARKETS partner product. Offers would be from partner Banks/NBFCs only

 

One of India’s best private sector banks, ICICI Bank, is well known for introducing unique and hugely helpful financial products like credit cards. One of the many different credit card options that you can get from the bank is the ICICI Instant Platinum Credit Card.

 

Perfect for individuals looking for an instant credit card with hassle-free ownership, the ICICI Bank Instant Platinum Credit Card offers several advantages to the cardholder. Interested in getting to know more about this card? Read on to find out. 

ICICI Instant Platinum Credit Card Benefits and Features

ICICI Instant Platinum card

From instant issuance to movie and dining offers, the ICICI Bank Instant Platinum Credit Card’s features and benefits are aplenty. Let’s get to know some of the most important ones.

Zero Documentation and Fees

The ICICI Instant Platinum card can be availed completely free of cost and without the submission of any documentation if you already possess a fixed deposit with ICICI Bank.

Discounts and Offers

With the Instant Platinum Credit Card from ICICI Bank, you’re eligible to receive a 25% discount on movie tickets (up to Rs. 100 each month) booked through BookMyShow. Also, you get a discount ranging from 15% to 20% on dining across various restaurants in the country.

Fuel Surcharge Waivers

For purchases of fuel up to Rs. 4,000 at HPCL pumps, you can avail a fuel surcharge waiver of 1%.

Internationally Recognized

The ICICI Instant Platinum card is recognized internationally and can be used to avail services like lost card replacements and Global Emergency Assistance from anywhere in the world.

ICICI Instant Platinum Credit Card Fees and Charges

Now that you’ve seen the ICICI Instant Platinum Credit Card benefits and features, it’s time you saw what the fees and charges associated with the card are. The table below enumerates a few of the key fees that the bank levies.

Fees and Charges

Amount

First Year Fees

Not Applicable

Finance Charges

3.50% per month

Annual Fees for Add-on Cards

Not Applicable

Fees for Cash Withdrawals

2.50% of the total cash withdrawn or Rs. 500, whichever is higher

Card Replacement Fees

Rs. 100

Late Payment Fees

Ranges between Rs. 100 and Rs. 1,200, depending on the total unpaid outstanding amount on the card

Fee for Cheque Dishonour or Returns

2% of the payment amount or Rs. 500, whichever is higher

Overlimit Fee

2.50% of the amount over the limit or Rs. 550, whichever is higher

Foreign Currency Transaction Fees

3.50% of the total transaction amount

ICICI Instant Platinum Credit Card Reward Points

The ICICI Bank Rewards program is undoubtedly one of the best in the country. And by applying for the ICICI Bank Instant Platinum card, you get to take part in the program as well. Here are some highlights of the credit card reward points program.

  • For every Rs. 100 that you spend (except on fuel), you get to earn 2 PAYBACK points.

  • For every Rs. 100 that you spend on utility payments and insurance purchases, you get to earn 1 PAYBACK point.

Eligibility Criteria for the ICICI Instant Platinum Credit Card

To qualify for the ICICI Bank Instant Platinum Credit Card, all that you have to do is satisfy the criteria set by the bank. Here’s what the ICICI Instant Platinum Credit Card eligibility criteria are.

  1. The applicant must have a fixed deposit with ICICI Bank of at least Rs. 20,000 and with a tenure of at least 180 days or more.

  2. The applicant must be between 18 and 60 years of age.

  3. The applicant must be an Indian citizen.

  4. Fixed deposits under the following categories - linked / quantum / 80C / NRE / NRO / HFC are disallowed for determining credit card eligibility.

Documents Required to Apply for the ICICI Instant Platinum Credit Card

Once you’ve ascertained your eligibility, the next step in the ICICI Platinum Instant Credit Card process is to get all of your documents in order. However since this credit card is offered only to individuals possessing a fixed deposit with ICICI Bank, you wouldn’t have to submit any documents whatsoever if this particular criteria is met. You can simply proceed to apply for the card.

How to Apply for an ICICI Instant Platinum Credit Card?

Since the Instant Platinum Credit Card from ICICI Bank is not offered on Finserv MARKETS, to apply for it, you would have to visit the credit card section of the website of ICICI Bank and click on the ‘Apply Now’ button. Alternatively, considering that you have a fixed deposit with ICICI Bank, you can also log into your account using your user credentials and apply for the credit card directly from your internet banking portal.

How to reach the ICICI Instant Platinum Credit Card customer care?

Contacting the ICICI Bank credit card customer care is extremely easy and quick. You can reach them by calling either of these two numbers - 1800 1020 1239 or 0222 3366 7777. To learn more about the ICICI Credit Card Visit Finserv MARKETS.

FAQs on ICICI Instant Platinum Credit Card

  • ✔️What is the general review of the ICICI Instant Platinum card?

    The ICICI Instant Platinum card reviews are all very positive. With low entry requirements and maximum benefits, this credit card is the perfect option for individuals already possessing a good relationship with ICICI Bank.  

  • ✔️How much is the maximum ICICI Instant Platinum Credit Card limit?

    The ICICI Instant Platinum Credit Card limit varies depending on a multitude of factors such as the quantum of fixed deposit and others. To know what your limit is, check your credit card statement or log into your ICICI Bank account.

  • ✔️How to make the payment for the Instant Platinum Credit Card?

    To make credit card bill payments online, log into your ICICI Bank account using your user credentials, navigate to the credit card section, and proceed to make the payment.

  • ✔️How to check the ICICI Bank Instant Platinum Credit Card application status?

    You can quickly and effortlessly check the application status of your ICICI Instant Platinum card through this link.