Fixed deposits are a viable option for most investors, young and old. Opening an FD account has become very easy these days. You can opt for offerings from leading issuers such as the Ujjivan Small Finance Bank in a matter of a few clicks.
Since all investors have different financial goals, Ujjivan Small Finance Bank offers different FD investment options with lucrative rates and benefits. You can enjoy Ujjivan Small Finance Bank fixed deposit rates of up to 8.25%* p.a., with an enhanced interest rate for senior citizen investors. *T&C Apply.
Read on to learn more about their FD interest rates, its features, benefits, types, eligibility, and more.
It recently updated its fixed deposit interest rate, which gives you a new investment opportunity. With the new Ujjivan Small Finance Bank FD rates, you can invest in a safe avenue. Use the interest earnings to meet varied goals, such as education, marriage, home purchase and more.
With various Ujjivan Bank FD options, you can find the right fit for yourself and enjoy a range of beneficial features. Read on to know the current FD rates of Ujjivan Small Finance Bank, and use the Ujjivan FD calculator to plan your investment.
The Ujjivan Small Finance Bank is one of the trusted banks in India. With a customer base of over 78+ Lakhs spread over 248 districts, 25 states and Union Territories, Ujjivan Small Finance Bank continues to expand its reach with 686 branches with 533 ATMs as on August 31st 2023.
The Ujjivan Small Finance Bank FD is designed to cater to the needs of all investor profiles, and these instruments have many features. Moreover, the rates on offer are one amongst the highest in the market. This makes it a viable choice for anyone interested in long-term returns.
Here are the latest Ujjivan Small Finance Bank FD interest rates on term deposits of up to ₹2 Crores for Domestic, NRO.
Tenure |
Interest rate for Non-Senior Citizens |
Interest rate for Senior Citizens |
7 Days to 29 Days |
3.75% p.a. |
4.25% p.a. |
30 Days to 89 Days |
4.25% p.a. |
4.75% p.a. |
90 Days to 179 Days |
4.75% p.a. |
5.25% p.a. |
6 Months to 9 Months |
5.50% p.a. |
6.00% p.a. |
9 Months 1 Day to <12 months |
6.50% p.a. |
7.00% p.a. |
12 months |
8.25% p.a. |
8.75% p.a. |
12 months 1 day to 13 months |
6.50% p.a. |
7.00% p.a. |
13 Months 1 day to 559 days |
8.00% p.a. |
8.50% p.a. |
80 Weeks (560 Days) |
8.25% p.a. |
8.75% p.a. |
561 Days to 989 Days |
7.50% p.a. |
8.00% p.a. |
990 Days |
7.75% p.a. |
8.25% p.a. |
991 Days to 60 Months |
7.20% p.a. |
7.70% p.a. |
60 months 1 Day to 120 Months |
6.50% p.a. |
7.00% p.a. |
Disclaimer: Note that the above mentioned Ujjivan Small Finance Bank FD interest rates are effective from 1st June 2023 and are subject to change at the issuer’s discretion. Other T&C Apply.
Before investing, you should also note the key features of the offering. They are as follows.
The fixed deposit rates go up to 8.25% * p.a., depending on your tenor, investor profile, and payout option
Ujjivan Small Finance Bank FD rates for senior citizens are 0.50% p.a over the regular FD rates
Get higher returns by investing your funds for a period of 560 days.
You can book your fixed deposit with a minimum amount of ₹1,000 and a maximum deposit of ₹2 Crores
Book your FD instantly using a complete paperless digital process
*T&C Apply.
While the FD rates by Ujjivan Small Finance Bank are attractive, you can only invest if you have your documents in order. To enjoy a seamless experience, you must submit the following.
Aadhaar card
PAN card
Mobile number linked to your Aadhaar card
Invest in Ujjivan Small Finance Bank FD with ease on Bajaj Markets or compare and choose other issuers, based on your goals. Best of all, you can start investing digitally from the comfort of your home.
*T&C Apply
Senior citizens enjoy a 0.50% higher interest rate for all types of fixed deposits.
You can book an Ujjivan Small Finance Bank FD with a minimum amount of ₹1,000 and a maximum of up to ₹2 Crores.
With Ujjivan Small Finance Bank Tax-saver fixed deposits, you can enjoy tax benefits of up to ₹1.5 Lakhs under Section 80C of the Income Tax Act.
For non-cumulative FDs, you can opt for monthly / quarterly payouts or at maturity. For more details, please visit www.ujjivansfb.in.