What is the highest FD interest rate for the Ujjivan Small Finance Bank?

For a regular Ujjivan Small Finance Bank FD account, you can get a maximum interest rate of 8.25% p.a. For a senior citizen FD account, the maximum interest rate is 8.75% p.a.

Do I need to open a savings account with Ujjivan Small Finance Bank to open an FD?

No. You can start a fixed deposit to enjoy high Ujjivan FD rates even without a savings account.

Is a minimum deposit required to open a fixed deposit account with the Ujjivan Small Finance Bank?

To book an Ujjivan Small Finance Bank FD, the open minimum amount you need is ₹1,000.

Can I open more than one FD with Ujjivan Small Finance Bank?

If you plan to open a digital FD, you can only start one FD. Your Ujjivan Small Finance Bank FD account is linked with your registered mobile number, which requires a unique OTP for KYC purposes.

What are the Ujjivan Small Finance Bank FD interest payout options?

With Ujjivan Small Finance Bank FD, you can opt for periodic interest payout every month or quarter. You can even choose to receive your interest earnings at maturity.

Ujjivan Small Finance Bank FD

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Earn interest up to 8.75% p.a. by investing in an Ujjivan Small Finance Bank FD! Invest Now

Fixed deposits are a viable option for most investors, young and old. Opening an FD account has become very easy these days. You can opt for offerings from leading issuers such as the Ujjivan Small Finance Bank in a matter of a few clicks.

Since all investors have different financial goals, Ujjivan Small Finance Bank offers different FD investment options with lucrative rates and benefits. You can enjoy Ujjivan Small Finance Bank fixed deposit rates of up to 8.25%* p.a., with an enhanced interest rate for senior citizen investors. *T&C Apply.

Read on to learn more about their FD interest rates, its features, benefits, types, eligibility, and more.

It recently updated its fixed deposit interest rate, which gives you a new investment opportunity. With the new Ujjivan Small Finance Bank FD rates, you can invest in a safe avenue. Use the interest earnings to meet varied goals, such as education, marriage, home purchase and more.

With various Ujjivan Bank FD options, you can find the right fit for yourself and enjoy a range of beneficial features. Read on to know the current FD rates of Ujjivan Small Finance Bank, and use the Ujjivan FD calculator to plan your investment.

About Ujjivan Small Finance Bank

The Ujjivan Small Finance Bank is one of the trusted banks in India. With a customer base of over 78+ Lakhs spread over 248 districts, 25 states and Union Territories, Ujjivan Small Finance Bank continues to expand its reach with 686 branches with 533 ATMs as on August 31st 2023.

The Ujjivan Small Finance Bank FD is designed to cater to the needs of all investor profiles, and these instruments have many features. Moreover, the rates on offer are one amongst the highest in the market. This makes it a viable choice for anyone interested in long-term returns.

Ujjivan Small Finance Bank FD Interest Rates

Here are the latest Ujjivan Small Finance Bank FD interest rates on term deposits of up to ₹2 Crores for Domestic, NRO.

Tenure	Interest rate for Non-Senior Citizens	Interest rate for Senior Citizens
7 Days to 29 Days	3.75% p.a.	4.25% p.a.
30 Days to 89 Days	4.25% p.a.	4.75% p.a.
90 Days to 179 Days	4.75% p.a.	5.25% p.a.
6 Months to 9 Months	5.50% p.a.	6.00% p.a.
9 Months 1 Day to <12 months	6.50% p.a.	7.00% p.a.
12 months	8.25% p.a.	8.75% p.a.
12 months 1 day to 13 months	6.50% p.a.	7.00% p.a.
13 Months 1 day to 559 days	8.00% p.a.	8.50% p.a.
80 Weeks (560 Days)	8.25% p.a.	8.75% p.a.
561 Days to 989 Days	7.50% p.a.	8.00% p.a.
990 Days	7.75% p.a.	8.25% p.a.
991 Days to 60 Months	7.20% p.a.	7.70% p.a.
60 months 1 Day to 120 Months	6.50% p.a.	7.00% p.a.

Disclaimer: Note that the above mentioned Ujjivan Small Finance Bank FD interest rates are effective from 1st June 2023 and are subject to change at the issuer’s discretion. Other T&C Apply.

Features of the Ujjivan Small Finance Bank FD

Before investing, you should also note the key features of the offering. They are as follows.

The fixed deposit rates go up to 8.25% * p.a., depending on your tenor, investor profile, and payout option
Ujjivan Small Finance Bank FD rates for senior citizens are 0.50% p.a over the regular FD rates
Get higher returns by investing your funds for a period of 560 days.
You can book your fixed deposit with a minimum amount of ₹1,000 and a maximum deposit of ₹2 Crores
Book your FD instantly using a complete paperless digital process

*T&C Apply.

Types of Ujjivan Small Finance Bank FDs

Before investing in an Ujjivan Small Finance Bank FD, learn about the different FD types available that can help you make the right decision.

Digital Fixed Deposits

A minimum tenor of 6 months for NTB customers and a maximum of 10 years
No penalty for premature withdrawal after 6 months
Get FD receipt on your email ID within a day after opening an FD account

Platina FD

Minimum tenor starts from 12 months and a maximum of up to 5 years
The minimum deposit amount required is above ₹15 Lakhs
You can opt for payout at maturity or choose between monthly and quarterly payouts
No partial and premature closure is allowed

Regular Fixed Deposits

Book your FD for a minimum tenor of 60 days for NTB and a maximum timeline of up to 10 years
The investment amount must be in multiples of hundreds, with a minimum amount of ₹1,000 required to book an FD
Premature closure of the FD is allowed
Attractive interest rates with an additional 0.50% p.a. for senior citizens

Tax Saver Fixed Deposits

Mandatory 5-year lock-in period
Maximum deposit of ₹1.5 Lakhs in a financial year is allowed, while the minimum investment amount is ₹1,000
Get tax exemptions under Section 80C of the Income Tax Act of 1961
Available for Indian residents and HUF members only

*T&C Apply

Documents Required for Ujjivan Small Finance Bank Digital FD

While the FD rates by Ujjivan Small Finance Bank are attractive, you can only invest if you have your documents in order. To enjoy a seamless experience, you must submit the following.

Aadhaar card
PAN card
Mobile number linked to your Aadhaar card

Invest in Ujjivan Small Finance Bank FD with ease on Bajaj Markets or compare and choose other issuers, based on your goals. Best of all, you can start investing digitally from the comfort of your home.

*T&C Apply

Disclaimer

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort.

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.