Hassle-free Online Process | Top-Up Facility | No Hidden Charges
✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50%
With the balance transfer loan facility, you can now get lower interest rates on your existing loan. For many, this can be a smart option to lower the interest outgo on a home loan. Here, facilities like the Bajaj Housing Finance Home Loan Balance Transfer are a smart choice to consider.
With it, you can transfer your existing loan balance from one lender to Bajaj Housing Finance Limited and avail more favourable terms. Read on to know more about the benefits of Bajaj Housing Finance Home Loan Balance Transfer and how you can avail of this facility.
Bajaj Housing Finance offers competitive interest rates on home loan balance transfers. Moreover, you also get to enjoy lower associated charges and fees. The following table showcases Bajaj Housing Finance home loan balance transfer rate of interest and charges:
Type of Charges/Fees |
Rate/Charges Applicable |
Interest Rate |
8.95% onwards (for both salaried and self-employed) |
Foreclosure Charge |
|
Pre-payment Fees |
|
**Disclaimer: The interest rate, foreclosure, and pre-payment charges are subject to change as per Bajaj Finance Housing Limited. Double-check the details from the official website of the lender before applying.
Bajaj Markets allows you to apply for Home Loan Balance Transfer to Bajaj Housing Finance and other partner lenders.
The following table presents the interest rates offered by Bajaj Housing Finance Limited and other lenders offering this provision on Bajaj Markets. This will help you to compare and find the best-suited lending option:
Partners |
Minimum Interest Rate |
8.50% p.a. |
|
8.75% p.a. |
|
8.50% p.a. |
|
8.65% p.a. |
|
10.90% p.a. |
|
11.50% p.a. |
Disclaimer: Above-mentioned interest rates are subject to change at the lender’s discretion.
With the Bajaj Housing Finance Home Loan balance transfer EMI calculator, you can determine how much you can save by transferring your existing loan.
All you have to do is enter the details of your existing loan and the balance transfer offer from Bajaj Housing Finance Limited.
Bajaj Housing Finance Home Loan Balance Transfer Features and Benefits
Balance Transfer Facility
Transfer your home loan balance to us and enjoy amazing interest rates with minimal documentation.
Flexibility of Repayment
Enjoy the flexibility of choosing your home loan repayment tenure that goes up to 360 months.
Loan Top-Up Facility
In need of a top-up? No worries! Get the top-up amount without any extra documentation.
How to Apply for a Bajaj Housing Finance Home Loan Balance Transfer?
If you wish to apply for the Bajaj Housing Finance Home Loan balance transfer, follow these steps to enjoy your home loan at cheaper interest rates:
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Visit the official website of Bajaj Markets
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Scroll to the ‘Loans’ button, hover over “Home Loan Balance Transfer” and select the “Apply for Home Loan Transfer” option
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Fill out the application form with your personal, financial, and employment details
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Select Bajaj Housing Finance Limited as your preferred lender
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Enter the loan amount and the repayment tenure
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An executive will contact you for further proceedings if you meet the eligibility requirements and the application is approved
Home Loan Balance Transfer Partners
Other HLBT Partner Links
- ICICI Home Loan Balance Transfer EMI Calculator
- PNB Home Loan Balance Transfer EMI Calculator
- Union Bank Home Loan Balance Transfer EMI Calculator
- Bajaj Home Loan Balance Transfer Interest Rates
- ICICI Home Loan Balance Transfer Interest Rates
- PNB Home Loan Balance Transfer Interest Rates
- Union Bank Home Loan Balance Transfer Interest Rates
- Bajaj Home Loan Balance Transfer Eligibility
- ICICI Home Loan Balance Transfer Eligibility
- PNB Home Loan Balance Transfer Eligibility
- Union Bank Home Loan Balance Transfer Eligibility
Frequently Asked Questions on Bajaj Housing Finance Home Loan Balance Transfer
You can apply for Bajaj Housing Finance Home Loan Balance Transfer online on Bajaj Markets.
Yes, you can avail of a top-up loan post the Bajaj Housing Finance Home Loan Transfer.
The foreclosure charge is usually 4% plus GST of the outstanding loan amount. This amount has to be paid by non-individual borrowers with loans at floating rates and all borrowers with loans at fixed rates.
Your credit score will depend on your repayment history and current outstanding dues if any.
Yes, since all lenders consider your credit score before providing a loan, it may affect your home loan balance transfer.
Yes, since all lenders consider your credit score before providing a loan, it may affect your home loan balance transfer.
The processing fees for Bajaj Housing Finance Home Loan Balance Transfer is up to 7% of the outstanding loan balance.
