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How about checking some pre-approved offers you might be eligible for?

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EMI Card

Online Process | 1 Million+ Products | Interest-free EMIs

EMI Card

  • Overview

Buying that latest smartphone or zeroing in on a holiday package for you and your family need not burn a hole in your pocket. The Bajaj Finserv EMI card allows you to make purchases and payback in interest-free installments. Also, enjoy exclusive offers when you opt for one.

Features and Benefits

Get access to over 1 million+ products and 60,000 retail partners using your EMI card. With customized offers, higher loan amounts and interest-free EMI’s, enjoy online shopping like never before.

Pre-approved Amount

Apply online for an EMI card and enjoy a pre-approved loan amount up to Rs.4 lakhs.

Easy Repayment

Buy products using your EMI card and pay back in instalments that range from 3 months to 2 years.

Exclusive Offers

Enjoy pre-approved offers and seasonal deals when you shop with your Bajaj Finserv EMI card.

No Foreclosure Charges

You can foreclose your loan without paying any foreclosure charges.

No cost EMI

Purchases made using your EMI card are authenticated by an OTP sent to your RMN. Go ahead and shop securely.

How to Apply

It is easy to get an EMI card and only takes 3 steps. Currently available only for our existing customers.

  • Visit our online customer portal

    Login to our customer portal Experia & check your EMI card eligibility.

  • Make Online Payment

    Once you are logged in, make a payment of Rs.399 and you’re all set.

  • Get Card Delivery

    Sit back and relax, your EMI card will be delivered in 2 weeks.

EMI Card VS Credit Card

  • EMI Card

    • Interest-free EMIs – just make a one-time down-payment and the rest of the product cost is split into EMIs.

    • Average Credit Limit/Pre-Approved Loan limit provided is 75,000.

    • Online process – Paperless and swift.

  • Credit Card

    • High interest rates - minimum 3% on card usage and up to 40% per annum in case of missed payments.

    • Average Credit Limit/Pre-Approved Loan limit provided is 57,000.

    • Documentation based and involves a lengthy process.

  • From purchasing the latest gadgets to designing your home with the best décor and furniture – do all this more with our Gold Card
  • Easy to repay interest-free EMI’s
  • Zero Documentation
  • Swipe and shop online
  • Pre-approved loan amount
  • Exclusive offers
  • Joining Fee of Rs.412
  • Enjoy higher loan amounts and swift loan disbursal with our Titanium Card
  • Easy to repay interest-free EMI’s
  • Zero documentation
  • Swipe and shop online
  • Pre-approved loan amount up to Rs.3 lakhs
  • Exclusive offers
  • Joining fee of Rs.884

All we need from you…

Eligibility Criteria
  • Be an individual not less than 21 years and not more than 60 years
  • Have a regular income source
Fees and Charges
  • Annual Fee – Rs.117 (Rs.99 + 18% GST)*
  • Joining Fee for Gold Card – Rs.412
  • Joining Fee for Titanium Card – Rs.884
*Don't worry if you are asked to upload additional documents, we are just creating the best loan for you!

How to Shop

  • Bajaj EMI Store
  • Retail Stores
  • Flipkart/Amazon
  • Login to the Bajaj Finserv EMI Store
  • Choose your product
  • Proceed to choose the EMI tenure
  • Confirm your delivery address
  • Buy the product
  • Visit any of our partner stores
  • Choose your product
  • Swipe your EMI card during payment and you’re done
  • Visit the website
  • Choose your product and proceed to buy
  • Confirm your delivery address and email id
  • Payment: Choose EMI and then click on No-Cost EMI. From the list of options, choose Bajaj Finserv EMI Card and payment tenure
  • Confirm your card details and click BUY
  • Sit back and wait for your product to be delivered

Our Pursuit, Your Happiness

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Finserv Markets, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premium!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!