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Learn how CASHe loan repayment works. Check payment methods, calculation, and charges to manage your EMIs smoothly and avoid missed payments.
CASHe offers short-term low-interest personal loans from ₹50,000 to ₹3,00,000 on Bajaj Markets that you repay in structured EMIs over a fixed period. Tenures range from 9 to 18 months with interest rates starting at 2.79% per month. Understanding how CASHe loan repayment works may help you avoid missed EMIs, penalties, and stress. When you know your EMI amount, due date, and charges, you can plan your budget better and keep your credit profile healthy.
CASHe allows fully digital repayment, so you can complete your CASHe loan payment securely using your smartphone or internet banking. Repayments are made as EMIs over 9 to 18 months, as per your loan agreement.
Open the CASHe App
Download the CASHe app from the Play Store or App Store, or open it if already installed, and log in with your registered credentials.
Check Loan Details
Click on ‘Repay’ from the available options or choose the same from the main menu of the app and check the total amount that you have to pay.
Verify Account Information
If you click on the ‘Learn How to Repay’ you can check the lender details, like bank account name, number, bank name, IFSC code, etc.
Make EMI Payment
Enter all these details on your relevant banking app or platform and transfer the due amount via NEFT and wait for a confirmation message.
Verify Updated Balance
Return to the ‘Repay’ dashboard and click on the ‘Repay’ button to check that the the updated EMI and the next due date is visible.
Check Next EMI Details
Check all the new details carefully, and press ‘Done’ to finalise the new data. On the next screen, click on ‘Ok’ to complete the process.
Before taking a CASHe loan, it is useful to estimate your monthly EMI and total repayment amount. Whether you are checking your financial liability or planning your repayment budget, you can calculate your CASHe loan EMI using a specific formula.
The standard EMI formula for a reducing balance loan can be represented as:
EMI = P × r × (1+r)^n / (1+r)^n − 1
Where,
P = the loan amount (principal)
r = the monthly interest rate (for example, 3% per month written as 0.03)
n = the total number of months (years multiplied by 12)
You can use the formula to calculate the EMI amount for the given loan, interest, and tenure. This EMI consists of both principal and interest every month.
Here’s an example to help you understand the calculation better:
Loan amount (P) = ₹1 Lakhs
Tenure (n) = 12 months
Monthly interest (r) = 3% = 0.03.
Then, using the formula, you can find out that your CASHe Loan EMI will be around ₹19,841.
However, to avoid manual calculation and get your EMI details in a few taps, you can use the Personal Loan EMI Calculator on Bajaj Markets. Simply enter the loan amount, tenure, and interest rate to see the EMI, final amount to be repaid, and the total interest.
In the above example, you can enter the given details in the calculator to check your EMIs. You can also find out that your total interest amount will be ₹38,096 and that your total payable amount will be ₹2,38,096.
CASHe discloses key fees and charges so that borrowers understand the cost of borrowing and repayment. Interest is charged on a monthly reducing‑balance basis, and a flat processing fee is applied on the sanctioned amount. Late repayments may attract a daily penalty after a short grace period, so paying on or before the due date can be helpful.
The table below shows the fees and charges levied on CASHe Personal Loan on Bajaj Markets:
| Particulars | Details |
|---|---|
Processing fee |
Up to 5.5% of the loan amount + GST |
These charges form part of your overall CASHe loan payment cost, so they should be factored into your budget planning.
Disclaimer: These fees and charges are subject to change and may vary based on the terms of your CASHe loan repayment agreement. Always refer to your loan agreement for the most accurate and up-to-date information.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
You can check your loan statement by logging into your CASHe account and visiting your loan profile section. From there, you may view details like sanctioned amount, tenure, EMIs paid, and outstanding balance, which helps you track CASHe loan repayment clearly.
Your repayment history is usually visible in the same loan dashboard where EMIs and due dates are shown. Each paid EMI may be reflected with the date and amount, allowing you to confirm every CASHe loan payment made so far.
CASHe focuses on digital journeys, so CASHe loan payment online is typically done through options such as NEFT or via third-party payment services. The exact modes shown to you may depend on the version of the app and the banking options integrated at the time of payment.
If you miss an EMI beyond the stipulated 5-day grace period, CASHe may charge penal interest at 0.1% per day on the overdue amount. Continued delay can increase your total CASHe loan repayment cost and might negatively affect your credit profile and future borrowing prospects.
To check payment status, log in to the CASHe app and open your loan details screen by clicking on ‘Repay’ from the menu. You should see whether the latest EMI is marked as paid, pending, or overdue, along with the next due date, so you can manage CASHe loan payment on time.
Within your CASHe profile, you may get the option to download personal loan statements or EMI summaries as needed. These statements or receipts can be saved or shared for record‑keeping, income proof, or future reference related to CASHe loan repayment.
CASHe indicates that customers might contact them to understand interest charges and repayment options in greater detail, which could include closure‑related queries. For exact foreclosure availability, process, and any charges, it is advisable to check the latest terms in the CASHe app or reach out to their support, as policies may change over time.
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