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Discover flexible repayment options, and charges to easily manage your Fibe Personal Loan
Loans offered by Fibe online have revolutionised how Indians access low interest personal loans, providing financial support with quick digital approvals and flexible tenure options. As digital lending grows in popularity, understanding Fibe’s loan repayment processes ensures you stay on top of your financial obligations and maintain a healthy credit profile. This guide will address everything from repayment methods and fees to loan statement access, tailored for the Indian audience seeking transparency and convenience.
Fibe offers both online and offline loan repayment solutions to make the process seamless. Here is a closer look at them:
Log in to the Fibe mobile app or web portal.
Select your loan account and enter the necessary loan details.
Provide any additional information as prompted.
Choose your preferred payment method: debit/credit card, net banking, UPI, or other available options.
Complete the transaction and receive a confirmation from Fibe.
Access your net banking portal or app.
Enter your loan details to view the outstanding dues.
Select the overdue amount or the total payable amount.
Make the payment using your preferred payment method.
1. Contact Fibe Customer Care
Call Fibe’s customer service at 020−67639797 or email them at care@fibe.in to inquire about offline repayment options. Explain your situation and request specific instructions for making an offline payment.
2. Follow the Instructions Provided
If a bank transfer is required, you may be given an account number. Use net banking or visit the bank branch to transfer the EMI amount. If other methods are suggested, such as cheque or direct bank transfer, ensure you follow the provided instructions carefully.
3. Verify the Payment
Once the payment is made, contact Fibe to confirm that it has been received and applied to your loan account. You can also check your loan status on the Fibe app to ensure the payment is reflected in your account.
Disclaimer: The online and offline repayment methods for Fibe loans are subject to the lender’s terms and conditions. For online payments, ensure you follow the payment process carefully to avoid errors. In case of offline payments, please verify all transaction details with Fibe customer care before proceeding. Always keep a copy of the payment confirmation for your records.
Fibe personal loan repayments are calculated as Equated Monthly Instalments (EMI). Here’s how you can estimate your repayment amount:
Obtain your principal loan amount, interest rate, and tenure.
Use the EMI formula: EMI = (P × r × (1 + r)^n) ÷ ((1 + r)^n − 1)
Where:
P = principal loan amount
r = monthly interest rate (annual rate divided by 12 and then by 100)
n = number of monthly instalments.
Input these values into a Fibe EMI calculator to get the exact amount.
If you borrow ₹1,00,000 for 12 months at a personal loan interest rate of 18% per annum,
Monthly interest rate (r) = 18 / 12 / 100 = 0.015.
Number of instalments (n) = 12.
Using the formula or a Fibe loan EMI calculator, your EMI will be approximately ₹9,168 per month.
Calculating loan EMI before applying helps you plan your budget and repayment responsibly.
Understanding fees is crucial before starting your Fibe loan repayment:
Processing Fee: Up to 2% of the loan amount plus GST.
Prepayment/Foreclosure Charges: Fibe personal loans typically levy zero prepayment or foreclosure charges, allowing you to repay early without penalty.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Log in to your Fibe account on the app or website, navigate to your loan account, and select the statement option to view and download statements instantly.
Go to the EMI or loans section after logging in online. You can view each monthly payment, including dates and amounts paid, as well as outstanding dues.
Fibe loan payment online options include net banking, UPI, debit and credit cards, and third-party payment apps. Offline options include cash or cheque payment at partner locations.
Missing your Fibe loan repayment will result in late payment charges (₹500 or 3% of the overdue amount) and may impact your credit score. It’s best to pay on or before your due date and set up automatic payments to avoid penalties.
Log in to your app or online portal, select your loan account, and review recent transactions and payment status. Each successful payment will reflect as cleared in the loan summary.
Under the EMI or transaction history section in your app or portal, select the payment entry and choose the 'download receipt' option for your records.
Visit your loan account online or on the mobile app. Your outstanding balance is prominently displayed, and you can also download a summary for future reference.
Yes, Fibe allows prepayment or foreclosure of your loan at any time, often without prepayment penalties, letting you save on interest costs and close the loan sooner.
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