BAJAJ FINSERV DIRECT LIMITED
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Pay Your Flexi Loan Online

Learn how to make your Flexi Loan repayment online easily through Bajaj Finserv with secure, fast, and convenient payment options.

Managing loan repayments should never feel complicated or time-consuming. The Flexi personal loan makes this process effortless by combining convenience, flexibility, and modern digital tools. Established in 2013 in Hyderabad, the company helps you manage your personal or business finance needs with complete control and ease. 

Whether you prefer flexible repayment terms or smaller monthly instalments, Flexi Loan’s system adapts to your financial comfort. By partnering with Bajaj Finserv, it also enables secure, instant online payments through trusted platforms like Bajaj Pay. You can even calculate your personal loan EMI in advance to plan repayments better and manage your finances smartly, anytime and anywhere.

How to Repay Your Flexi Loan Online Using the Bajaj Finserv App

Repaying your Flexi Loan through the Bajaj Finserv app is quick, secure, and can be done in just a few simple steps from your phone:

  1. Install the Bajaj Finserv app on your smartphone by downloading it from the Google Play Store or the Apple App Store

  2. Launch the app and select the option to receive an OTP by entering your 10-digit mobile number

  3. Enter the received OTP and click on ‘Proceed’ to access your account

  4. Go to the ‘Payments’ section and select the ‘Loan Repayment’ option

  5. From the list of billers, choose ‘DIWAKAR TRACOM PRIVATE LIMITED’

  6. Enter your loan number carefully and click on ‘Proceed’

  7. Review your payment details, confirm the information, and complete the transaction securely

How to Repay Your Flexi Loan Online Through the Bajaj Finserv Website

Making your Flexi Loan repayment through the Bajaj Finserv website is simple, fast, and completely secure—just follow these easy steps to complete your payment without any hassle:

  1. Visit the official Bajaj Finserv website at https://www.bajajfinserv.in

  2. Go to the ‘Payments’ section and click on ‘Loan Repayment’

  3. Select the ‘Pay Now’ option to start your repayment process

  4. Choose your biller from the drop-down list provided

  5. Enter your loan number carefully and click on ‘Proceed’

  6. Choose your desired payment option, whether it’s a credit card, debit card, UPI, digital wallet, or internet banking

  7. Enter the required payment details based on your chosen method

  8. Review all the information entered to ensure it is accurate

  9. Click on ‘Pay Now’ to complete your loan repayment instantly and securely

Flexi Loan Fees and Charges Explained Clearly

Understanding the fees and charges for your Flexi Loan helps you plan your repayments better and avoid surprises later. Bajaj Finserv offers transparent pricing with no hidden costs and a competitive personal loan interest rate, making it easier for you to manage your finances confidently. Here’s a simple breakdown of the applicable charges:

Type of Fee Applicable Charges

Rate of Interest (per annum)

10.49% to 39% p.a.

Processing Fees

Up to 3.93% of the loan amount (inclusive of applicable taxes)

Fixed Facility Charge

  • Term Loan: Not applicable

  • Flexi Loan: ₹999 to ₹1,999 (inclusive of applicable taxes), deducted upfront from the loan amount

Bounce Charges

₹700 to ₹1,200 per bounce

Applies for dishonoured payment instruments or missed instalments due to mandate registration issues

Pre-payment Charges

  • Full Pre-payment: Up to 4.72% (inclusive of applicable taxes) of the outstanding loan amount or Dropline limit during the initial tenure
  • Part Pre-payment: Up to 4.72% (inclusive of applicable taxes) of the prepaid principal amount

Note: Part pre-payment is not applicable for Flexi Term or Flexi Hybrid Loans

Penal Charges

Up to 36% per annum on the overdue instalment amount, calculated from the due date until full payment

Stamp Duty (as per state laws)

Payable as per state laws and deducted upfront from the loan amount

Annual Maintenance Charges

  • Term Loan: Not applicable

  • Flexi Term Loan: Up to 1.18% (inclusive of applicable taxes) of the Dropline limit during the initial tenure

  • Flexi Hybrid Loan: Up to 1.18% (inclusive of applicable taxes) of the Dropline limit during subsequent tenure

Note: Additional cess, if any, will be applied as per applicable state laws.

Key Benefits of Paying Your Flexi Loan on Bajaj Finserv

Repaying your Flexi Loan through Bajaj Finserv offers convenience, speed, and complete peace of mind, making the process effortless from start to finish:

Quick And Hassle-free Payments

You can complete your Flexi Loan repayment within minutes through an easy and smooth online process.

Safe And Secure Platform

Every transaction is protected with advanced security features, keeping your personal and financial details completely safe.

Multiple Payment Options

Choose how you want to pay with flexible options like debit card, credit card, UPI, e-wallet, or net banking.

Instant Payment Confirmation

Once your payment is made, you’ll receive immediate confirmation through both email and SMS for complete assurance.

Accessible Anytime, Anywhere

You can make your repayments online at any time without visiting a branch, giving you total convenience and flexibility.

Payment Modes Available for Flexi Loan Repayment

Bajaj Finserv offers several convenient and secure ways to repay your Flexi Loan online, allowing you to choose the option that best fits your comfort and convenience:

Credit Card or Debit Card

Make quick payments using your Visa, Mastercard, or Maestro card from any Indian bank with just a few clicks.

Net Banking

Pay directly through your bank account by selecting your bank from the list and logging in with your existing net banking credentials.

Bajaj Pay UPI

Use the Unified Payments Interface (UPI) for instant, secure, and seamless transfers straight from your bank account.

Bajaj Pay Wallet

If you have a Bajaj Pay account, use your wallet balance to make fast and easy repayments anytime.

Bajaj Finserv App – Your All-in-One Financial Partner

The Bajaj Finserv App gives you complete control over your finances, helping you manage, borrow, invest, and pay—all in one convenient place:

  • Apply for loans online, including personal, home, business, and gold loans

  • Get co-branded credit cards instantly with a simple online process

  • Invest in fixed deposits and mutual funds directly from the app

  • Buy health, motor, and pocket insurance from trusted providers

  • Pay and manage bills or mobile recharges easily through the BBPS platform

  • Make fast and safe money transfers through Bajaj Pay and the Bajaj Wallet

  • Apply for the Insta EMI Card and enjoy a pre-approved limit for easy shopping

  • Shop from over 100 leading partner brands and choose from 1 million+ products

  • Access tools like EMI and SIP calculators to plan your finances better

  • Check your credit score, download loan statements, and get instant customer support anytime

Frequently Asked Questions

How can I check my Flexi Loan payment details?

You can check your Flexi Loan payment details by visiting the official Flexi Loan website or the Bajaj Finserv platform. Enter your loan account number to view your repayment schedule, outstanding balance, and recent transactions securely.

You can easily clear your Flexi Loan instalments online using Bajaj Finserv. Just choose ‘Flexi Loan’, provide your loan information, select a payment mode like UPI, debit card, or net banking, and finish the transaction instantly.

To check your Flexi Loan payment status, log in to your account on the Flexi Loan or Bajaj Finserv website. Enter your loan number to view your latest payment confirmation, upcoming instalments, and overall loan summary.

Yes, you can schedule automatic payments for your Flexi Loan through Bajaj Finserv. Log in to your account, go to the payment settings, select ‘AutoPay’, and confirm your bank details to enable automatic monthly deductions.

You can make a prepayment on your Bajaj Flexi Loan through the Bajaj Finserv website or app. Log in to your account, choose the loan, and select the prepayment option. Enter the amount you wish to pay and confirm the transaction to reduce your outstanding balance or future EMIs.

Yes, you can close your Bajaj Flexi Loan by paying the total outstanding amount, including any applicable charges. Visit the nearest Bajaj Finserv branch or log in online to raise a loan closure request. Once the payment is processed, you’ll receive a No Objection Certificate (NOC) confirming closure.

You can repay your Bajaj Finance Flexi Loan easily through the Bajaj Finserv app or website. Log in, select ‘Loan Repayment’, and choose your preferred payment mode like UPI, debit card, or net banking. The platform ensures a secure, instant, and convenient way to manage repayments anytime.

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