A critical step towards taking care of yourself
Buy Communicable Disease Cover-Indemnity at just ₹663 per year.
What is Communicable Disease Cover-Indemnity
Communicable diseases are the ones that spread through contact, from one person to another. COVID-19 is one of the most recent examples of a communicable disease. Apart from this. Other communicable diseases include Dengue, which spreads through mosquitoes, HIV AIDS which spreads through blood, and other viral infections. Treating these critical diseases can give a tough time to your pockets. Moreover, some of these air-borne diseases are very easily spread and chronic if not taken care of in the proper time. That’s where this Communicable disease Cover plan, offered by Care Health Insurance Co. Ltd, comes in. It helps by offering financial support of up to Rs. 3 lakhs against the hospital and medical costs. There are several variants of this policy, starting with a premium of Rs. 663/year only, and going up to Rs. 930/year and Rs. 1152/year, depending on the variant you choose. Let us look into all the benefits that come with this policy
Key features offered by Communicable Disease Cover- Indemnity
Here are some of the features offered by this cover that makes this a must-have insurance policy:
How to apply for the Communicable Disease Cover- Indemnity
The steps for applying for this communicable disease insurance are simple and very short. Let us quickly go over them:
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Select the buy now option
Click on the buy now option from the website and submit your personal details to submit your application form.
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Give the OTP
Provide your phone number in this step. Enter the OTP that you’ll get on your phone for verification purposes.
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Make the payment
The initial premium amount (depending on your insurance plan) can be paid using several methods like any payment wallet, credit/debit card, or UPIs.
That’s the application process! You will receive all the necessary details in a short time.
Eligibility criteria
In order to be eligible for this exclusive Communicable disease Cover, you need to pass some basic criteria, let’s talk about them below:
You must be an Indian Citizen. Some official documents citing you as a citizen of India will also be required.
Your age must be more than 18 to be eligible for this insurance policy.
What’s covered under the Communicable Disease Cover-Indemnity?
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Treatment charges support
Treatment charges include diagnosis tests charges, charges for hospital rooms, expenses for blood transfusions, and other medications which are crucial for recovery are covered by this Communicable disease Cover-Indemnity.
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Doctor consultation support
This insurance coverage plan will reimburse any amount of money that you spend on an appointment with the doctor. However, this reimbursement is offered after checking valid medical documents only.
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AYUSH Treatment support
You can have access to the special AYUSH health facilities with the Communicable disease Cover-Indemnity. Ayush healthcare facilities offer a streamlined healthcare solution for communicable diseases like Influenza and COVID-19.
Policy plan details and specifications:
Keeping the details and the inner specifications of a policy in mind before purchasing it can be quite smart. Let’s go over them quickly.
Coverage Limit
Premium Amount (inclusive of GST) |
Sum Insured |
Rs. 663 |
Up to Rs. 1 lakh |
Rs. 930 |
Up to Rs. 2 lakh |
Rs. 1,152 |
Up to Rs. 3 lakh |
Validity
This Communicable Disease Cover-Indemnity is valid for a time period of one year.
What's not covered under the Communicable Disease Cover-Indemnity
Let's understand some of the exclusions that are not covered in this insurance policy:
1. Unrelated diseases
Medical conditions that are arising due to unrelated diseases like cancer or AIDS are not covered by this insurance plan.
2. Early hospitalisation
You have to wait for at least 90 days after buying this policy plan to get hospitalised and enjoy the benefits of this plan.
3. Pre-existing health conditions
No diseases or medical conditions that you already had are not covered by the Communicable Disease Cover plan.
How to Make a Claim
Let’s take look at the steps that you can take to raise an insurance claim:
Feel free to contact us at claims@careinsurance.com for any queries or to file an insurance-related claim.
Easy-connect through calling
Call us anytime at our toll-free number 1800-102-4488 during the policy duration to initiate an insurance claim.
Customer Care Details
It’s not uncommon to have doubts and questions about an Insurance policy. Reach out to our customer care service at insuranceconnect@bajajfinservmarkets.in for solutions related to Communicable diseases Cover features, exclusions, and other information.
Medical Covers for Disease
Hospitalisation Insurance
Injury/Accident Covers
Frequently asked questions (FAQ) about Communicable diseases Cover
Can I get admitted to the hospital right away after purchasing this insurance policy?
No, the Communicable Diseases Cover policy takes around 90 days for the process to get completed and after that, you can be admitted to the hospital after providing the required documents.
What is covered under Communicable diseases cover?
With this insurance cover, you can get protection against medical, diagnostic, and ambulance expenses support.
Does this Insurance cover provide Ambulance support during an emergency?
Yes, this communicable disease cover will reimburse up to Rs 2000 for the emergency ambulance needed for getting to the nearest hospital.
Why do I need to provide my bank details??
Providing your bank account details can help in better flow of funds if any critical health complication arises for facilitating a proper treatment of communicable diseases.
What’s the validity of the Communicable diseases Cover
This Communicable disease cover plan is valid for a duration of one year.
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