End-Stage Renal Failure Insurance - Features and Benefits

What is End-Stage Renal Failure Cover?

End-stage renal failure, also known as chronic kidney disease, occurs when the kidneys are no longer capable of functioning on their own, and hence require long-term dialysis or kidney transplant. These treatments can be very expensive and can burn a hole in your savings. In order to stay financially protected during such situations, you must consider availing the Group Care 360 - End-Stage Renal Failure Cover provided by Care Health Insurance Co. Ltd. With this health insurance for kidney patients, you are entitled to get coverage amounting to up to ₹3 Lakh for the in-patient treatments, pre and post hospitalisation expenses that arise due to the treatment of the end-stage renal failure.

Policy Plan and Details

Let’s take a look at the details of this health insurance for kidney patients:

In order to have an understanding of all exclusions, please peruse the policy wordings.  

Documents Required for a Claim 

In order to file a claim, policyholders are requested to provide the following details such that it can be processed with ease and efficiency.

• Duly completed and signed Claim form, in original

• Identity proof with photo, proof of age, and address

• Medical Practitioner’s referral letter advising Hospitalization

• Medical Practitioner’s prescription advising drugs / diagnostic tests / consultation

• Original bills, receipts, and discharge card from the Hospital / Medical Practitioner

• Original bills from pharmacy/chemists

• Original pathological/diagnostic test reports and payment receipts

• Indoor case papers (if applicable)

• Accident proof - First Information Report/ final police report, if applicable

• Disability Certificate from Government Medical Board, Fitness Certificate, Medical Prescription

• Postmortem report, if conducted

• Any other information /document as required by the Company or Assistance Service Provider to assess the Claim, in case fraud is suspected

That’s it! Your End-Stage Renal Failure Insurance policy document will be sent to your registered email ID.

How to File a Claim 

You can contact the insurer’s customer service team to file a claim under your End-Stage Renal Failure Cover. They can be contacted via the following methods.

• Email – claims@careinsurance.com

• Insurer’s Toll-free - 1800-102-4488.

Customer Care Details 

To connect with Bajaj Markets for any queries related to this insurance for kidney patients, you can send an e-mail to insuranceconnect@bajajfinservmarkets.in.