Pericardiectomy Insurance Cover

What is a Pericardiectomy Cover?

Pericardiectomy is an expensive heart surgery in which surgeons get rid of either a part or the full fibrous sac (pericardium) that surrounds the heart to save patients from pericarditis. Along with the emotional turmoil one has to go through, undergoing the pericardiectomy surgery brings a financial burden too as getting the treatment done from a reputed hospital may cost a fortune. However, with the Pericardiectomy Cover insurance policy in place, you need not worry about such medical expenses. It offers you substantial annual coverage up to Rs. 3 Lakhs against a nominal premium amount starting from Rs. 271.

 

Keep reading to know more about heart surgery insurance coverage.

 

You will get an email on your registered email ID with the membership details attached, confirming the successful purchase of the policy.

 

What’s Included in the Pericardiectomy Cover?

You get the policy benefits to cover the following expenses:

• Hospitalisation charges

Hospitalisation charges will not drain your savings as the plan comes with a cover of up to Rs. 3 Lakhs.

• Pre and post-hospitalisation benefits

Enjoy coverage of pre and post-hospitalisation expenditure for 30 and 60 days, respectively, so you are covered throughout your recovery.

• Doctor’s charges

All expenses incurred as doctor’s fees before, during and after hospitalisation are covered by the policy.

• Expenses of treatment

The insurance provider covers the entire treatment expenses including room rent, doctor fees, transfusion costs, and ICU charges.

• Diagnostic costs

The insurer pays the expenses of costly diagnoses and medical check-ups done during the treatment of this cardiac ailment.

Policy Details & Specifications

Check all the policy details before purchasing the insurance policy.

 

Validity of the plan: 1 year.

What’s not Covered?

You will not be able to get the heart surgery insurance coverage against the circumstances mentioned below:

• Hospitalisation within 90 days

This pericardiectomy insurance plan will not cover medical expenses if you get hospitalised within 90 days of purchasing the policy.

• Treatment of pre-existing diseases

The insurance plan also excludes the treatment expenses of pre-existing diseases you mentioned while buying this plan.

• Pericardial biopsies/drainage

Pericardiectomy procedures that include pericardial biopsies and drainage procedures by needle aspiration are excluded from the policy coverage.

• Pericarditis due to addiction/HIV

You will not get the benefits if heart complications arise due to HIV, consumption of alcohol, or consumption of narcotic substances.

How to Make a Claim

In order to get raise a claim, get in touch via any of the following ways:

• Phone call

Call 1800-102-4488.

• Email

Send an email to claims@careinsurance.com.

Customer Care Details for Pericardiectomy Insurance Cover

In case you have a query regarding this policy covering pericardiectomy surgery, feel free to contact us at insuranceconnect@bajajfinservmarkets.in