Our Products
Loans
Cards
Insurance
Investment
Stock Market
Electronics Mall
CIBIL Score
Knowledge Centre
Calculators
Our Services
My Account
Do not call
En
A one-line description: A programme that empowers individuals with the skills and knowledge needed to start, grow, and sustain successful entrepreneurial ventures.
Launched in 2002 by the Ministry of Agriculture and Farmers’ Welfare, the Agri-Clinics And Agri-Business Centres Scheme is a welfare plan for unemployed agriculture graduates. It is a government initiative designed to promote self-employment among agricultural graduates while strengthening agricultural extension services. It provides training, credit support, and subsidies to help entrepreneurs establish agri-clinics and agri-business centres that deliver expert advice and commercial services to farmers. The scheme aims to bridge the gap between technology and farm-level application, creating both income and rural employment opportunities.
| Paramete | Details |
|---|---|
Launch date |
9 April 2002 |
Training for eligible candidates |
Around 45 days free training under nodal training institutes (NTIs) |
Project cost ceiling - individual |
₹20 Lakhs (₹25 Lakhs in exceptional cases) |
Project cost ceiling - group |
₹100 Lakhs for a group of up to five trained persons |
Subsidy/back-ended assistance |
36% of project cost for general category and 44% for SC/ST, women, hill and North-Eastern areas |
Loan tenure |
5 to 10 years, with possible moratorium of up to 2 years |
The features and benefits of the scheme are listed below:
Enables graduates of agriculture and allied subjects to become agripreneurs.
Supports farmers by providing modern consultancy and farm-services locally.
Offers training, hand-holding, credit and subsidy support under one scheme.
Facilitates creation of Agri-Clinics (service centres) and Agri-Business Centres (input & service supply).
Encourages value-addition, mechanisation, input supply and linkages to markets.
Strengthens rural agribusiness ecosystem while increasing incomes of farmers and agri-entrepreneurs.
| Type | Description |
|---|---|
Agri-Clinics |
Advisory units set up by trained agri-graduates; services include soil health, cropping advice, pest management, animal husbandry support. |
Agri-Business Centres |
Commercial agriventures providing services such as equipment hire, inputs supply, post-harvest management, value-addition, market linkages. |
Candidate must be a graduate, diploma or PG diploma holder in agriculture or allied subject from recognised university/institute.
Candidate age should be between 18 and 60 years.
Candidates must undergo training of about 45 days at a nodal training institute and obtain a certificate.
Projects without a viable business model or not approved by a bank/financing agency.
Applicants who do not complete required training.
Financial assistance may not be available if similar support has been already utilised under a duplicate scheme for the same activity
Given below is the list of documents required for applying for training under the Agri-Clinics and Agri-Business Centres Scheme:
Aadhaar card of the applicant
Active Email ID
Highest educational qualification proof
Bank account details of the applicant
Photo of the applicant
Here’s a step-by-step guide on how to apply for the scheme:
Go to the official website at https://acabcmis.gov.in/ApplicantReg.aspx.
Fill in all the necessary details in the given form.
Select the NTI as per your priority.
Fill in your educational qualification details.
Submit your application form.
Once the application is submitted, you can visit https://acabcmis.gov.in/ApplicationStatus_new.aspx to track the status using your Aadhaar number, mobile number, or Applicant ID.
| Scheme | Description |
|---|---|
Interest Subvention Scheme for Agribusiness Projects |
Provides interest benefits for agribusiness loans. |
Agriculture Infrastructure Fund (AIF) |
Financing support for agri-infrastructure and value-addition. |
Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PM FME) |
Credit-linked subsidy scheme for small food processing units. |
The Agri-Clinics and Agri-Business Centres Scheme offers a strong opportunity for agriculture graduates to create agriventures that support farmers and improve rural livelihoods. If you are planning expansion or need working capital,a business loan can complement this scheme and support your entrepreneurial goals.
If the project is not completed within the stipulated period or operationalised, the loan and subsidy sanction may be cancelled and you may have to repay the loan without benefit of subsidy.
The training under the scheme is approximately 45 days at a recognised nodal training institute.
Yes. A group of up to five trained individuals may set up a project under the Agri-Business Centres route, with an overall project cost ceiling of ₹100 Lakhs.
Academy 
