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A government scheme providing subsidised loans to help eligible individuals construct affordable homes in Tripura.
The Scheme for Loan and Advances to the Beneficiary for Construction of House (SLABCH) is a government initiative for supporting individuals in Tripura to construct their own homes. This scheme is specifically designed to benefit Economically Weaker Sections (EWS) and low-income groups (LIG) by making housing affordable and accessible. It provides financial assistance in the form of subsidised loans to ease the financial burden of house construction.
By focusing on empowering individuals to build safe and secure homes, the SLABCH initiative seeks to improve living standards for eligible beneficiaries and their families, contributing to overall housing development in the state.
Loans are provided at subsidised interest rates, reducing the financial strain on borrowers.
The scheme helps cover house construction costs, making homeownership achievable for low-income families.
Beneficiaries can build durable and secure homes, improving their quality of life.
Loans can be repaid over a long tenure of 15 to 20 years, making instalments manageable.
To qualify for this scheme, you must meet the following requirements:
You should have at least 20 years remaining before retirement
You must have been a registered construction worker for at least five years
You must not own a pucca house anywhere in the country
You should have a minimum land area of 30 square meters for house construction, based on your income status
Your annual income must not exceed ₹3,00,000
You must belong to the Economically Weaker Section (EWS) category
Your family should not have received any central or state government assistance under other housing schemes
You must be an active and registered Building and Other Construction (BOC) worker under the Tripura Building and Other Construction Workers Welfare Board
To apply for the scheme, you need to submit these documents:
Proof of identity (PAN card, Aadhaar card, or voter ID)
Proof of residence (ration card, utility bill, or domicile certificate)
Income certificate issued by a competent authority
Land ownership documents or proof of the proposed construction site
Recent passport-sized photographs
Bank account details for subsidy or loan disbursal
Follow these steps to apply for the SLABCH Tripura scheme:
Gather copies of all the required documents for the application
Visit the nearest Common Service Center (CSC) for biometric verification
Ensure the CSC agent fills in all mandatory details and uploads the necessary documents
Collect a receipt or acknowledgment with the submission date, time, and unique identification number (if applicable)
The scheme offers an interest subsidy on loans for house construction. The exact percentage depends on state regulations and the applicant’s income bracket.
The loan tenure typically ranges from 15 to 20 years, allowing for manageable repayment terms.
No, the loan is specifically for the construction of new houses and cannot be used for buying an existing property.
The subsidy is generally available up to a maximum loan amount defined under the scheme. Any additional loan amount will not be eligible for the subsidy.
Loan applications are approved by financial institutions (banks or NBFCs) in coordination with the state department responsible for implementing the scheme.
No, only permanent residents of Tripura are eligible to apply for this scheme.
Yes, in most cases, the subsidy is credited upfront to the applicant’s loan account, reducing the principal amount.
If your application is rejected, you may contact the approving authority for clarification. Rejection often occurs due to incomplete documents or failure to meet eligibility criteria.
Yes, the scheme is aimed at EWS and LIG categories. Applicants must meet the specified income criteria to qualify.
You can track your application status online using the reference number provided during submission. Updates may also be sent via SMS or email.
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