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Business Loan Part Prepayment Calculator

Using the part payment calculator you will be able to assess how the lumpsum payment alters your loan’s EMI or tenure. You can use this free tool to check various scenarios and create a repayment strategy which best suits your financial situation.

Your Business Loan EMI

₹ 3,114

Total Interest Amount

₹ 86,815

Principal Amount

₹ 1,00,000

Total Payable Amount

₹ 1,86,815

Loan Amount

Interest Rate

- +

Tenure

- +

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You can also make instant comparisons between loan offers from multiple Business Loan providers on Bajaj Markets.

What is a Part-prepayment Calculator

Part-prepayment is a process through which a borrower can make a lump sum payment towards the loan during the tenure of the loan. A loan part-prepayment calculator is an online tool that helps measure how such payments alter repayment timelines and interest outcomes.

Assuming if you receive a big sum as Diwali bonus, you can use the funds to make a prepayment on your business loan. A prepayment reduces the principal outstanding loan amount to bring down your interest liability. Some lenders may specify a minimum period that must pass before allowing prepayment, depending on their internal policies and loan terms.

How To Use Bajaj Markets Business Loan Part-prepayment Calculator

The part-prepayment calculator helps you determine the impact of the early payments through simple steps. Simply, enter:

Loan amount (minimum ₹1 lakh)
Loan tenure in years/months (minimum 5 years/60 months)
Interest rate (minimum 28%)

After you fill in these details, the calculator will display your EMI, total interest payable, principal amount, and overall repayment value, helping you understand how part-prepayment can reduce your business loan burden.

Benefits of Using a Business Loan Part-prepayment Calculator

Using a part-prepayment calculator helps you plan repayments more efficiently and make informed financial decisions for your financial goals. Key benefits include:

Gives an overview of how advance payment influences the remaining balance and repayment pattern
Reveals possible savings on interest after lowering the principal outstanding
Helps decide whether to shorten the loan tenure or lower monthly instalments
Enables quick comparisons between different repayment options for better planning
Delivers instant insights that help you make decisions precisely and without manual calculation

Disclaimer

All terms and conditions mentioned refer to the policies of Bajaj Markets’ partner lenders. These include aspects such as pre-approved loan offers, processing time, eligibility, and other related conditions.

FAQs

What is a part prepayment of a business loan?

A part-prepayment on a business loan is a lump-sum paid towards the outstanding principal, over and above the regular EMIs. This facility enables borrowers to close their business loans before the completion of the loan tenure and reduce their overall interest obligation.

How does a business part prepayment calculator help?

The business part prepayment calculator helps you understand the revised loan terms after making a part prepayment. All you have to do is enter the loan amount, tenure, and the interest rate. Once you enter these values, the calculator part prepayment calculator will compute the revised EMI obligation.

How is a part prepayment calculator different from the moratorium calculator?

A part prepayment calculator helps assess the change in repayment details after a lump-sum contribution. It reflects how the remaining duration or instalment amount shifts when the balance reduces. A moratorium, on the other hand, is a repayment break permitted by lenders. During this window, payments are suspended while interest continues to accumulate on the unpaid sum. The duration depends on contractual terms and lending policy. Once the relief period concludes, repayment resumes under revised conditions. A moratorium calculator helps you estimate the cost impact and the revised repayment schedule.