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BAJAJ FINSERV DIRECT LIMITED

Bajaj Finance Flexi Personal Loan EMI Calculator

Use this tool to calculate the EMI of your Bajaj Finance Flexi Personal Loan

Your Personal Loan EMI

₹ 15,900

Total Interest Amount

₹ 72,395

Principal Amount

₹ 5,00,000

Total Payable Amount

₹ 5,72,395

Loan Amount

Interest Rate

- +

Tenure

- +

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You can also make instant comparisons between loan offers from over 25 personal loan providers on Bajaj Markets.

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Year	EMI	Principal	Interest	Balance

A flexi personal loan EMI calculator is an interest-only loan calculator. To use this calculator, you need to provide the loan amount, tenure, and the interest rate applicable to the flexi loan. You can use the calculator to check the EMIs for different loan terms to compare offers and find a suitable option. Use the insights from this tool to budget and create an effective repayment strategy.

How to Use the Flexi Personal Loan EMI Calculator?

To use the flexi personal loan EMI calculator, follow the given simple steps:

Step 1: Use the sliders on the screen to enter basic details like the loan amount, preferred tenure, and interest rate
Step 2: The EMI amount will be displayed on the screen within seconds

Using the calculator can help compare offers and make an informed borrowing decision.

How Can a Flexi Hybrid Personal Loan Benefit You

Explore Hybrid Flexi Personal Loans—combining fixed and flexible credit for convenience, adaptable repayments, and reduced interest costs to match your evolving financial needs.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

FAQs

What is a flexi loan?

The flexi loan is a loan from Bajaj Finance that comes with flexible repayment options and is available on Bajaj Markets. The EMIs of this loan include only the interest during the initial repayment tenure. Once this period is over, the EMIs in the subsequent tenure consist of the principal and interest components. This enables you to benefit from a low instalment amount during the initial tenure, making loan repayment convenient and easier to manage.

What are the different types of flexi loans?

Bajaj Finance offers two types of flexi loans:

Flexi Term Loan: Herein, you can borrow as and when required from a sanctioned loan limit. There is no limit to the number of times you can withdraw from this loan amount. The interest is charged only on the amount withdrawn.
Flexi Hybrid Loan: Under this, you are required to only pay the interest charges of the loan during the initial tenure. In the subsequent tenure, the EMI will consist of the principal and interest components.