ICICI Coral Credit Card

ICICI Coral Credit Card

ICICI bank is counted among the big 4 banks in India. It has nearly 3 decades of experience in providing world-class banking services to Indian customers through its extensive network of more than 5000 branches and 15000 ATMs spread across the country. As part of its commitment to provide the best-in-class banking experience to its customers, ICICI offers its ICICI coral credit card

What is ICICI Coral Credit Card?

ICICI coral credit card is tailored to meet the needs of frequent online shoppers. The card comes loaded with features such as reward points, cashback, and gift vouchers that not only make shopping a fun experience but also add up to major savings in the long run. A customer can avail of this credit card either as a VISA or MasterCard version. Users become eligible for additional benefits such as lounge access, get discounts on movie tickets and shopping, obtain cashback on travel tickets, and much more.

ICICI Coral Credit Card Benefits & Features

 ICICI coral credit card benefits are many. We list some of them below-

  • Movie Ticket Offers 

Get a discount of 25% (upto INR.100) when you buy a minimum of 2 movie tickets on BookMyShow or at Inox. The offer can be availed twice in a month.

  • Payback Points

Payback points are a reward scheme for coral credit cards. You can earn 2 payback points by making a transaction of ₹100 on all items except fuel. You also earn 1 payback point per ₹100 paid towards bill payment or insurance premium. 

  • Dine-in Offers

ICICI bank coral card benefits also include heavy discounts across major restaurants in 12 cities. 

  • Luxurious Service Benefits

You can get handsome offers on services such as spas, hotel stays, massage spas, salons, etc.

  • Fee Waiver

If you spend more than ₹1.5 lakh using your coral credit card in a year, the annual fee would be waived off. 

ICICI Coral Credit Card Charges & Fees

We present all types of relevant fees and other ICICI coral credit card charges that can be applied to your ICICI bank coral credit card. 

Types of charges 

Amount

Joining fee

₹500

Annual fee

₹500

Finance fee

3.5% every monthOR42% annually 

Foreign currency mark-up fee

3.5%

Cash advance interest rate

3.5% every monthOR42% annually 

Cash advance transaction charge

2.5% (minimum amount starts from ₹300)  

Redemption charge

₹99

Dial a draft transaction charge

3% of the draft value (minimum value needs to be ₹300) 

Over-the-limit fee

2.5% on over the limit amount (minimum amount needs to be ₹500)

Card replacement charge

₹100

Late repayment of dues 

  • None for any amount less than ₹100.

  • ₹100 for an amount between ₹100-₹500.

  • ₹500 for an amount between ₹500-₹10,000.

  • ₹750 for an amount more than ₹10,000. 

ICICI Bank Coral Credit Card Customer Care Number

For all queries related to your Credit card, you can reach the ICICI Bank credit card customer care team:

  • Email: Customer.care@icicibank.com

  • Phone: 1860 120 7777

  • Local call: 33667777 (prefix local area code)

ICICI Coral Credit Card Reward Points

ICICI bank's coral credit card is a customer favourite because of its extensive reward schemes. You get payback points for all the transactions made using the credit card. 

  • If you spend ₹2 lakh in a year, then you can get 2000 reward points. However, you can get a maximum of 10,000 rewards for a single year. 

  • You can get a fuel surcharge waiver if you use your coral credit card on HPCL petrol pumps for transactions up to ₹4000. 

  • ICICI bank's coral credit card also provides you complimentary access to an airport lounge every quarter. You also get complimentary access to the railway lounge every quarter. 

  • If you are an InterMiles coral credit card holder, then you get 1,200 additional JPMiles each year. 

  • If you are an NRI coral credit card holder, then you get 3 complimentary UBER vouchers worth ₹100.

ICICI Coral Credit Card Eligibility Criteria

Eligibility Criteria
  • Salary Criteria – Salaried applicants need to have a minimum annual income of Rs. 30,000 per annum and self-employed applicants should have an ITR of Rs. 6,00,000 or above.
Documents Required
  • Identity proof- Aadhar card, pan card, voter id card, passport etc.
  • Address proof- voter id card, Aadhar card, electricity bills, etc
  • Income proof- bank statement of the past 3 months, latest salary slips of past 3 months, ITR proof for self-employed, etc.

How to Apply for ICICI Bank Coral Credit Card on Finserv MARKETS?

Just follow these 5 quick steps and you’re done!

  • Visit Finserv MARKETS

    Visit us online

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple Credit Cards from ICICI Bank

    Compare between the multiple options available

  • Make a Choice!

    Select the ICICI bank's coral credit card

  • Submit your form

    And you're done

Frequently Asked Questions (FAQs)

  • ✔️Is ICICI Coral Credit Card good?

    ICICI bank coral credit card is one of the most sought-after credit cards that ICICI bank offers. It offers several valuable discounts to users such as complimentary lounge access, cashback on each purchase, gift vouchers, heavy discounts on travel options, etc.

  • ✔️What is the benefit of the ICICI coral credit card?

    ICICI bank coral credit card benefits are as follows-

    1. Payback points on each purchase over ₹100.

    2. You can avail of quarterly access to domestic airports and railway lounges.

    3. If you spend ₹1.5 lakh in a year, the annual fee would be waived off.

    4. You can also avail of discounts on movie ticket bookings through BookMyShow and INOX.

  • ✔️Is ICICI coral credit card free?

    If you want to apply for a coral credit card, then you need to pay ₹500 as a joining fee. You also have to pay ₹500 as annual charges. 

  • ✔️What if my card is lost/stolen?

    If you happen to lose or misplace your credit card, call the credit cards customer service, and report the card lost/stolen. Alternatively, you can log in to your Net Banking account and report the loss.

  • ✔️How do I Redeem my PAYBACK Points?

    It is simple to redeem your PAYBACK Points. Just login to your Net Banking account and check for available PAYBACK points on your card and redeem them. Alternatively, you can call customer care and exchange your PAYBACK points for gifts from an exclusive catalogue.