ICICI Bank Coral Credit Card 

Here is a glimpse of the credit card details:

The ICICI Bank Rewards program is one of India’s largest loyalty ecosystems. You can redeem points for electronics, travel vouchers, jewellery, and more 

Here is how the rewards program works for the ICICI Bank Coral Credit Card:

A. Reward Points 

• You get 2 reward points on every ₹100 spent in categories other than fuel

Here is an example:

Disclaimer: The above example is for illustration purposes only. 

• You get 1 reward point on every ₹100 on utility and insurance payments

Here is an example:

Disclaimer: The above example is for illustration purposes only. 

•  You can also receive up to 10,000 milestone rewards per year, distributed as follows:

B. Redemption Process

To redeem points, you can log in to your credit card account through net banking or the iMobile app. 

Choose from various brands across gadgets, memberships, hotels, travel, and more. A redemption handling fee of ₹99 is applicable. 

C. Expiration 

All the reward points collected are valid for 36 months from the date of issuance. Each reward point is valued at ₹0.25.

D. Example of Savings

Using the above examples, here is a look at what your annual expenses and savings will look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer. Please check with the card issuer before applying. 

This example demonstrates that you can get annual savings of around ₹735 on earning 1,980 reward points a year. With a yearly spending of ₹3.60 Lakhs, you could save up to ₹11,175 with this card.

These are the fees and charges you are likely to incur when using this card:

Note: A Goods & Services Tax (GST) of 18% is applicable on all the charges mentioned above.

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

View the ICICI Bank Coral Credit Card eligibility criteria to know if you qualify. To apply, you must be:

• An Indian citizen 

• A salaried individual aged between 21 and 58 years old

• A self-employed individual aged between 21 and 65 years old

• Earning ₹2.4 Lakhs annually if you have a salary account with ICICI Bank or ₹3.6 Lakhs if not

• Earning ₹3.6 Lakhs annually if you are self-employed and hold an ICICI Bank Savings Account or  ₹4.8 Lakhs if not

Here is a list of general documents you can prepare to facilitate a smooth application process:

• Proof of Identity

  1. Aadhaar card

  2. PAN card

  3. Driving Licence

  4. Voter’s ID

• Proof of Address

  1. Ration card

  2. Passport 

  3. Utility bills (not older than 3 months)

• Proof of Income

  1. Form 16 or audited financials for the last 2 years (if self-employed) 

  2. Salary slips (past 3 months)

  3. Bank statements (last 6 months)

To get the ICICI Bank Coral Credit Card, apply online at Bajaj Markets. Read through the steps given below to know how to apply:

1. Click on ‘Check Eligibility’ and fill in the required details, including your professional, mobile number, and date of birth

2. Fill the One-Time Password (OTP) received on your number

3. Check the pre-filled details like your PAN, residential PIN code, email ID, and income information

4. Apply for the card that meets your needs from the available options

5. Click ‘Submit’ and complete your application

In case of any queries, reach out to ICICI Bank's customer care team via phone or email:

• Call the 24/7 helpline at 1800 1080 (toll-free)

• Email customer.care@icicibank.com 

Before deciding on the ICICI Bank Coral Credit Card, take a look at other offerings from ICICI Bank: 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.