ICICI Coral Credit Card

The ICICI Coral credit card is a rewards card designed to offer exclusive lifestyle benefits and offers. In addition to earning reward points on all online and offline transactions, you also get bonus points on achieving milestone spends. 

With the ICICI Coral credit card, you can earn up to 10,000 reward points in a year. Once you’ve accumulated enough points, you can choose to redeem them against your outstanding credit card balance or use them to purchase gifts and other products from the rewards catalogue. 

Some of the other ICICI Coral credit card benefits include discounts on movie tickets and dining bills, a fuel surcharge waiver and complimentary lounge access, among others.  

Here are some of the most striking ICICI Coral Credit Card benefits:

• The card comes with an annual fee of ₹500

• You get the exciting offer ‘Buy 1 and Get 1 Free’ at INOX Cinema

• Get up to 15% discount on dining at selected restaurants

• Get 2 PAYBACK points for every spend of ₹100

• Complimentary visit to Airport and Railway lounges

• Get complimentary BookMyShow tickets every month

• At HPCL petrol stations, enjoy 1% surcharge waiver

1. ICICI Coral Credit Card Eligibility Criteria:

One must fulfil certain criteria to be eligible for the ICICI coral card. These parameters include your: age, occupation, location and income. The ICICI Coral Credit Card eligibility is as follows:

• Minimum Age - 23 years

• Minimum Annual Salary - ₹5 Lakhs or above

2. Documents Required for ICICI Coral Credit Card:

• Identity proof: Aadhar card, PAN card, voter id card, passport etc.

• Address proof: Voter id card, Aadhar card, electricity bills, etc.

• Income proof: Bank statements of the past 3 months, salary slips of the last 3 months, ITR proof for self-employed, etc.

You can redeem your ICICI Coral credit card reward points in the following ways:

1. Offline Shopping:

PAYBACK collaborates with offline stores where you can swipe this card and redeem your points. These include

• Central

• Big Bazaar

• Pantaloons, etc.

2. Online Shopping:

You can also redeem your PAYBACK points by choosing the ICICI Coral credit card from its partner websites like,

• Make My Trip

• Future Bazaar.com

• Book My Show.com, etc.

3. Convert to Cash:

You can convert PAYBACK points to cash also. Each PAYBACK point is equivalent to ₹0.25. The cash will be credited to your bank account within seven business days.

4. Gift:

When you choose to buy products from the ICICI Bank website if you wish to redeem your reward points.

Redeeming the reward points accrued on your ICICI Coral credit card is simple. All you need to do is follow the steps outlined below. 

• Step 1: Log into your ICICI Coral credit card account. 

• Step 2: Navigate to the reward points section. 

• Step 3: Proceed to redeem the reward points. You might be redirected to a rewards catalogue where you can select the product you wish to purchase using your points. 

That’s it. The product that you ordered will be delivered to your registered address within a few days. 

Alternatively, you can also redeem your accrued reward points by calling the ICICI Bank credit card helpline number. Simply follow the IVRS instructions to place a reward point redemption request. 

The following table shows how much you can save on an annual spend of ₹3,60,000 using an ICICI Coral credit card:

Follow these quick steps to apply for the ICICI Coral credit card.

• Visit the ICICI website and click on ‘Products’. Select ‘Card’ and then ‘Credit Card’ from the drop-down menu. 

• Select your income as ‘greater than ₹5 Lakhs’.

• Click on the ‘Apply Now’ button along with the ICICI Coral credit card image.

• Fill out the application form and submit it when you are done.

• You can check your application status online or by contacting bank authorities on the toll-free number.

• You can also apply for the same by visiting your nearest bank branch and filling out the form.

For all queries related to your ICICI Coral Credit card, you can reach the ICICI Bank credit card customer care: 

• Email: customer.care@icicibank.com

• Phone: 1860 120 7777

• Local call: 33667777 (prefix local area code)